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BNL CONCEPT

Active
Private limited companyfounded 2010active for 16 yearsGelovigenstraat 21, 1180 Ukkel, BelgiumKBO/BCE: BE 0822.288.004
Summary

BNL CONCEPT has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,024 and a net result of €493. Equity has been growing by about 7.6% per year since 2018. Its solvency ranks better than 95% of 8,583 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 14-01-2010 Normal situation
Activity
Public relations and communication consultancy NACE 73300and 5 others
Establishment unit
2.184.569.068 1180 Ukkel, since 14-01-2010
Financial year end
31 December
Peppol
Reachable since 20-10-2025

Board and ownership

Board
  • LANGMAN BenjaminDirector

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€1,058
▲ 14.2%
Turnover
≈ €6,700
estimated
Profit
€493
▲ 42.3%
Equity
€26,024
▲ 1.9%
Total assets
€27,067
▲ 1.1%
Score breakdownraises riskLiquidity: current ratio 20.75lowers riskFounded in 2010Equity €26,024 (96.1% of total assets)Size: total assets €27,067Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 96.1% of total assets
Liquidity 100+40
short-term debt 3.9%
Profitability 55-15
return on assets 1.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 20.75 (17.37 in 2024), above the usual 1.5. Short-term debt is 3.9% of total assets. 3.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 97% on liquidity, 31% on profitability and 49% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 20.75
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €26,024 (96.1% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €27,067
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
73 days early
2023
89 days early
2022
131 days early
2021
163 days early
2020
54 days early
2019
51 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 88 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 May (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in advertising and market researchsector median 53.4% · 8,583 companies 96.1% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneous
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as BNL CONCEPT: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €18,800 and €39,300, founded between 2007 and 2011.

CompanyTotal assetsGross margin
BNL CONCEPT Ukkel€27,067€1,058
Inspire Interim Management Machelen (Brab.)€29,055-€1,047
P&L ADVISORS Soignies€27,000-€3,050
ACTIS EUROPE Ukkel€18,750-€9,466
SINAPI CONSULTING Anderlecht€32,827-€3,201
COACHING4TALENT Etterbeek€19,233-€1,938
NOE & PARTNERS Oudergem€39,285-€5,128
Full comparison

Key facts about BNL CONCEPT

What is the company number of BNL CONCEPT?
The company number of BNL CONCEPT is 0822.288.004. The VAT number is the same number with BE in front: BE 0822.288.004.
Where is BNL CONCEPT based?
The registered office is at Gelovigenstraat 21, 1180 Ukkel.Company details
What does BNL CONCEPT do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of BNL CONCEPT?
The legal form of BNL CONCEPT is Private limited company (BV).
When was BNL CONCEPT founded?
BNL CONCEPT was founded on 14-01-2010.
Is BNL CONCEPT still active?
Yes, BNL CONCEPT is an active enterprise in the KBO register.
What is the turnover of BNL CONCEPT?
The turnover in financial year 2025 is ≈ €6,700. This figure is estimated from the gross margin of €1,058 and 39 comparable companies (NACE 73300). It probably lies between €2,800 and €11,000. It is a rough estimate.Financials
Is BNL CONCEPT profitable?
In financial year 2025, BNL CONCEPT made a profit of €493.
Where can I find the annual accounts of BNL CONCEPT?
BNL CONCEPT filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BNL CONCEPT due?
BNL CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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