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BML & Partners

Active
Public limited companyfounded 199234 yrs activeHoogstraat 40, 1730 Asse, BelgiumKBO/BCE: BE 0448.237.592
Summary

BML & Partners has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,569 and a net result of €5,998. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 15% of 2618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Office administrative and support services
NACE 82100NACE 51810NACE 82110
#8 oldest company in Asse, Administrative and support services sector1 site
Size
€2.8mtotal assets 2025
Equity
€75,569
Profit
€5,998
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts filed 31 d late0 of 8 deeds read
Why 68- Liquidity: current ratio 1.03, cash €4,224, halved- 1 change of registered office in 24 months- Latest accounts 31 days late; 1 of the last 3 late+ Size: total assets €2.8mShow the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 24% of its sector peers (NACE 82, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 28-1
equity 2.7% of total assets
Liquidity 0-3
short-term debt 97.3% · cash 0.2%
Profitability 38=
return on assets 0.2%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,111 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▼ -0.9% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +3.5% vs 01-2025 03-2025: 0.1%▲ +1.7% vs 02-2025 04-2025: 0.1%▼ -4.2% vs 03-2025 05-2025: 0.1%▲ +14.0% vs 04-2025 06-2025: 0.1%▲ +0.8% vs 05-2025 07-2025: 0.2%▲ +71.8% vs 06-2025 08-2025: 0.4%▲ +84.4% vs 07-2025 09-2025: 0.6%▲ +34.5% vs 08-2025 10-2025: 0.1%▼ -85.1% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.3%▲ +225% vs 12-2025 02-2026: 0.3%▲ +5.2% vs 01-2026 03-2026: 0.3%▲ +3.5% vs 02-2026 04-2026: 0.3%▲ +0.3% vs 03-2026 05-2026: 0.4%▲ +20.0% vs 04-2026 06-2026: 0.4%▲ +6.5% vs 05-2026 07-2026: 0.4%▲ +14.3% vs 06-2026 08-2026: 0.7%▲ +71.7% vs 07-2026highest value 09-2026: 0.7%▼ -6.8% vs 08-2026 10-2026: 0.7%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.03, cash €4,224, halved raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €2.8m lowers the probability for this profile
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.04 in 2024; short-term debt: 97.3% and cash: 0.2% of total assets), and 97.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, small). Better than this share of them on solvency 10%, liquidity 1%, profitability 23%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.03, cash €4,224, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €2.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2618 sector peers (2025).
NBB · sector comparison
Position among 2618 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
22 d late
2022
28 d late
2021
33 d early
2020
31 d late
2019
38 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 16% on solvencysector median 41.3% · 2,618 companies 2.7% View
  • Positive: 5 profitable years in a rowprofit 2025: €5,998 5 years View
  • Active since 1992founded 15-09-1992 34 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.8m
Profit
€5,998
Solvency
2.7%
Total assets▲ 42.9%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 22-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Office administrative and support servicesNACE 82100
Founded
15-09-1992
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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