BNA-TECH
ActiveSummary
The computed 12-month bankruptcy probability of BNA-TECH is 2.6% (moderate). The 2024 annual accounts show equity of €46,848 and a net result of €1,178. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 36380 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 2,548 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | €364 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,251 | €11,639 | €12,359 | ▲ 6.2% |
| Other operating charges640/8 | €476 | €3,361 | €1,947 | ▼ 42.1% |
| Non-recurring operating charges66A | - | €10,971 | - | - |
| Gross operating margin9900 | €46,234 | €48,038 | €18,713 | ▼ 61.0% |
| Operating profit (loss)9901 | €35,507 | €22,067 | €4,407 | ▼ 80.0% |
| Financial income75/76B | - | €3 | €2 | ▼ 29.9% |
| Recurring financial income75 | - | €3 | €2 | ▼ 29.9% |
| Financial charges65/66B | €10 | €633 | €730 | ▲ 15.2% |
| Recurring financial charges65 | €10 | €633 | €730 | ▲ 15.2% |
| Profit (loss) for the period before taxes9903 | €35,497 | €21,437 | €3,679 | ▼ 82.8% |
| Income taxes67/77 | €9,764 | €7,500 | €2,502 | ▼ 66.6% |
| Profit (loss) for the period9904 | €25,734 | €13,937 | €1,178 | ▼ 91.6% |
| Profit (loss) for the period to be appropriated9905 | €25,734 | €13,937 | €1,178 | ▼ 91.6% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €62,845 | €55,300 | €50,001 | ▼ 9.6% |
| Fixed assets21/28 | €28,389 | €29,463 | €17,103 | ▼ 41.9% |
| Tangible fixed assets22/27 | €28,389 | €29,463 | €17,103 | ▼ 41.9% |
| Plant, machinery and equipment23 | - | €4,272 | €3,292 | ▼ 22.9% |
| Furniture and vehicles24 | €28,389 | €25,191 | €13,811 | ▼ 45.2% |
| Current assets29/58 | €34,456 | €25,838 | €32,897 | ▲ 27.3% |
| Amounts receivable within one year40/41 | €12,802 | €24,722 | €16,974 | ▼ 31.3% |
| Trade receivables40 | €11,623 | €15,625 | €16,444 | ▲ 5.2% |
| Other amounts receivable41 | €1,179 | €9,097 | €530 | ▼ 94.2% |
| Cash at bank and in hand54/58 | €21,654 | €1,115 | €15,923 | ▲ 1,328% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €62,845 | €55,300 | €50,001 | ▼ 9.6% |
| Equity10/15 | €31,734 | €45,671 | €46,848 | ▲ 2.6% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | = |
| Reserves13 | €25,636 | €39,573 | €39,573 | = |
| Distributable reserves133 | €25,636 | €39,573 | €39,573 | = |
| Profit (loss) carried forward14 | €97 | €98 | €1,275 | ▲ 1,202% |
| Amounts payable17/49 | €31,111 | €9,629 | €3,153 | ▼ 67.3% |
| Amounts payable within one year42/48 | €31,111 | €9,629 | €3,153 | ▼ 67.3% |
| Trade debts44 | €228 | €1,684 | €265 | ▼ 84.3% |
| Suppliers440/4 | €228 | €1,684 | €265 | ▼ 84.3% |
| Taxes, remuneration and social security45 | €12,264 | €7,946 | €2,500 | ▼ 68.5% |
| Taxes450/3 | €10,162 | €7,946 | €2,500 | ▼ 68.5% |
| Remuneration and social security454/9 | €2,101 | - | - | - |
| Other amounts payable47/48 | €18,619 | - | €388 | - |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,734 | €13,937 | €1,178 | ▼ 91.6% |
| + Depreciation and write-downs630 | €10,251 | €11,639 | €12,359 | ▲ 6.2% |
| Operating cash flow (approximation) | €35,985 | €25,576 | €13,537 | ▼ 47.1% |
| Investment in fixed assets (approximation) | - | -€12,713 | €0 | ▲ 100% |
| Change in cash | - | -€20,539 | €14,808 | ▲ 172% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46008A1291/00G000indicative | Flanders | 1,275 m² | 1 · 384 m² | 7.5 m |
Linked by address, not proof of ownership
Recognitions · licences · registrations
Recognised contractor
2 categoriesSimilar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.