Equity
-€149,144
Debts exceed assets in financial year 2025.
BNI
Lifetime
19 annual accounts with figures on one time axispeak €66,427 (2020)
€29,072▼ 24.9%
lowest -€84,982 (2021)
-€29,396▼ €13,739
peak €62,356 (2020)
-€149,144▼ €29,396
€198,193▼ 3.9%
peak 0 FTE (2022)
-not published
Board2 names since 2006
2 directorsBen Huybrechts and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €38,691 to €29,072Loss of €29,396Equity from -€119,747 to -€149,144
Key points
from the 2025 annual accountsLosses
-€211,500 in five years
Every financial year from 2021 to 2025 closed with a loss. 2021 was the heaviest.
Turnover
≈ €85,000 estimated
The accounts state no turnover.
Debts
€198,193 404% of the balance sheet
Suppliers 1%Taxes and wages 2%Other 97%
Filings
19 annual accounts since 2007
Ten of the last ten came late. The 2019 accounts came latest: 59 days after the end of the period.
Position in the sector
-304.1%
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
Checked score
53
Fair
Financially stronger than 20% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.5%▼ -0.1 percentage points vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.4 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.4%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€149,144
Loss of €29,396, the second in a row (financial year 2025)
lowers risk
Size: total assets €49,050
Liquidity: current ratio 0.22, cash €34,646
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 33% on liquidity, 23% on profitability and 20% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as BNI has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BNI itself is lower: 0.4% within 12 months. It rests on far more data about BNI than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for BNI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.22 (0.16 in 2024), below 1. Short-term debt is 404.1% and cash 70.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€149,144
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
28 days late
2023
27 days late
2022
16 days late
2021
24 days late
2020
24 days late
2019
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0882822734
Changes of role: HUYBRECHTS Ben Joseph Luc (director) and BEUNEN Ilse Cornelia Godfried (director)
“toevoeging na punt 8: '9. Fotografie en alle activiteiten die hiermee samenhangen.'” (deed in Dutch) · Director discharge: HUYBRECHTS Ben Joseph Luc · Director discharge: BEUNEN Ilse Cornelia Godfried · General meeting of 02-02-2024 · Gazette deed
Incorporation
published on 10-08-2006 · Gazette deed
First establishment
Onafhankelijkheidslaan 5, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BNI Antwerp | €49,050 | €29,072 | -304.1% | - |
| HODE CONSULTING Zoersel | €53,429 | €27,713 | 69.5% | - |
| CAPITAL MANAGEMENT SUPPORT Antwerp | €58,746 | €27,829 | 70.2% | - |
| MONITOR CAPITAL PARTNERS Antwerp | €63,693 | €28,996 | -620.9% | - |
| SC Facilities Wezembeek-Oppem | €46,741 | €28,885 | 94.5% | - |
| Roch Consultancy Zonhoven | €49,302 | €32,560 | 10.9% | - |
| VAL DE LA LYS Roeselare | €49,414 | €28,165 | 45.2% | - |
These companies have the same main activity as BNI: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €46,700 and €63,700, founded between 2005 and 2008.
Official details
Source: KBO- Status
- Active since 02-08-2006Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.155.694.3462020 Antwerp, since 19-07-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 07-11-2025
Insights on BNI
BNI files the micro format. That format states no turnover. The gross margin rose from €27,641 in 2007 to €29,072 in 2025.
The balance sheet grew most from 2017 to 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BNI
- What is the company number of BNI?
- The company number of BNI is 0882.822.734. The VAT number is the same number with BE in front: BE 0882.822.734.
- Where is BNI based?
- The registered office is at Onafhankelijkheidslaan 5, 2020 Antwerp.Company details
- What does BNI do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BNI?
- BNI is a private limited company (BV).
- When was BNI founded?
- BNI was founded on 02-08-2006.
- Is BNI still active?
- Yes, BNI is an active enterprise in the KBO register.
- What is the turnover of BNI?
- The turnover in financial year 2025 is ≈ €85,000. This figure is estimated from the gross margin of €29,072 and 144 comparable companies (NACE 70200). It probably lies between €51,000 and €120,000.Financials
- Is BNI profitable?
- In financial year 2025, BNI made a loss of €29,396.
- Where can I find the annual accounts of BNI?
- BNI filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BNI due?
- BNI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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