BMF COMPAGNY
ActiveSummary
The computed 12-month bankruptcy probability of BMF COMPAGNY is 1.7% (moderate). For BMF COMPAGNY, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €33,725 and a net result of €26,218. Equity is growing by ~29.8% per year across the filed fiscal years. The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2021
Profitability90▲+88
Solvency100▲+41
Growth74▲+31
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
81.9%
Return on assets
63.7%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline30-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 20-09-2024, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
51 d late
2021
283 d late
2020
261 d late
2019
134 d late
2018
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 145 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Turnover
€232,547▲ 78.6%
2021 · €130,226
EBIT margin
11.5%▲ 18.0pp
2021 · -6.5%
Net result
€26,218
2021 · -€9,107
Working capital
€29,506▲ 533%
2021 · €4,661
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212023
Turnover€141,658-€171,865▲ 21.3%€131,374▼ 23.6%€130,226▼ 0.9%€232,547-
Operating result€11,712-€32,379▲ 176%€11,837▼ 63.4%-€8,431€26,805-
Net result-€5,309-€22,672€4,785▼ 78.9%-€9,107€26,218-
EBIT margin8.3%-18.8%▲ 10.6pp9.0%▼ 9.8pp-6.5%▼ 15.5pp11.5%-
Equity€453-€16,125▲ 3,456%€20,910▲ 29.7%€14,898▼ 28.8%€33,725-
Total assets€25,410-€41,344▲ 62.7%€35,949▼ 13.0%€43,461▲ 20.9%€41,163-
Debt€24,956-€25,219▲ 1.1%€15,039▼ 40.4%€28,562▲ 89.9%€7,438-
Working capital-€8,856-€9,152€15,268▲ 66.8%€4,661▼ 69.5%€29,506-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €26,805 in 2023, compared with -€8,431 in 2021. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2023 in colour, 2021 as the grey bar beneath
Assets €41,163
Fixed assets
€4,219 ▼ 58.8%
Current assets
€36,944 ▲ 11.2%
Equity and liabilities €41,163
Equity
€33,725 ▲ 126%
Debt
€7,438 ▼ 74.0%
Debt's share of the balance-sheet total falls from 65.7% to 18.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28,516▲
2021 · -€4,731
Cash flow
€27,929▲
2021 · -€5,407
Current ratio
4.97▲
2021 · 1.16
Quick ratio
4.63▲
2021 · 1.00
Debt to equity
0.22▼
2021 · 1.92
ROE
77.7%▲
2021 · -61.1%
ROA
63.7%▲
2021 · -21.0%
Interest coverage
96.76▲
2021 · -7.00
Debt ≤ 1 year
€7,438▼
2021 · €28,562
Income taxes
€292
Staff costs
€27,712▲
2021 · €16,756
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €141,658 | €171,865 | €131,374 | €130,226 | €232,547 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €103,669 | €117,669 | €172,358 | - |
| Remuneration, social security and pensions62 | - | - | €13,912 | €16,756 | €27,712 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,337 | €2,337 | €3,095 | €3,700 | €1,711 | - |
| Other operating charges640/8 | - | - | €797 | €532 | €1,736 | - |
| Non-recurring operating charges66A | - | - | - | - | €2,225 | - |
| Gross operating margin9900 | €29,631 | €44,189 | €29,642 | €12,557 | €60,189 | - |
| Operating profit (loss)9901 | €11,712 | €32,379 | €11,837 | -€8,431 | €26,805 | - |
| Recurring financial income75 | €0 | - | - | - | - | - |
| Financial charges65/66B | - | - | €179 | €676 | €295 | - |
| Recurring financial charges65 | €614 | €338 | €179 | €676 | €295 | - |
| Profit (loss) for the period before taxes9903 | €11,098 | €32,041 | €11,658 | -€9,107 | €26,510 | - |
| Income taxes67/77 | €16,407 | €9,369 | €6,873 | - | €292 | - |
| Profit (loss) for the period9904 | -€5,309 | €22,672 | €4,785 | -€9,107 | €26,218 | - |
| Profit (loss) for the period to be appropriated9905 | -€5,309 | €22,672 | €4,785 | -€9,107 | €26,218 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25,410 | €41,344 | €35,949 | €43,461 | €41,163 | - |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €9,310 | €6,973 | €5,643 | €10,238 | €4,219 | - |
| Tangible fixed assets22/27 | €9,310 | €6,973 | €5,643 | €10,238 | €4,219 | - |
| Plant, machinery and equipment23 | - | - | - | €4,770 | €2,690 | - |
