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BO BELLE

Active
Private limited company·Schoonheidsverzorging en andere schoonheidsbehandelingen· 4 yrs active
Stuyfbergen 10 ·9220 Hamme (Vl.), Belgium
BE 0787.671.969
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BO BELLE is 1.3% (low). The 2025 annual accounts show equity of €42k and a net result of €18k. Equity is growing by ~60.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 370 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.3% Low
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€18k+69.5%
Working capital€-72k+2.8%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro
€0€10k€20k€30kOperating result 2023: €19k€19kNet result 2023: €14k€14kOperating result 2024: €14k€14kNet result 2024: €11k€11kOperating result 2025: €31k€31kNet result 2025: €18k€18k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~60.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€20k€40k€60k€80k2026: €57k (€54k - €60k)2027: €72k (€68k - €75k)2028: €86k (€83k - €89k)2023: €13k2024: €24k2025: €42k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 96, Personal services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 14.3% 25.9%
better than 40% of 370 sector peers
Net result €18k €5k
better than 75% of 370 sector peers
Equity €42k €16k
better than 71% of 371 sector peers
Gross operating margin €53k €29k
better than 64% of 370 sector peers
Staff costs €6k €37k
higher than 25% of 179 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€46k
+142.9% far above sector median
Net profit
€18k
+69.5% far above sector median
Cash flow
€33k
+111.7% far above sector median
Total assets
€297k
+5.5% +281% vs sector
Equity
€42k
+76.1% +5% vs sector
Working capital
€-72k
+2.8% far below sector median
Staff costs
€6k
+174.4% -91% vs sector
Income taxes
€4k
+230.9% +236% vs sector
Debt
€255k
-1.1% far above sector median
Debt ≤ 1y
€82k
-7.4% far above sector median
Debt > 1y
€173k
+2.3% +176% vs sector
Current ratio
0.12
-25.3% -96% vs sector
Quick ratio
0.12
-25.3% -95% vs sector
Solvency
14.3%
+66.9% -79% vs sector
Debt / equity
6.01
-43.8% far above sector median
ROE
43.2%
-3.8% far above sector median
ROA
6.2%
+60.6% far above sector median
Interest coverage
5.29
-41.0% +272% vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€46k
Net profit€18k
Cash flow€33k
Staff costs€6k
Income taxes€4k
Dividends-
Total assets€297k
Equity€42k
Debt€255k
of which ≤ 1y€82k
of which > 1y€173k
Working capital€-72k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.12
Quick ratio0.12
Working capital ratio-24.2%
Solvency14.3%
Debt / equity6.01
Long-term debt ratio4.07
Interest coverage5.29
Gross margin-
Net margin-
ROA6.2%
ROE43.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€297k
Fixed assets 21/28€287k
Intangible fixed assets 21€4k
Tangible fixed assets 22/27€283k
Current assets 29/58€10k
Amounts receivable within one year 40/41€8k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€297k
Equity 10/15€42k
Contributions / capital 10/11€2k
Reserves 13€40k
Amounts payable 17/49€255k
Amounts payable after one year 17€173k
Amounts payable within one year 42/48€82k
Trade debts payable within one year 44€11k
Income statement
Gross operating margin 9900€53k
Operating result 9901€31k
Financial income 75€2
Financial charges 65€9k
Result before taxes 9903€22k
Income taxes 67/77€4k
Net result for the period 9904€18k
Result to be appropriated 9905€18k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
51 / 100 Fair
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
BO BELLE
Stuyfbergen 10, 9220 Hamme (Vl.)Detailhandel in kledingaccessoires
since 20222.332.579.091
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area152 m²
Buildings1
Building footprint98 m²
Volume (LiDAR)515 m³
Tallest building6.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42014C0442/00S002 Flanders 152 m² 1 · 98 m² 6.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health51Profitability100Solvency10Growth78Stability94
67 / 100

Strong profile, led by profitability.

Health 51
Profitability 100
Solvency 10
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Schoonheidsverzorging96022Schoonheidsverzorging en andere schoonheidsbehandelingen96220Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels47750Detailhandel in cosmetica en toiletartikelen47750Detailhandel in uurwerken en sieraden in gespecialiseerde winkels47770Detailhandel in uurwerken en sieraden47770Overige persoonlijke diensten96099Overige persoonlijke diensten96999
Primary activity highlighted.
Names & trade names
Legal nameNL BO BELLE
Registered office
Stuyfbergen 10
9220 Hamme (Vl.), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.