BN
ActiveSummary
The computed 12-month bankruptcy probability of BN is 2.4% (moderate). The 2025 annual accounts show equity of €326 and a net result of -€2,174. Its solvency ranks better than 28% of 16,996 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-12-2024 Normal situation
- Activity
- Limited-service restaurants, excluding mobile food services NACE 56112
- Establishment unit
- 2.367.483.156 2811 Mechelen, since 11-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-05-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.4%
- Gross margin
- -€1,600
- Loss
- €2,174
- Equity
- €326
- Total assets
- €12,631
- 2025 accounts filed 28 days after the deadline
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2024Equity €326 (2.6% of total assets)lowers riskLiquidity: current ratio 0.73, cash €7,741Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 28% of them on solvency, 49% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 28 days after the deadline Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00494786.
Annual accounts 2025 filed on 28-08-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €1,565 |
| Intangible fixed assets | €0 |
| Financial fixed assets | €2,467 |
| Depreciation and write-downs of the year | €409 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as BN: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €11,600 and €14,300, founded between 2024 and 2025.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | Financial year |
|---|---|---|---|---|---|---|---|
| BN Mechelen | 2024 | €12,631 | €326 | -€1,600 | - | -€2,174 | 2025 |
| KES-VER Houthalen-Helchteren | 2024 | €12,701 | €221 | -€5,260 | - | -€5,779 | 2025 |
| LSDOR Sint-Jans-Molenbeek | 2025 | €12,599 | €2,257 | €369 | - | -€243 | 2025 |
| THE NIGHT KITCHEN Schaarbeek | 2025 | €11,634 | -€3,228 | -€2,920 | - | -€3,228 | 2025 |
| HANIA ENTREPRISE Anderlecht | 2024 | €14,235 | €9,004 | -€738 | €19,757 | -€1,996 | 2025 |
| NAVA Gent | 2024 | €14,320 | -€10,374 | -€9,765 | - | -€12,374 | 2025 |
| CYRUX Anderlecht | 2024 | €12,635 | €6,135 | -€365 | - | -€6,765 | 2025 |
They were chosen from the 10,326 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 167 companies had the same profile as BN has now. Two years later, 4.2% had gone bankrupt and 88.6% were still going.
- Micro
- under 2 years old
- solvency under 10%
- a loss of 10% of the balance sheet or more
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BN itself: 2.4% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 167 companies, not a prediction for BN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €409 |
| Other operating charges640/8 | €120 |
| Gross operating margin9900 | -€1,600 |
| Operating profit (loss)9901 | -€2,129 |
| Financial charges65/66B | €45 |
| Recurring financial charges65 | €45 |
| Profit (loss) for the period before taxes9903 | -€2,174 |
| Profit (loss) for the period9904 | -€2,174 |
| Profit (loss) for the period to be appropriated9905 | -€2,174 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €12,631 | |
| Fixed assets21/28 | €3,624 | |
| Tangible fixed assets22/27 | €1,157 | |
| Plant, machinery and equipment23 | €1,157 | |
| Financial fixed assets28 | €2,467 | |
| Current assets29/58 | €9,007 | |
| Amounts receivable within one year40/41 | €1,265 | |
| Other amounts receivable41 | €1,265 | |
| Cash at bank and in hand54/58 | €7,741 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €12,631 | |
| Equity10/15 | €326 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | -€2,174 | |
| Amounts payable17/49 | €12,304 | |
| Amounts payable within one year42/48 | €12,304 | |
| Trade debts44 | €2,304 | |
| Suppliers440/4 | €2,304 | |
| Other amounts payable47/48 | €10,000 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€2,174 |
| + Depreciation and write-downs630 | €409 |
| Operating cash flow (approximation) | -€1,765 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-08-2026 | 2026-00494786 | NBB |
Board & ownership
Directors
Owners and capital
Shareholders
- VAN MEERBEECK Noa 10 shares (100%) · €2,500
Capital transactions
- 13-12-2024 Incorporation · €2,500 · 10 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Iedere bestuurder alleen optredend mag alle handelingen nodig of dienstig tot verwezenlijking voorwerp, geheel bevoegdheden bestuursorgaan…”“Bestuursorgaan kan bij intern reglement forfaitaire kostenvergoeding voorzien, bij bezoldigd mandaat bepaalt algemene vergadering met gewone…”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Steeds op naam, 10”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Verkoopwaarde op dag kennisgeving;bij geen overeenstemming deskundige bedrijfsrevisor of gecertificeerd accountant in gemeen…”
Articles of association, deed of 13-12-2024 (in Dutch)
Network & group
BN shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of BN. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
13-12
Gazette deed
IncorporationStarting capital €2,500 · Appointment: VAN MEERBEECK Noa (eerste niet statutaire bestuurder) · Founder8 points ▸
- Incorporation, “BN” (deed in Dutch)
- Founder, VAN MEERBEECK Noa
- Founding capital, €2,500
- Bank account, 2500, “bijzondere rekening op naam van de vennootschap in oprichting” (deed in Dutch)
- Other provision, “boeking inbrengen, beschikbare eigenvermogensrekening” (deed in Dutch)
- Other provision, “plaatsing en storting aandelen, alle inbrengen volledig gestort” (deed in Dutch)
- Director appointment, VAN MEERBEECK Noa (eerste niet statutaire bestuurder)
- Pre-incorporation commitments, “takeover, alle door de oprichters in naam en voor rekening van de vennootschap in oprichting aangegane verbintenissen en alle verplichtingen die eruit voortvloe…” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12016A0152/00Y003 | Flanders | 851 m² | 1 · 245 m² | 8.6 m · 1 |