Equity
-€5,013
Debts exceed assets in financial year 2025.
BMG ELFIRDAOUS
Lifetime
2 annual accounts with figures on one time axispeak €20,981 (2024)
€8,131▼ 61.2%
lowest -€7,615 (2024)
-€870▲ €6,745
peak -€4,115 (2024)
-€5,013▼ €898
€5,090▼ 14.4%
Board1 name since 2023
1 directorBOUIMJ Lahcen
Documentsfilings and deeds
27-09-202658 days late
2025micro format
Turnover from €20,981 to €8,131Gross margin from -€7,524 to -€839Loss of €870Registered-office move 24-04Equity from -€4,115 to -€5,013Cash from €1,833 to €12
Key points
from the 2025 annual accountsLosses
-€8,485 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Position in the sector
-6510.4%
Lower solvency than 95% of companies in personal services. Sector median 26.9% · 5,746 companies.
2025 accounts filed 58 days after the deadline
Checked score
30
Weak
Financially stronger than 12% of micro companies in personal services (NACE 96)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
9.2% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,629 companies (NACE 96, micro).
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%lowest value
01-2025: 2.0%▲ +0.3 percentage points vs 12-2024
02-2025: 2.1%▲ +0.1 percentage points vs 01-2025
03-2025: 2.4%▲ +0.3 percentage points vs 02-2025
04-2025: 2.4%● unchanged vs 03-2025
05-2025: 4.9%▲ +2.5 percentage points vs 04-2025
06-2025: 5.0%▲ +0.1 percentage points vs 05-2025
07-2025: 4.8%▼ -0.2 percentage points vs 06-2025
08-2025: 4.9%▲ +0.1 percentage points vs 07-2025
09-2025: 5.3%▲ +0.4 percentage points vs 08-2025
10-2025: 5.3%● unchanged vs 09-2025
11-2025: 3.5%▼ -1.8 percentage points vs 10-2025
12-2025: 3.5%● unchanged vs 11-2025
01-2026: 3.6%▲ +0.1 percentage points vs 12-2025
02-2026: 3.6%● unchanged vs 01-2026
03-2026: 3.6%● unchanged vs 02-2026
04-2026: 4.1%▲ +0.5 percentage points vs 03-2026
05-2026: 4.3%▲ +0.2 percentage points vs 04-2026
06-2026: 4.4%▲ +0.1 percentage points vs 05-2026
07-2026: 4.5%▲ +0.1 percentage points vs 06-2026
08-2026: 10.1%▲ +5.6 percentage points vs 07-2026
09-2026: 10.3%▲ +0.2 percentage points vs 08-2026highest value
10-2026: 9.2%▼ -1.1 percentage points vs 09-2026
11-2026: 9.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
2 changes of registered office in 24 months
Last filed accounts filed 58 days late; 2 of the last 3 accounts late
Founded in 2023
lowers risk
Size: turnover €8,131, total assets €77
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 11% of them on solvency, 16% on liquidity, 9% on profitability and 13% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as BMG ELFIRDAOUS has now. Each dot stands for 20 companies, two years later.
84.8%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BMG ELFIRDAOUS itself: 9.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for BMG ELFIRDAOUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€5,013
raises risk · 2025 accounts filed 58 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
58 days late
2024
58 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 58 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1000576477
Registered office moved from Ninove to Liedekerke
New registered office: Stationsstraat 76, 1770 Liedekerke · Previous registered office: Weggevoerdenstraat 68, 9400 Ninove · General meeting of 14-08-2026 · Gazette deed
Registered-office move
General meeting of 31-03-2025 · Gazette deed
Incorporation
Founding capital of €6,000, 100 shares, €1,000 paid up · Founder: BOUIMJ Lahcen · Appointment: BOUIMJ Lahcen (director) · published on 04-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BMG ELFIRDAOUS Liedekerke | €8,131 | -10.3% | -6510.4% | - |
| WELMA ACADEMY Sint-Genesius-Rode | - | - | -1488.4% | - |
| SB STYLE Zaventem | - | - | -3240.7% | - |
| D&A BARBER Meise | - | - | -3880.6% | - |
| OMK BARBER Sint-Genesius-Rode | - | - | -2069.7% | - |
| MILANO COIFF Asse | €11,263 | 6.6% | -2221.1% | - |
| COIFFURE BRUNO Schaerbeek | - | - | -5746.2% | - |
Grey: the largest companies of the sector (personal services (NACE 96)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as BMG ELFIRDAOUS: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €44 and €147, founded between 2022 and 2025.
Official details
Source: KBO- Status
- Active since 02-10-2023Normal situation
- Activity
- Hairdressing and barber servicesNACE 96210
- Establishment unit
- 2.350.736.8971770 Liedekerke, since 02-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 06-10-2026
Insights on BMG ELFIRDAOUS
The computed 12-month bankruptcy probability of BMG ELFIRDAOUS is 9.2% (elevated). The 2025 annual accounts show negative equity (-€5,013) and a net result of -€870.
Its solvency ranks better than 5% of 5,746 sector peers (NACE 96, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BMG ELFIRDAOUS
- What is the company number of BMG ELFIRDAOUS?
- The company number of BMG ELFIRDAOUS is 1000.576.477. The VAT number is the same number with BE in front: BE 1000.576.477.
- Where is BMG ELFIRDAOUS based?
- The registered office is at Stationsstraat 76, 1770 Liedekerke.Company details
- What does BMG ELFIRDAOUS do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of BMG ELFIRDAOUS?
- BMG ELFIRDAOUS is a private limited company (BV).
- When was BMG ELFIRDAOUS founded?
- BMG ELFIRDAOUS was founded on 02-10-2023.
- Is BMG ELFIRDAOUS still active?
- Yes, BMG ELFIRDAOUS is an active enterprise in the KBO register.
- What is the turnover of BMG ELFIRDAOUS?
- The turnover of BMG ELFIRDAOUS was €8,131 in financial year 2025, according to the filed annual accounts.Financials
- Is BMG ELFIRDAOUS profitable?
- In financial year 2025, BMG ELFIRDAOUS made a loss of €870.
- Where can I find the annual accounts of BMG ELFIRDAOUS?
- BMG ELFIRDAOUS filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BMG ELFIRDAOUS due?
- BMG ELFIRDAOUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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