BMS GROUP
ActiveSummary
BMS GROUP has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €65k. Equity is shrinking by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 22% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency46▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.23 in 2024; short-term debt: 79% and cash: 81.4% of total assets), and 79% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21%
Return on assets
66.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
18 d early
2024
36 d early
2023
34 d early
2022
56 d early
2021
24 d early
2020
47 d early
2019
80 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
Total assets
€97k▼ 6.1%
2024 · €104k
Net result
€65k▼ 6.7%
2024 · €70k
Working capital
€17k▼ 9.4%
2024 · €19k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€41k▲ 1.6%€45k▲ 7.6%€81k▲ 81.0%€88k▲ 9.7%€82k▼ 6.7%
Net result€32k▲ 2.7%€34k▲ 7.6%€63k▲ 83.3%€70k▲ 10.4%€65k▼ 6.7%
Equity€20k▼ 62.5%€20k=€20k=€20k=€20k=
Total assets€65k▼ 12.1%€68k▲ 5.0%€106k▲ 56.4%€104k▼ 2.5%€97k▼ 6.1%
Debt€44k▲ 130%€48k▲ 7.4%€86k▲ 80.6%€83k▼ 3.1%€77k▼ 7.6%
Working capital€18k▼ 64.3%€19k▲ 5.2%€18k▼ 3.5%€19k▲ 5.8%€17k▼ 9.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€3k ▲ 158%
Current assets
€94k ▼ 8.0%
Equity and liabilities €97k
Equity
€20k =
Debt
€77k ▼ 7.6%
Debt's share of the balance-sheet total falls from 80.3% to 79.0%. Debt is lower.
Key figures and ratios
EBITDA
€83k▼
2024 · €89k
Cash flow
€66k▼
2024 · €71k
Current ratio
1.23▼
2024 · 1.23
Debt to equity
3.77▼
2024 · 4.08
ROE
318.1%▼
2024 · 340.8%
ROA
66.7%▼
2024 · 67.1%
Interest coverage
262.39▼
2024 · 297.23
Debt ≤ 1 year
€77k▼
2024 · €83k
Income taxes
€17k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €1k | €1k | €1k | €681 | ▼ 35.3% |
| Other operating charges640/8 | €788 | €1k | €384 | €899 | €928 | ▲ 3.2% |
| Gross operating margin9900 | €47k | €47k | €82k | €90k | €84k | ▼ 6.9% |
| Operating profit (loss)9901 | €41k | €45k | €81k | €88k | €82k | ▼ 6.7% |
| Financial income75/76B | €7 | - | - | - | - | - |
| Recurring financial income75 | €7 | - | - | - | - | - |
| Financial charges65/66B | €305 | €269 | €289 | €301 | €317 | ▲ 5.3% |
| Recurring financial charges65 | €305 | €269 | €289 | €301 | €317 | ▲ 5.3% |
| Profit (loss) for the period before taxes9903 | €41k | €44k | €80k | €88k | €82k | ▼ 6.7% |
| Income taxes67/77 | €9k | €10k | €17k | €19k | €17k | ▼ 7.0% |
| Profit (loss) for the period9904 | €32k | €34k | €63k | €70k | €65k | ▼ 6.7% |
| Profit (loss) for the period to be appropriated9905 | €32k | €34k | €63k | €70k | €65k | ▼ 6.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €65k | €68k | €106k | €104k | €97k | ▼ 6.1% |
| Fixed assets21/28 | €3k | €2k | €2k | €1k | €3k | ▲ 158% |
| Tangible fixed assets22/27 | €3k | €1k | €2k | €1k | €3k | ▲ 169% |
| Furniture and vehicles24 | €3k | €1k | €2k | €1k | €3k | ▲ 169% |
| Financial fixed assets28 | €160 | €70 | €70 | €70 | €70 | = |
| Current assets29/58 | €62k | €66k | €104k | €103k | €94k | ▼ 8.0% |
| Amounts receivable within one year40/41 | €8k | €14k | €13k | €13k | €14k | ▲ 9.1% |
| Trade receivables40 | €8k | €10k | €13k | €13k | €13k | ▼ 0.4% |
| Other amounts receivable41 | - | €4k | - | - | €1k | - |
| Cash at bank and in hand54/58 | €48k | €52k | €89k | €88k | €79k | ▼ 9.9% |
| Deferred charges and accrued income490/1 | €6k | €1k | €2k | €2k | €908 | ▼ 42.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €65k | €68k | €106k | €104k | €97k | ▼ 6.1% |
| Equity10/15 | €20k | €20k | €20k | €20k | €20k | = |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Amounts payable17/49 | €44k | €48k | €86k | €83k | €77k | ▼ 7.6% |
| Amounts payable within one year42/48 | €44k | €48k | €86k | €83k | €77k | ▼ 7.6% |
| Trade debts44 | €1k | €1k | €2k | €2k | €4k | ▲ 105% |
| Suppliers440/4 | €1k | €1k | €2k | €2k | €4k | ▲ 105% |
| Taxes, remuneration and social security45 | €11k | €12k | €20k | €11k | €7k | ▼ 33.8% |
| Taxes450/3 | €10k | €11k | €17k | €11k | €7k | ▼ 35.3% |
| Remuneration and social security454/9 | €320 | €480 | €3k | - | €160 | - |
| Other amounts payable47/48 | €32k | €34k | €64k | €70k | €66k | ▼ 6.5% |
| Accrued charges and deferred income492/3 | €243 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32k | €34k | €63k | €70k | €65k | ▼ 6.7% |
| + Depreciation and write-downs630 | €5k | €1k | €1k | €1k | €681 | ▼ 35.3% |
| Operating cash flow (approximation) | €37k | €35k | €64k | €71k | €66k | ▼ 7.1% |
| Investment in fixed assets (approximation) | - | €90 | €-2k | €0 | €-2k | - |
| Change in cash | - | €4k | €38k | €-1k | €-9k | ▼ 586% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €70k ▲10.4%
Operating result €88k, net result €70k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2017
Ground area
1,640 m²
Building footprint
471 m²
Volume, LiDAR
6,947 m³
Parcel 21018B0177/00P002, Brussels · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BMS GROUP
since 20172.260.611.922
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018B0177/00P002 | Brussels | 1,640 m² | 1 · 470 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 13,034 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.