BMKA SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of BMKA SERVICES is 4.5% (elevated). The 2025 annual accounts show equity of €38,333 and a net result of €5,220. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 4735 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability51▼-49
Solvency64▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
4.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 2.3 in 2024; short-term debt: 60.9% and cash: 37.8% of total assets), and 60.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.1%
Return on assets
5.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
109 d late
2023
293 d late
2022
114 d late
2021
75 d late
2020
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 113 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 November (4 of the last 5 filed years within 112 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Turnover
€83,846
EBIT margin
-0.6%
Net result
€5,220▼ 84.7%
2024 · €34,132
Working capital
€15,326▼ 48.7%
2024 · €29,856
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€8,119€4,306▼ 47.0%-€4,162€42,393-€9,846
Net result€7,746within the sector's middle half€1,693within the sector's middle half▼ 78.1%-€8,618below the sector's middle half€34,132above the sector's middle half€5,220within the sector's middle half▼ 84.7%
EBIT margin
Equity€20,907below the sector's middle half▲ 58.9%€22,599below the sector's middle half▲ 8.1%€13,981within the sector's middle half▼ 38.1%€33,113within the sector's middle half▲ 137%€38,333within the sector's middle half▲ 15.8%
Total assets€41,218below the sector's middle half▲ 167%€48,247below the sector's middle half▲ 17.1%€36,906below the sector's middle half▼ 23.5%€68,022within the sector's middle half▲ 84.3%€98,136within the sector's middle half▲ 44.3%
Debt€20,312▲ 785%€25,648▲ 26.3%€22,925▼ 10.6%€34,908▲ 52.3%€59,803▲ 71.3%
Working capital€11,982within the sector's middle half▲ 424%€4,342within the sector's middle half▼ 63.8%-€4,276within the sector's middle half€29,856within the sector's middle half€15,326within the sector's middle half▼ 48.7%
Solvency50.7%within the sector's middle half▼ 34.4pp46.8%within the sector's middle half▼ 3.9pp37.9%within the sector's middle half▼ 9.0pp48.7%within the sector's middle half▲ 10.8pp39.1%within the sector's middle half▼ 9.6pp
Current ratio1.59within the sector's middle half▼ 0.411.17within the sector's middle half▼ 0.420.81within the sector's middle half▼ 0.362.30within the sector's middle half▲ 1.491.26within the sector's middle half▼ 1.05
Return on assets (ROA)18.8%above the sector's middle half▲ 27.5pp3.5%within the sector's middle half▼ 15.3pp-23.4%below the sector's middle half▼ 26.9pp50.2%above the sector's middle half▲ 73.5pp5.3%within the sector's middle half▼ 44.9pp
above
within
below
the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9,846 after €42,393 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98,136
Fixed assets
€23,007 ▲ 51.0%
Current assets
€75,129 ▲ 42.3%
Equity and liabilities €98,136
Equity
€38,333 ▲ 15.8%
Debt
€59,803 ▲ 71.3%
Debt's share of the balance-sheet total rises from 51.3% to 60.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
-€4,000▼
2024 · €45,797
Cash flow
€11,066▼
2024 · €37,536
Debt to equity
1.56▲
2024 · 1.05
ROE
13.6%▼
2024 · 103.1%
Interest coverage
20.16▲
2024 · 16.79
Debt ≤ 1 year
€59,803▲
2024 · €22,925
Income taxes
€1,837▼
2024 · €5,534
Staff costs
€74,793▲
2024 · €42,164
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €18,462 | €70,131 | €42,164 | €74,793 | ▲ 77.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,700 | €4,602 | - | €3,404 | €5,846 | ▲ 71.7% |
| Other operating charges640/8 | €169 | €1,979 | €789 | €6,311 | €3,401 | ▼ 46.1% |
| Gross operating margin9900 | €10,988 | €29,349 | €66,758 | €94,272 | €74,194 | ▼ 21.3% |
| Operating profit (loss)9901 | €8,119 | €4,306 | -€4,162 | €42,393 | -€9,846 | ▼ 123% |
| Financial income75/76B | - | - | - | - | €16,705 | - |
| Recurring financial income75 | - | - | - | - | €1,002 | - |
| Non-recurring financial income76B | - | - | - | - | €15,703 | - |
| Financial charges65/66B | €373 | €191 | €4,456 | €2,728 | -€198 | ▼ 107% |
| Recurring financial charges65 | €373 | €191 | €4,456 | €2,728 | -€198 | ▼ 107% |