| Furniture and vehicles24 | - | - | €1,587 | €1,412 | €1,529 | - |
| Other tangible fixed assets26 | - | - | €4,056 | €4,056 | - | - |
| Current assets29/58 | €16,100 | €34,372 | €30,307 | €33,223 | €36,944 | - |
| Stocks and contracts in progress3 | €4,460 | - | - | €4,539 | €2,484 | - |
| Stocks30/36 | - | - | - | €4,539 | €2,484 | - |
| Amounts receivable within one year40/41 | €5,878 | €8 | €3,109 | €12,849 | €16,961 | - |
| Trade receivables40 | - | - | - | €6,125 | €9,429 | - |
| Other amounts receivable41 | - | - | €3,109 | €6,723 | €7,532 | - |
| Cash at bank and in hand54/58 | €2,162 | €30,680 | €27,198 | €15,835 | €17,268 | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €231 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25,410 | €41,344 | €35,949 | €43,461 | €41,163 | - |
| Equity10/15 | €453 | €16,125 | €20,910 | €14,898 | €33,725 | - |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | - |
| Capital10 | - | - | €18,600 | €18,600 | €18,600 | - |
| Issued capital100 | - | - | €18,600 | €18,600 | €18,600 | - |
| Reserves13 | €1,860 | €12,860 | €12,860 | €12,860 | €12,860 | - |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | - |
| Legal reserve130 | - | - | €1,860 | €1,860 | €1,860 | - |
| Distributable reserves133 | - | - | €11,000 | €11,000 | €11,000 | - |
| Profit (loss) carried forward14 | -€20,007 | -€15,335 | -€10,550 | -€16,562 | €2,265 | - |
| Amounts payable17/49 | €24,956 | €25,219 | €15,039 | €28,562 | €7,438 | - |
| Amounts payable within one year42/48 | €24,956 | €25,219 | €15,039 | €28,562 | €7,438 | - |
| Financial debts43 | - | - | €1 | €0 | - | - |
| Credit institutions430/8 | - | - | €1 | - | - | - |
| Trade debts44 | €7,142 | €4,621 | €3,436 | €8,115 | €7,147 | - |
| Suppliers440/4 | - | - | €3,436 | €8,115 | €7,147 | - |
| Taxes, remuneration and social security45 | - | - | €9,908 | €13,005 | €292 | - |
| Taxes450/3 | - | - | €9,908 | €8,967 | €292 | - |
| Remuneration and social security454/9 | - | - | - | €4,038 | - | - |
| Other amounts payable47/48 | - | - | €1,694 | €7,443 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,309 | €22,672 | €4,785 | -€9,107 | €26,218 | - |
| + Depreciation and write-downs630 | €2,337 | €2,337 | €3,095 | €3,700 | €1,711 | - |
| Operating cash flow (approximation) | -€2,972 | €25,009 | €7,880 | -€5,407 | €27,929 | - |
| Investment in fixed assets (approximation) | - | €0 | -€1,765 | -€8,295 | - | - |
| Change in cash | - | €28,518 | -€3,482 | -€11,363 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
31-12
Financial
Back to profitnet €26,218
Net result €26,218 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 4.97
Current ratio from 1.16 to 4.97; short-term debt falls from €28,562 to €7,438.
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 283 days late
2022
18-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 261 days late
2021
31-12
Financial
Weakest financial yearnet -€9,107
Net result drops to -€9,107, the lowest in the series; recovery starts the following year.
2020
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 134 days late
2019
31-12
Financial
Back to profitnet €22,672
Net result €22,672 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.36
Current ratio from 0.65 to 1.36.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
2015
26-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 26 days late
2014
05-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2013
Ground area
262 m²
Building footprint
34 m²
Parcel 52021B0121/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SNACK BOTANIQUE
since 20132.216.903.425
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52021B0121/00G000 | Wallonia | 262 m² | 1 · 34 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded27-02-2013
Fiscal year end31-12
Contact
E-mail
ramazanbalta@outlook.be
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.