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BMS & C°

Active Private limited company (pre-2019)founded 2007active for 19 yearsWaterloosesteenweg 757, 1180 UccleKBO/BCE: BE 0888.971.841

Lifetime

19 annual accounts with figures on one time axis
peak €373,447 (2025)
€373,447▲ 0.7%
peak €561 (2008)
€9▼ 27.6%
peak €17,884 (2025)
€17,884unchanged
€621,330▲ 23.7%
peak 5.8 FTE (2021)
5.7 FTEunchanged
Board3 names since 2007
3 directorsBOSSAERT Annik and 2 others
Owners
Documentsfilings and deeds
22-06-202639 days before the deadline
2025abbreviated format
Result from €12 to €9Debts from €502,324 to €621,330Investments €59,459

Key points

from the 2025 annual accounts

Equity

€17,884 =

BMS & C° has made a profit in every financial year since 2007.

Debts

€621,330 97% of the balance sheet
Financial debts 4%Suppliers 82%Taxes and wages 9%Other 5%

Of this, €587,282 falls due within a year.

Investments

€62,559 2.4 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Staff

6 employees on 31-12-2025
642021012022332023432024222025

In 2025, 2 people joined and 2 left.

Position in the sector

€17,884

Less equity than 90% of companies in legal and accounting. Sector median €270,340 · 4,130 companies.

Checked score

90
Excellent
Financially stronger than 21% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,101 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Average

28=equity 2.8% of total assets
44-6short-term debt 91.9% · cash 35.5%
69=return on assets 0.0%

Score breakdown

raises risk
Equity €17,884 (2.8% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 0.94, cash €227,019
Figures for financial year 2025 (filed on 22-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 8% of them on solvency, 19% on liquidity, 17% on profitability and 38% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,375 companies had the same profile as BMS & C° has now. Each dot stands for 4 companies, two years later.

95.9%
were still trading
1.6%
stopped another way
2.2%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BMS & C° itself is lower: 0.1% within 12 months. It rests on far more data about BMS & C° than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,375 companies, not a prediction for BMS & C°. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.94 (1.0 in 2024), below 1. Short-term debt is 91.9% and cash 35.5% of total assets. 97.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 0.94, cash €227,019
NBB · annual accounts
raises risk · Equity €17,884 (2.8% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-06-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 4129 sector peers (2025).
NBB · sector comparison
Position among 4129 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
28 days early
2023
33 days early
2022
25 days early
2021
29 days late
2020
2 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BA
Director, since 17-04-2007
MP
Director, since 17-04-2007
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0888971841
Demerger: BMS & C° splits off to FREDERIC VERSET & C° Capital increase of €1 to €8,010 · Capital from €8,009 to €8,010, 989 new shares · Reappointments: MOREAU Paul (director) and BOSSAERT Annik (director) · General meeting of 28-01-2021 · Gazette deed
Demerger proposal: FREDERIC VERSET & Co splits off to BMS & Co “La société a pour objet les missions liées à la fonction de reviseur d'entreprises, telles que définies à…” (deed in French) · Gazette deed
First establishment Waterloosesteenweg 757, Uccle
All 26 events

Comparable companies

same main activity, similar in size and age
Company
BMS & C° Uccle €0.6m €373,447 2.8% 5.7
ANDRE MARBAIX & CO La Louvière €0.7m €519,704 61.2% 5.5
GRAWEZ, EXPERTS-COMPTABLES CERTIFIES Namur €0.7m €344,671 70.2% 2.9
C² REVISEURS & ASSOCIES Lasne €1.1m €416,161 8.5% 6
Foederer Bedrijfsrevisoren Hasselt €0.7m €589,150 3.7% 8.2
CDP PETIT & Co Watermael-Boitsfort €0.6m €413,556 17.5% 5.7
BOGAERT & BOSMANS Bedrijfsrevisoren - Réviseurs d'Entreprises Leuven €0.9m €214,483 5.1% 4

These companies have the same main activity as BMS & C°: activities of company auditors (NACE 69203). They are comparable in size and age: total assets between €635,000 and €1.1m, founded between 2000 and 2017.

Official details

Source: KBO
Status
Active since 24-04-2007Normal situation
Registered office
20 active companies are registered at this addressSource: KBO register, as of 6 November 2026.
Activity
Activities of company auditorsNACE 69203
Establishment unit
2.170.752.6071180 Uccle, since 01-04-2008
Financial year end
31 December
Peppol
Reachable since 11-12-2025
Company details

Annual accounts 2025

≈ €650,000estimated
€639,214▲ 22.9%
Employeeson 31-12-2025
6=
Filing
Filed on 22-06-2026, 39 days before the end of the filing period
Financials

Insights on BMS & C°

BMS & C° files the abbreviated format. That format states no turnover. The gross margin rose from €17,165 in 2007 to €373,447 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BMS & C°

What is the company number of BMS & C°?
The company number of BMS & C° is 0888.971.841. The VAT number is the same number with BE in front: BE 0888.971.841.
Where is BMS & C° based?
The registered office is at Waterloosesteenweg 757, 1180 Uccle.Company details
What does BMS & C° do?
According to the KBO register, the main activity is activities of company auditors (NACE 69203).
What is the legal form of BMS & C°?
BMS & C° is a private limited company (pre-2019) (BVBA).
When was BMS & C° founded?
BMS & C° was founded on 24-04-2007.
Is BMS & C° still active?
Yes, BMS & C° is an active enterprise in the KBO register.
How many employees does BMS & C° have?
BMS & C° had an average of 5.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BMS & C°?
The turnover in financial year 2025 is ≈ €650,000. This figure is estimated from the gross margin of €373,447 and 40 comparable companies (NACE 692). It probably lies between €550,000 and €760,000.
Is BMS & C° profitable?
In financial year 2025, BMS & C° made a profit of €9.
Where can I find the annual accounts of BMS & C°?
BMS & C° filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BMS & C° due?
BMS & C° must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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