BNR Consulting
ActiveBNR Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300k and a net result of €85k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-14
Solvency63▼-37
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.7 against 4.12 in 2024; short-term debt: 30.4% and cash: 31.8% of total assets), but 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
92 d early
2024
35 d early
2023
26 d early
2022
24 d early
2021
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€300k▼ 27.8%
2024 · €415k
2021: €127k
2022: €244k
2023: €362k
2024: €415k
2021 → 2025
Total assets
€785k▲ 47.4%
2024 · €533k
2021: €209k
2022: €340k
2023: €451k
2024: €533k
2021 → 2025
Net result
€85k▼ 28.4%
2024 · €118k
2021: €124k
2022: €117k
2023: €119k
2024: €118k
2021 → 2025
Working capital
€167k▼ 54.5%
2024 · €366k
2021: €115k
2022: €230k
2023: €302k
2024: €366k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€244k▲ 92.0%€362k▲ 48.7%€415k▲ 14.6%€300k▼ 27.8%
Operating result€160k-€152k▼ 4.9%€153k▲ 0.7%€151k▼ 1.4%€112k▼ 25.9%
Net result€124k-€117k▼ 5.8%€119k▲ 1.6%€118k▼ 0.5%€85k▼ 28.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €785k
Fixed assets
€380k▲ 677%
Current assets
€406k▼ 16.2%
Equity and liabilities €785k
Equity
€300k▼ 27.8%
Debt
€486k▲ 313%
The debt ratio rises from 22.1% to 61.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€174k▲
2024 · €168k
Cash flow
€147k▲
2024 · €135k
Solvency
38.2%▼
2024 · 77.9%
Current ratio
1.70▼
2024 · 4.12
Quick ratio
1.70▼
2024 · 4.11
Debt / equity
1.62▲
2024 · 0.28
ROE
28.2%▼
2024 · 28.4%
ROA
10.8%▼
2024 · 22.2%
Interest coverage
20.61▼
2024 · 212.04
Debt
€486k▲
2024 · €117k
Debt ≤ 1 year
€239k▲
2024 · €117k
Debt > 1 year
€247k
Income taxes
€24k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€533k€785k▲
Fixed assets21/28€49k€380k▲
Tangible fixed assets22/27€49k€380k▲
Land and buildings22-€337k
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€47k€30k▼
Assets under construction and advance payments27-€11k
Current assets29/58€484k€406k▼
Amounts receivable after more than one year29€33k-
Other amounts receivable291€33k-
Stocks and contracts in progress3€1k€180▼
Stocks30/36€54€180▲
Contracts in progress37€1k-
Amounts receivable within one year40/41€223k€153k▼
Trade receivables40€111k€139k▲
Other amounts receivable41€112k€14k▼
Cash at bank and in hand54/58€224k€250k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€533k€785k▲
Equity10/15€415k€300k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€412k€297k▼
Amounts payable17/49€117k€486k▲
Amounts payable after more than one year17-€247k
Financial debts170/4-€247k
Amounts payable within one year42/48€117k€239k▲
Current portion of amounts payable after more than one year42€4k€14k▲
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€49k€17k▼
Taxes450/3€49k€17k▼
Other amounts payable47/48€65k€205k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€62k▲
Other operating charges640/8€853€1k▲
Gross operating margin9900€169k€175k▲
Operating profit (loss)9901€151k€112k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€792€8k▲
Recurring financial charges65€792€8k▲
Profit (loss) for the period before taxes9903€153k€108k▼
Income taxes67/77€35k€24k▼
Profit (loss) for the period9904€118k€85k▼
Profit (loss) for the period to be appropriated9905€118k€85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€477k€497k▲
Profit (loss) brought forward from the previous period14P€359k€412k▲
Profit to be distributed694/7€65k€200k▲
Return on contributions (dividend)694€65k€200k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €85k ▼28.4%
Net result drops to €85k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €244k ▲92%
2 profitable years in a row build equity to €244k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leischoot(OW) 259931 LievegemGround area
1,788 m²
Building footprint
132 m²
Volume, LiDAR
668 m³
Parcel 44053I0302/00B000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BNR Consulting
since 20212.313.207.795
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44053I0302/00B000 | Flanders | 1,788 m² | 1 · 132 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 4,886 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2021
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
25110Manufacture of metal structures and parts of structures
41001General construction of residential buildings
43120Site preparation
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
43331Floor and wall tiling
43422Screed work
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.