Bnbe

Active

Private limited companyfounded 2018active for 8 yearsGrand'Route 550, 1428 Braine-l'Alleud, Belgium27 active companies are registered at this addressKBO/BCE: BE 0711.941.002

Summary

The computed 12-month bankruptcy probability of Bnbe is 1.7% (moderate). The 2025 annual accounts show equity of €48,203 and a net result of -€17,154. Equity is growing by about 88% per year across the filed financial years. Its solvency ranks better than 19% of 548 sector peers (NACE 79, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

BnbeActiveChecked score 54/100

Risk analysis Report Compare

Activity

Travel agency, tour operator and other reservation service and related activities

NACE 79120Business and other management consultancy NACE 70200

4 sites

Size

€709,510total assets 2025

Staff: 1.7 FTE
Equity: €48,203
Loss: -€17,154

Turnover not published (micro format)

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.7%

Structure

Toussaint COLOMBANIDirector

2025 accounts 21 days early2 of 5 deeds summarised

Why 54raises risk2 of the last 3 late1 change of registered office in 24 monthsEquity €48,203 (6.8% of total assets)lowers riskSize: total assets €709,510Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 24% of its sector peers (NACE 79, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 32-11

equity 6.8% of total assets

Liquidity 53-3

short-term debt 37.9% · cash 16.7%

Profitability 24-67

return on assets -2.4%

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,000 companies, NACE 79, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.6%▼ -0.2 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025lowest value 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.1%▲ +0.2 percentage points vs 08-2025 10-2025: 1.6%▲ +0.5 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.9%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 1.7%▼ -0.2 percentage points vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026

Credit of up to €2,500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.85, compared with 1.24 in 2024, below 1; short-term debt: 37.9% and cash: 16.7% of total assets), and 93.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 79, micro): better than 17% on solvency, 41% on liquidity, 22% on profitability and 16% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €709,510

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

2 of the last 3 late

NBB · filings

1 change of registered office in 24 months

Belgian Official Gazette

Equity €48,203 (6.8% of total assets)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 548 sector peers (2025).

NBB · sector comparison

Position among 548 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

21 days early

2024

48 days late

2023

36 days late

2022

58 days late

2021

25 days late

2020

46 days late

2019

89 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days after the deadline; the sector median (NACE 79) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

10-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€17,154
19-12-2025 Appointment: Toussaint COLOMBANI (director)Shareholding · Share transfer

Key points

Caution: From profit to loss in 2025after €63,228 in 2024 -€17,154 View
Caution: Among the weakest 13% on net resultsector median €5,653 · 548 companies -€17,154 View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €709,510
Loss: -€17,154
Solvency: 6.8%

Total assets▲ 98.1%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

Toussaint COLOMBANIDirector

Go to Board & ownership

Timeline

Events: 12
Since: 2020
Next accounts: by 31-07-2027

25-09-2025Registered office · Capital & shares
17-09-2025Annual accounts filed
31-12-2024Highest result from 2019 to 2025

Go to Timeline

Company details

Sites: 4

Legal form: Private limited company
Activity: Travel agency, tour operator and other reservation service…NACE 79120
Founded: 22-10-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Bnbe

What is the company number of Bnbe?: 0711.941.002. In Belgium the VAT number is the company number with BE in front: BE 0711.941.002.
Where is Bnbe based?: The registered office is at Grand'Route 550, 1428 Braine-l'Alleud.Company details
What does Bnbe do?: According to the KBO register, the main activity is travel agency, tour operator and other reservation service and related activities (NACE 79120).
What is the legal form of Bnbe?: Private limited company (BV).
When was Bnbe founded?: On 22-10-2018.
Is Bnbe still active?: Yes, Bnbe is an active enterprise in the KBO register.
How many employees does Bnbe have?: On average 1.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Bnbe?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Bnbe profitable?: In financial year 2025, Bnbe made a loss of €17,154.
Where can I find the annual accounts of Bnbe?: Bnbe filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bnbe due?: By 31-07-2027, for financial year 2026.Timeline