Financials
- Financial year
- 2024
- Total assets
- €15,941
- Profit
- €11,872
- Solvency
- 74.5%
BNK CONFORT
ActiveSummary
The computed 12-month bankruptcy probability of BNK CONFORT is 5.0% (elevated). The 2024 annual accounts show equity of €11,872 and a net result of €11,872. Its solvency ranks better than 84% of 7,408 sector peers (NACE 43, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€15,941total assets 2024
- Equity
- €11,872
- Profit
- €11,872
Turnover not published (abbreviated format)
Structure
Accounts filed 296 days late0 of 1 deed read
Why 42raises risk1 financial year not filed after the legal deadline; latest accounts 296 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 23-05-2026)Size: total assets €15,941Founded in 2024Show the evidence
Checked score
Score 2024
42
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 87% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency
99
equity 74.5% of total assets
Liquidity
90
short-term debt 25.5% · cash 54.3%
Profitability
100
return on assets 74.5%
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.9%lowest value
08-2025: 1.9%● unchanged vs 07-2025lowest value
09-2025: 2.0%▲ +0.1 percentage points vs 08-2025
10-2025: 2.3%▲ +0.3 percentage points vs 09-2025
11-2025: 2.4%▲ +0.1 percentage points vs 10-2025
12-2025: 2.7%▲ +0.3 percentage points vs 11-2025
01-2026: 3.0%▲ +0.3 percentage points vs 12-2025
02-2026: 3.0%● unchanged vs 01-2026
03-2026: 2.9%▼ -0.1 percentage points vs 02-2026
04-2026: 2.9%● unchanged vs 03-2026
05-2026: 3.2%▲ +0.3 percentage points vs 04-2026
06-2026: 5.7%▲ +2.5 percentage points vs 05-2026
07-2026: 5.8%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 5.8%● unchanged vs 07-2026highest value
09-2026: 5.8%● unchanged vs 08-2026highest value
10-2026: 5.0%▼ -0.8 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 3.92; short-term debt: 25.5% and cash: 54.3% of total assets), and 25.5% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 80% on solvency, 88% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-05-2026, 296 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2024
296 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 296 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 20-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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