BMVL
ActiveSummary
BMVL has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €979,275 and a net result of €52,333. Equity is growing by ~3.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · fiscal year 2025, micro schema
2021 to 2025, 5 fiscal years 2019 to 2025, 7 fiscal years
The operating result recovers in 2025; 2025 is 2,714% above 2024.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 1,640 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 95% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,842 | €5,007 | €5,430 | €5,693 | €6,081 | €187,368 | €0 | ▼ 100% |
| Other operating charges640/8 | - | - | €1,613 | €1,663 | €1,806 | €1,858 | €166 | ▼ 91.0% |
| Gross operating margin9900 | €34,521 | €44,042 | €46,173 | €59,411 | €43,588 | €190,931 | €48,152 | ▼ 74.8% |
| Operating profit (loss)9901 | €27,681 | €37,690 | €39,130 | €52,054 | €35,701 | €1,705 | €47,986 | ▲ 2,714% |
| Financial income75/76B | - | - | - | - | €441 | €2,228 | €78,874 | ▲ 3,440% |
| Recurring financial income75 | - | - | - | - | €441 | €2,228 | €78,874 | ▲ 3,440% |
| Financial charges65/66B | - | - | €44 | €64 | €39 | €44 | €42,825 | ▲ 98,349% |
| Recurring financial charges65 | €17 | €50 | €44 | €64 | €39 | €44 | €42,825 | ▲ 98,349% |
| Profit (loss) for the period before taxes9903 | €27,665 | €37,639 | €39,086 | €51,990 | €36,103 | €3,890 | €84,035 | ▲ 2,060% |
| Income taxes67/77 | €8,183 | €12,145 | €10,086 | €13,020 | €9,144 | €2,824 | €31,702 | ▲ 1,023% |
| Profit (loss) for the period9904 | €19,481 | €25,495 | €28,999 | €38,970 | €26,958 | €1,066 | €52,333 | ▲ 4,809% |
| Profit (loss) for the period to be appropriated9905 | €19,481 | €25,495 | €28,999 | €38,970 | €26,958 | €1,066 | €52,333 | ▲ 4,809% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.8m | €0.8m | €0.9m | €0.9m | €1.1m | €2.6m | €2.2m | ▼ 17.6% |
| Fixed assets21/28 | €0.8m | €0.8m | €0.8m | €0.8m | €0.9m | €2.1m | €2.1m | = |
| Tangible fixed assets22/27 | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €2.1m | €2.1m | = |
| Land and buildings22 | - | - | €0.8m | €0.8m | €0.8m | €2.1m | €2.1m | = |
| Furniture and vehicles24 | - | - | €0.003m | €0.005m | €0.004m | €0 | - | - |
| Financial fixed assets28 | - | - | - | - | €0.2m | €0 | - | - |
| Current assets29/58 | €0.03m | €0.07m | €0.1m | €0.1m | €0.2m | €0.6m | €0.1m | ▼ 82.6% |
| Amounts receivable within one year40/41 | €0.03m | €0.03m | €0.004m | €0 | €0.003m | €0.04m | €0.04m | ▲ 2.6% |
| Other amounts receivable41 | - | - | €0.004m | €0 | €0.003m | €0.04m | €0.04m | ▲ 2.6% |
| Current investments50/53 | - | - | - | - | €0.1m | €0.5m | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €0.004m | €0.03m | €0.09m | €0.1m | €0.06m | €0.006m | €0.05m | ▲ 854% |
| Deferred charges and accrued income490/1 | - | - | - | €0.006m | €0 | €0.009m | €0 | ▼ 100% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.8m | €0.8m | €0.9m | €0.9m | €1.1m | €2.6m | €2.2m | ▼ 17.6% |
| Equity10/15 | €0.8m | €0.8m | €0.9m | €0.9m | €0.9m | €0.9m | €1.0m | ▲ 5.6% |
| Contributions10/11 | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €1.0m | ▲ 18.2% |
| Distributable reserves133 | - | - | €0.8m | €0.8m | €0.8m | €0.8m | €1.0m | ▲ 18.2% |
| Profit (loss) carried forward14 | €0.02m | - | €0.03m | €0.07m | €0.09m | €0.1m | €0 | ▼ 100% |
| Amounts payable17/49 | €0.009m | €0.02m | €0.01m | €0.005m | €0.2m | €1.7m | €1.2m | ▼ 30.4% |
| Amounts payable after more than one year17 | - | - | - | - | €0.1m | €1.7m | €1.1m | ▼ 31.0% |
| Financial debts170/4 | - | - | - | - | €0.1m | €1.7m | €1.1m | ▼ 31.0% |
| Amounts payable within one year42/48 | €0.008m | €0.02m | €0.01m | €0.005m | €0.03m | €0.03m | €0.03m | ▲ 2.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €0.03m | €0.03m | €0.03m | = |
| Trade debts44 | - | €0.009m | €0.01m | €126 | €136 | €0 | €0.001m | - |
| Suppliers440/4 | - | - | €0.01m | €126 | €136 | €0 | €0.001m | - |
| Taxes, remuneration and social security45 | - | - | €0.002m | €0.004m | €0 | - | - | - |
| Taxes450/3 | - | - | €0.002m | €0.004m | €0 | - | - | - |
| Other amounts payable47/48 | - | - | - | €0.001m | €0 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.02m | €0.03m | €0.03m | €0.04m | €0.03m | €0.001m | €0.05m | ▲ 4,809% |
| + Depreciation and write-downs630 | €0.005m | €0.005m | €0.005m | €0.006m | €0.006m | €0.2m | €0 | ▼ 100% |
| Operating cash flow (approximation) | €0.02m | €0.03m | €0.03m | €0.04m | €0.03m | €0.2m | €0.05m | ▼ 72.2% |
| Investment in fixed assets (approximation) | - | -€0.004m | -€0.002m | -€0.003m | -€0.2m | -€1.3m | €0 | ▲ 100% |
| Change in cash | - | €0.03m | €0.06m | €0.03m | -€0.07m | -€0.05m | €0.05m | ▲ 194% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.