BN Technieken
ActiveSummary
The computed 12-month bankruptcy probability of BN Technieken is 2.0% (moderate). The 2025 annual accounts show equity of €148k and a net result of €59k. Its solvency ranks better than 78% of 27786 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+7
Growth52
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity ample (current ratio 3.68 against 2.78 in 2024; short-term debt: 26.8% and cash: 90.5% of total assets), and 26.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.2%
Return on assets
29.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€148k▲ 66.9%
2024 · €89k
2024: €89k
2024 → 2025
Total assets
€202k▲ 51.0%
2024 · €134k
2024: €134k
2024 → 2025
Net result
€59k▼ 31.1%
2024 · €86k
2024: €86k
2024 → 2025
Working capital
€145k▲ 80.3%
2024 · €80k
2024: €80k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€89k-€148k▲ 66.9%
Operating result€111k-€72k▼ 35.0%
Net result€86k-€59k▼ 31.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets
€3k ▼ 65.7%
Current assets
€199k ▲ 58.5%
Equity and liabilities €202k
Equity
€148k ▲ 66.9%
Debt
€54k ▲ 19.8%
Debt's share of the balance-sheet total falls from 33.8% to 26.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€78k▼
2024 · €116k
Cash flow
€65k▼
2024 · €91k
Current ratio
3.68▲
2024 · 2.78
Debt to equity
0.37▼
2024 · 0.51
ROE
40.1%▼
2024 · 97.2%
ROA
29.3%▼
2024 · 64.3%
Interest coverage
203.19▼
2024 · 11591.18
Debt ≤ 1 year
€54k▲
2024 · €45k
Income taxes
€13k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€134k€202k▲
Fixed assets21/28€8k€3k▼
Tangible fixed assets22/27€8k€3k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€4k€197▼
Current assets29/58€126k€199k▲
Amounts receivable within one year40/41€21k€16k▼
Trade receivables40€20k€16k▼
Other amounts receivable41€259€880▲
Cash at bank and in hand54/58€105k€183k▲
Equity and liabilities
Total equity and liabilities10/49€134k€202k▲
Equity10/15€89k€148k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€86k€145k▲
Amounts payable17/49€45k€54k▲
Amounts payable within one year42/48€45k€54k▲
Trade debts44€859€6k▲
Suppliers440/4€859€6k▲
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€31k€47k▲
Taxes450/3€31k€47k▲
Other amounts payable47/48€11k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€685€251▼
Gross operating margin9900€117k€78k▼
Operating profit (loss)9901€111k€72k▼
Financial income75/76B€23€21▼
Recurring financial income75€23€21▼
Financial charges65/66B€10€383▲
Recurring financial charges65€10€383▲
Profit (loss) for the period before taxes9903€111k€72k▼
Income taxes67/77€25k€13k▼
Profit (loss) for the period9904€86k€59k▼
Profit (loss) for the period to be appropriated9905€86k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€145k▲
Profit (loss) brought forward from the previous period14P-€86k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €100kEq €148k ▲66.9%
2 profitable years in a row build equity to €148k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hollestraat(Voo) 1119400 NinoveGround area
1,226 m²
Building footprint
160 m²
Volume, LiDAR
949 m³
Parcel 41073B0365/00D000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BN Technieken
since 20232.354.200.490
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41073B0365/00D000 | Flanders | 1,226 m² | 1 · 160 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AVITEN
BE 0808.938.626
Zandhoven · Eq €147,741
G.C.V.
BE 0865.503.878
Diksmuide · Eq €147,691
MATEMI
BE 0501.750.019
Oostende · Eq €147,690
HVAC
BE 0826.988.940
Sint-Lambrechts-Woluwe · Eq €147,820
BAILLY ENERGY
BE 0803.159.604
Flobecq · Eq €147,529
Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,906 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.