BNJ
Open bankruptcyA bankruptcy procedure is open for BNJ according to publications in the Belgian State Gazette; curator: ANTHONY BOCHON.
No longer registered with the KBO; last annual accounts for fiscal year 2022.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline22-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 04-12-2023, 126 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
126 d late
2021
30 d late
2020
28 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Equity
€177k▲ 767%
2021 · €20k
2019: €5k
2020: €13k
2021: €20k
2019 → 2022
Total assets
€655k▲ 1,565%
2021 · €39k
2019: €13k
2020: €28k
2021: €39k
2019 → 2022
Net result
€157k▲ 2,081%
2021 · €7k
2019: €-886
2020: €8k
2021: €7k
2019 → 2022
Working capital
€177k▲ 770%
2021 · €20k
2019: €5k
2020: €13k
2021: €20k
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2019202020212022Trend
Equity€5k-€13k▲ 149%€20k▲ 54.3%€177k▲ 767%
Operating result€762-€14k▲ 1,675%€10k▼ 23.2%€213k▲ 1,954%
Net result€-886-€8k€7k▼ 9.4%€157k▲ 2,081%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2022; 2022 is 1,954% above 2021 and is the highest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Equity and liabilities €655k
Equity
€177k▲ 767%
Debt
€478k▲ 2,428%
The debt ratio rises from 48.0% to 72.9%. Equity and debt are higher.
Key figures and ratios
Solvency
27.1%▼
2021 · 52.0%
Current ratio
1.37▼
2021 · 2.08
Quick ratio
1.37▼
2021 · 2.08
Debt / equity
2.69▲
2021 · 0.92
ROE
88.5%▲
2021 · 35.2%
ROA
23.9%▲
2021 · 18.3%
Debt
€478k▲
2021 · €19k
Debt ≤ 1 year
€478k▲
2021 · €19k
Income taxes
€56k▲
2021 · €3k
Staff costs
€6k▼
2021 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€39k€655k▲
Fixed assets21/28€50-
Financial fixed assets28€50-
Current assets29/58€39k€655k▲
Amounts receivable within one year40/41€39k€654k▲
Trade receivables40€20k€246k▲
Other amounts receivable41€19k€408k▲
Cash at bank and in hand54/58€6€1k▲
Deferred charges and accrued income490/1€665-
Equity and liabilities
Total equity and liabilities10/49€39k€655k▲
Equity10/15€20k€177k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€14k€171k▲
Amounts payable17/49€19k€478k▲
Amounts payable within one year42/48€19k€478k▲
Trade debts44€4k€371k▲
Suppliers440/4€4k€371k▲
Taxes, remuneration and social security45€15k€107k▲
Taxes450/3€7k€106k▲
Remuneration and social security454/9€8k€841▼
Income statement
Code20212022
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€55k€6k▼
Other operating charges640/8€671-
Gross operating margin9900€66k€220k▲
Operating profit (loss)9901€10k€213k▲
Financial charges65/66B€219€617▲
Recurring financial charges65€219€617▲
Profit (loss) for the period before taxes9903€10k€213k▲
Income taxes67/77€3k€56k▲
Profit (loss) for the period9904€7k€157k▲
Profit (loss) for the period to be appropriated9905€7k€157k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€171k▲
Profit (loss) brought forward from the previous period14P€7k€14k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
23-05
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · BNJ ROND-POINT ROBERT SCHUMAN 6, 1040 ETTERBEEK · event 16-05-2024
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 126 days late
2022
31-12
Financial
Highest result since 2019net €157k ▲2081%
Operating result €213k, net result €157k, both a record.
31-12
Financial
Equity above €150kEq €177k ▲767%
3 profitable years in a row build equity to €177k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ANTHONY BOCHON AVENUE LOUISE 522 BOITE 1,
1050 IXELLES |
16-05-2024 → present |