Skip to content

BN TOITURE

Active
Private limited companyfounded 2018active for 8 yearsPriester Cuypersstraat 3, 1040 Etterbeek, BelgiumKBO/BCE: BE 0703.982.646
Summary

BN TOITURE has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168,583 and a net result of -€17,050. Equity has been growing by about 33% per year since 2019. Its solvency ranks better than 31% of 2,790 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 13-09-2018 Normal situation
Registered office
333 active companies are registered at this address 19 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
General construction of residential buildings NACE 41001and 1 other
Establishment unit
2.279.467.237 1040 Etterbeek, since 13-09-2018
Financial year end
31 December
Peppol
Reachable since 15-01-2026

Board and ownership

Board
  • BAJRAMI NasserDirector

Financial position

61 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Gross margin
€85,304
Turnover
≈ €350,000
estimated
Loss
€17,050
Equity
€168,583
Total assets
€770,102
Staff
≈ 1.2 FTE
estimated
  • 2025 accounts filed 90 days after the deadline
Filed on 29-10-2026
Score breakdownraises riskLast filed accounts filed 90 days late; 3 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 1.41, cash €242,524Size: total assets €770,102Show the evidence

Checked score

Score 2025
61 / 100
Healthy
Probability in this band: 0.55% to 1.5%
No sector peers to compare with
Financial strength · tick: 2023
Average
Solvency 47+18
equity 21.9% of total assets
Liquidity 73+5
short-term debt 36.1% · cash 31.5%
Profitability 25+23
return on assets -2.2%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 3.8% 01-2025: 5.5%▲ +1.7 percentage points vs 12-2024 02-2025: 5.5%● unchanged vs 01-2025 03-2025: 6.1%▲ +0.6 percentage points vs 02-2025 04-2025: 6.1%● unchanged vs 03-2025 05-2025: 5.8%▼ -0.3 percentage points vs 04-2025 06-2025: 6.0%▲ +0.2 percentage points vs 05-2025 07-2025: 5.8%▼ -0.2 percentage points vs 06-2025 08-2025: 6.6%▲ +0.8 percentage points vs 07-2025 09-2025: 7.0%▲ +0.4 percentage points vs 08-2025 10-2025: 8.7%▲ +1.7 percentage points vs 09-2025 11-2025: 8.7%● unchanged vs 10-2025 12-2025: 9.9%▲ +1.2 percentage points vs 11-2025 01-2026: 11.9%▲ +2.0 percentage points vs 12-2025 02-2026: 12.0%▲ +0.1 percentage points vs 01-2026 03-2026: 12.1%▲ +0.1 percentage points vs 02-2026 04-2026: 11.2%▼ -0.9 percentage points vs 03-2026 05-2026: 11.2%● unchanged vs 04-2026 06-2026: 11.0%▼ -0.2 percentage points vs 05-2026 07-2026: 11.0%● unchanged vs 06-2026 08-2026: 12.8%▲ +1.8 percentage points vs 07-2026highest value 09-2026: 12.8%● unchanged vs 08-2026 10-2026: 12.6%▼ -0.2 percentage points vs 09-2026 11-2026: 1.4%▼ -11.2 percentage points vs 10-2026lowest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.41 (0.79 in 2023), below the usual 1.5. Short-term debt is 36.1% and cash 31.5% of total assets. 78.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Within the band only the bankruptcy probability counts. There are no sector peers to compare with.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 90 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.41, cash €242,524
NBB · annual accounts
lowers risk · Size: total assets €770,102
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 90 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-10-2026, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
90 days late
2023
183 days late
2022
59 days late
2021
95 days late
2020
129 days late
2019
113 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 74 days after the deadline. In the sector (NACE 41), the median for financial year 2023 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 November (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 84% of companies in construction of buildingssector median €19,390 · 2,784 companies -€17,050 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€17,050 View

Recent changes

  1. · Gazette deed Resignation: Turcin laon (director)
  2. · Gazette deed Appointments: BAJRAMI Naser (director) and TURCIN Ioan (director)
  3. · Gazette deed Resignation: Bakija Nazmi (manager)
All 14 events

Comparable companies

These companies have the same main activity as BN TOITURE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €684,000 and €893,000, founded between 2017 and 2019.

CompanyTotal assetsGross margin
BN TOITURE Etterbeek€770,102€85,304
G.G.-Projects Aalter€744,251€90,650
OUTDOOR AND STYLE Frameries€817,169€77,976
ETOILE NOIRE Enghien€683,632€85,753
DVH Groep Balen€761,072€97,435
Duratec Solutions Koksijde€892,504€92,988
BS AFWERKING Kalmthout€776,780€99,821
Full comparison

Key facts about BN TOITURE

What is the company number of BN TOITURE?
The company number of BN TOITURE is 0703.982.646. The VAT number is the same number with BE in front: BE 0703.982.646.
Where is BN TOITURE based?
The registered office is at Priester Cuypersstraat 3, 1040 Etterbeek.Company details
What does BN TOITURE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of BN TOITURE?
The legal form of BN TOITURE is Private limited company (BV).
When was BN TOITURE founded?
BN TOITURE was founded on 13-09-2018.
Is BN TOITURE still active?
Yes, BN TOITURE is an active enterprise in the KBO register.
What is the turnover of BN TOITURE?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €85,304 and 41 comparable companies (NACE 41001). It probably lies between €240,000 and €500,000. In financial year 2023 turnover was €436,523.Financials
Is BN TOITURE profitable?
In financial year 2025, BN TOITURE made a loss of €17,050.
Where can I find the annual accounts of BN TOITURE?
BN TOITURE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BN TOITURE due?
BN TOITURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.