| Profit (loss) for the period before taxes9903 | €7,746 | €4,115 | -€8,618 | €39,666 | €7,057 | ▼ 82.2% |
| Income taxes67/77 | - | €2,422 | - | €5,534 | €1,837 | ▼ 66.8% |
| Profit (loss) for the period9904 | €7,746 | €1,693 | -€8,618 | €34,132 | €5,220 | ▼ 84.7% |
| Profit (loss) for the period to be appropriated9905 | €7,746 | €1,693 | -€8,618 | €34,132 | €5,220 | ▼ 84.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €41,218 | €48,247 | €36,906 | €68,022 | €98,136 | ▲ 44.3% |
| Fixed assets21/28 | €8,925 | €18,257 | €18,257 | €15,241 | €23,007 | ▲ 51.0% |
| Tangible fixed assets22/27 | €8,175 | €17,507 | €17,507 | €14,491 | €22,257 | ▲ 53.6% |
| Plant, machinery and equipment23 | - | - | - | €388 | - | - |
| Furniture and vehicles24 | €8,175 | €17,507 | €17,507 | €14,103 | €22,257 | ▲ 57.8% |
| Financial fixed assets28 | €750 | €750 | €750 | €750 | €750 | = |
| Current assets29/58 | €32,293 | €29,990 | €18,649 | €52,781 | €75,129 | ▲ 42.3% |
| Amounts receivable within one year40/41 | €26,910 | €11,076 | €18,075 | €31,552 | €38,056 | ▲ 20.6% |
| Trade receivables40 | €19,516 | €241 | €3,345 | €11,606 | €38,035 | ▲ 228% |
| Other amounts receivable41 | €7,394 | €10,835 | €14,730 | €19,947 | €21 | ▼ 99.9% |
| Cash at bank and in hand54/58 | €5,383 | €18,914 | €574 | €21,229 | €37,073 | ▲ 74.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €41,218 | €48,247 | €36,906 | €68,022 | €98,136 | ▲ 44.3% |
| Equity10/15 | €20,907 | €22,599 | €13,981 | €33,113 | €38,333 | ▲ 15.8% |
| Contributions10/11 | €14,500 | €14,500 | €14,500 | €14,500 | €14,500 | = |
| Outside capital11 | €14,500 | €14,500 | - | - | - | - |
| Other1109/19 | €14,500 | €14,500 | - | - | - | - |
| Profit (loss) carried forward14 | €6,407 | €8,099 | -€519 | €18,613 | €23,833 | ▲ 28.0% |
| Amounts payable17/49 | €20,312 | €25,648 | €22,925 | €34,908 | €59,803 | ▲ 71.3% |
| Amounts payable within one year42/48 | €20,312 | €25,648 | €22,925 | €22,925 | €59,803 | ▲ 161% |
| Trade debts44 | €17,892 | €11,835 | - | - | €44,055 | - |
| Suppliers440/4 | €17,892 | €11,835 | - | - | €44,055 | - |
| Taxes, remuneration and social security45 | €2,025 | €13,417 | €839 | €7,925 | €13,558 | ▲ 71.1% |
| Taxes450/3 | - | €2,131 | €839 | €7,925 | €13,558 | ▲ 71.1% |
| Remuneration and social security454/9 | €2,025 | €11,287 | - | - | - | - |
| Other amounts payable47/48 | €395 | €395 | €22,085 | €15,000 | €2,190 | ▼ 85.4% |
| Accrued charges and deferred income492/3 | - | - | - | €11,983 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,746 | €1,693 | -€8,618 | €34,132 | €5,220 | ▼ 84.7% |
| + Depreciation and write-downs630 | €2,700 | €4,602 | - | €3,404 | €5,846 | ▲ 71.7% |
| Operating cash flow (approximation) | €10,446 | €6,294 | -€8,618 | €37,536 | €11,066 | ▼ 70.5% |
| Investment in fixed assets (approximation) | - | -€13,934 | €0 | -€388 | -€13,612 | ▼ 3,408% |
| Change in cash | - | €13,531 | -€18,340 | €20,654 | €15,845 | ▼ 23.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 109 days late
20-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 293 days late
2024
31-12
Financial
Back to profitnet €34,132
Net result €34,132 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.30
Current ratio from 0.81 to 2.30.
2023
31-12
Financial
Weakest financial yearnet -€8,618
Net result drops to -€8,618, the lowest in the series; recovery starts the following year.
22-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 114 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 75 days late
2021
31-12
Financial
Back to profitnet €7,746
Net result €7,746 after one loss-making year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2020
Ground area
2,442 m²
Building footprint
406 m²
Volume, LiDAR
3,423 m³
Parcel 21522B0623/00L000, Brussels · tallest building 19.8 m, ±2 floors. Linked by address, not a title deed.
292
companies at this address
See who is registered here
1 establishment unit
BMKA SERVICES
since 20202.298.445.781
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0623/00L000 | Brussels | 2,442 m² | 1 · 406 m² | 19.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,582 companies in sector 49410 we hold annual accounts for 8,205. 5,777 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738624910
Also
9925:BE0738624910
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.