Equity
€289,937 ▲ 55.0%
BMD ELECTRICITE paid out €68,294 in dividends. That is 40% of the 2025 profit.
BMD ELECTRICITE
Lifetime
7 annual accounts with figures on one time axispeak €1.2m (2025)
€1.2m▲ 68.1%
lowest -€204 (2019)
€171,145▲ 227%
peak €289,937 (2025)
€289,937▲ 55.0%
€1.5m▲ 138%
peak 19 FTE (2025)
19 FTE▲ 41.8%
Board3 names since 2019
3 directorsBODART Loïc Alain France and 2 others
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Gross margin from €739,881 to €1.2mResult from €52,305 to €171,145Staff from 13.4 FTE to 19 FTEDividend €68,294Equity from €187,086 to €289,937Debts from €641,145 to €1.5m
Key points
from the 2025 annual accountsResult
€171,145 ▲ 227%
The result rose in 2025: different schema filed.
Debts
€1.5m 84% of the balance sheet
Financial debts 10%Suppliers 46%Taxes and wages 10%Other 33%
Of this, €1.4m falls due within a year.
Investments
€158,933 2.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 219.0% higher than in 2024.
Staff
23 employees on 31-12-2025
In 2025, 8 people joined and 1 left.
Filings
7 annual accounts 5 late
The 2020 accounts came latest: 31 days after the end of the period.
Checked score
55
Fair
Financially stronger than 46% of small companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 2,647 companies (NACE 43, small).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024lowest value
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.2%● unchanged vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.6%▲ +0.4 percentage points vs 04-2025
06-2025: 1.7%▲ +0.1 percentage points vs 05-2025
07-2025: 1.7%● unchanged vs 06-2025
08-2025: 2.5%▲ +0.8 percentage points vs 07-2025
09-2025: 3.5%▲ +1.0 percentage point vs 08-2025
10-2025: 3.1%▼ -0.4 percentage points vs 09-2025
11-2025: 3.1%● unchanged vs 10-2025
12-2025: 3.1%● unchanged vs 11-2025
01-2026: 3.1%● unchanged vs 12-2025
02-2026: 3.1%● unchanged vs 01-2026
03-2026: 3.1%● unchanged vs 02-2026
04-2026: 3.4%▲ +0.3 percentage points vs 03-2026
05-2026: 3.9%▲ +0.5 percentage points vs 04-2026
06-2026: 3.7%▼ -0.2 percentage points vs 05-2026
07-2026: 4.0%▲ +0.3 percentage points vs 06-2026
08-2026: 5.1%▲ +1.1 percentage points vs 07-2026highest value
09-2026: 2.6%▼ -2.5 percentage points vs 08-2026
10-2026: 1.8%▼ -0.8 percentage points vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €289,937 (15.9% of total assets)
Liquidity: current ratio 1.13, cash €25,392
Sector: Specialised construction activities (NACE 43)
Founded in 2019
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 17% of them on solvency, 4% on liquidity, 73% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as BMD ELECTRICITE has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of BMD ELECTRICITE itself is higher: 1.8% within 12 months. It rests on far more data about BMD ELECTRICITE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for BMD ELECTRICITE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.13 (1.68 in 2024), below the usual 1.5. Short-term debt is 76.8% and cash 1.4% of total assets. 84.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9973 sector peers (2025).
NBB · sector comparisonPosition among 9973 sector peers
Solvency
better than 17%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
28 days late
2024
25 days late
2023
28 days early
2022
6 days early
2021
31 days late
2020
31 days late
2019
3 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MOSSERAY Stéphane Antoine Pierre Louis founderdeed of 08-07-2019
- DUCATÉ Robin Simon Bastien founderdeed of 08-07-2019
- BODART Loïc Alain France founderdeed of 08-07-2019
Shares in 1 company, CCA TERRASSEMENT
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0729815924
Registered office moved from Profondeville to Naninne
New registered office: Rue des Morgelines 10, 5100 NANINNE · Previous registered office: Rue Pépin 12, 5170 PROFONDEVILLE · General meeting of 26-09-2024 · Gazette deed
New establishment in Namur
BMD Electricité, Rue des Morgelines 10
Registered office moved within Profondeville
New registered office: rue Pépin 12, 5170 Profondeville (Lustin) · Previous registered office: chaussée de Namur 33, 5170 Profondeville · Board meeting of 28-10-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BMD ELECTRICITE Namur | €1.8m | €1.2m | 15.9% | 19 |
| GVL-TECHNICS Heist-op-den-Berg | €2.3m | €1.3m | 26.6% | 16.6 |
| IQ SOLAR Evergem | €1.9m | €1.0m | 18.4% | 16 |
| Electro Services Eerdekens Bree | €2.3m | €1.8m | 62.7% | 16.4 |
| Spider Security Group Schoten | €2.1m | €2.1m | 4.8% | 19.1 |
| DURACONNECT Hulshout | €2.2m | €1.6m | 31.3% | 23.7 |
| Celsius & Watt Merelbeke-Melle | €1.8m | €1.5m | 51.2% | 12.9 |
These companies have the same main activity as BMD ELECTRICITE: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €1.8m and €2.3m, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 04-07-2019Normal situation
- Activity
- General electrical installation workNACE 43211
- Joint committees
- 149.01Electricians: installation and distribution
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.293.001.7075170 Profondeville, since 04-07-2019
- 2.353.979.6675100 Namur, since 01-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-11-2025
Annual accounts 2025
- ≈ €3.5mestimated
- €1.8m▲ 119%
- Employeeson 31-12-2025
- 23▲ 53.3%
- Filing
- Filed on 28-08-2026
Insights on BMD ELECTRICITE
BMD ELECTRICITE files the abbreviated format. That format states no turnover. The gross margin rose from €1,644 in 2019 to €1.2m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BMD ELECTRICITE
- What is the company number of BMD ELECTRICITE?
- The company number of BMD ELECTRICITE is 0729.815.924. The VAT number is the same number with BE in front: BE 0729.815.924.
- Where is BMD ELECTRICITE based?
- The registered office is at Rue des Morgelines 10, 5100 Namur.Company details
- What does BMD ELECTRICITE do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of BMD ELECTRICITE?
- BMD ELECTRICITE is a private limited company (BV).
- When was BMD ELECTRICITE founded?
- BMD ELECTRICITE was founded on 04-07-2019.
- Is BMD ELECTRICITE still active?
- Yes, BMD ELECTRICITE is an active enterprise in the KBO register.
- How many employees does BMD ELECTRICITE have?
- BMD ELECTRICITE had an average of 19 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BMD ELECTRICITE fall under?
- In its 2025 annual accounts, BMD ELECTRICITE states joint committees 149.01 (Electricians: installation and distribution) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of BMD ELECTRICITE?
- The turnover in financial year 2025 is ≈ €3.5m. This figure is estimated from the gross margin of €1.2m and 30 comparable companies (NACE 432). It probably lies between €2.8m and €4.3m.
- Is BMD ELECTRICITE profitable?
- In financial year 2025, BMD ELECTRICITE made a profit of €171,145.
- Where can I find the annual accounts of BMD ELECTRICITE?
- BMD ELECTRICITE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BMD ELECTRICITE due?
- BMD ELECTRICITE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check
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