BMZ Technics
ActiveThe computed 12-month bankruptcy probability of BMZ Technics is 2.4% (moderate). The 2025 annual accounts show equity of €9k and a net result of €1k. Its solvency ranks better than 92% of 27358 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent▲ +27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-36
Solvency100▲+58
Growth52
Stability82
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.77 against 0.79 in 2024), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.9%
Return on assets
11.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▲ 14.6%
2024 · €8k
2024: €8k
2024 → 2025
Total assets
€10k▼ 61.2%
2024 · €25k
2024: €25k
2024 → 2025
Net result
€1k▼ 76.0%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€3k
2024 · €-4k
2024: €-4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€8k-€9k▲ 14.6%
Operating result€7k-€2k▼ 70.5%
Net result€5k-€1k▼ 76.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10k
Fixed assets
€6k▼ 50.0%
Current assets
€4k▼ 70.4%
Equity and liabilities €10k
Equity
€9k▲ 14.6%
Debt
€1k▼ 93.8%
The debt ratio falls from 69.9% to 11.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€8k▼
2024 · €12k
Cash flow
€7k▼
2024 · €10k
Solvency
88.9%▲
2024 · 30.1%
Current ratio
3.77▲
2024 · 0.79
Quick ratio
2.06▲
2024 · 0.79
Debt / equity
0.13▼
2024 · 2.32
ROE
12.7%▼
2024 · 60.8%
ROA
11.3%▼
2024 · 18.3%
Debt
€1k▼
2024 · €18k
Debt ≤ 1 year
€1k▼
2024 · €18k
Income taxes
€869▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€10k▼
Fixed assets21/28€11k€6k▼
Tangible fixed assets22/27€11k€6k▼
Furniture and vehicles24€11k€6k▼
Current assets29/58€14k€4k▼
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€8k€944▼
Other amounts receivable41€144€855▲
Cash at bank and in hand54/58€6k€470▼
Equity and liabilities
Total equity and liabilities10/49€25k€10k▼
Equity10/15€8k€9k▲
Contributions10/11€3k€3k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14-€1k
Amounts payable17/49€18k€1k▼
Amounts payable within one year42/48€18k€1k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Remuneration and social security454/9€262-
Other amounts payable47/48€16k-
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€1k-
Gross operating margin9900€15k€8k▼
Operating profit (loss)9901€7k€2k▼
Financial charges65/66B€235-
Recurring financial charges65€235-
Profit (loss) for the period before taxes9903€7k€2k▼
Income taxes67/77€2k€869▼
Profit (loss) for the period9904€5k€1k▼
Profit (loss) for the period to be appropriated9905€5k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€1k▼
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Liquidity times 5current ratio 3.77
Current ratio from 0.79 to 3.77; short-term debt falls from €18k to €1k.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestersteenweg 1793293 DiestGround area
601 m²
Building footprint
136 m²
Volume, LiDAR
787 m³
Parcel 24046A0170/00N000, Flanders · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BMZ Technics
since 20232.354.087.951
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24046A0170/00N000 | Flanders | 601 m² | 1 · 136 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ICK Services
BE 1000.808.485
Liège · Eq €9k
L.P.H.
BE 0430.206.282
Destelbergen · Eq €9k
NETWES
BE 0880.348.838
Heusden-Zolder · Eq €9k
EK Fiber Technics
BE 0792.425.068
Heusden-Zolder · Eq €9k
ELEKTRO DL
BE 0728.929.660
Damme · Eq €9k
Of 22,728 companies in sector 43211 we hold annual accounts for 10,270. 5,116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43212Electrical installation work in industrial facilities
46474Wholesale trade
46500Wholesale of information and communication equipment
46520Wholesale trade
46643Wholesale of electrical equipment, including installation materials
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.