Equity
BMCL CONSTRUCT has made a profit without a break since 2023.
BMCL CONSTRUCT has made a profit without a break since 2023.
Customers pay 43 days earlier.
The 2019 accounts came latest: 92 days after the end of the period.
The dashed line is the sector median: 0.7% across 2,397 companies (NACE 33, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro). It does better than 56% of them on solvency, 73% on liquidity, 62% on profitability and 29% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 26,972 companies had the same profile as BMCL CONSTRUCT has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BMCL CONSTRUCT itself: 0.4% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for BMCL CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.95 (2.05 in 2024), above the usual 1.5. Short-term debt is 50.9% and cash 59.5% of total assets. However, 50.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 36 days after the deadline. In the sector (NACE 33), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| BMCL CONSTRUCT Molenbeek-Saint-Jean | €149,693 | €40,596 | 49.1% | - |
| Chiradi Group Koekelberg | €171,121 | €40,156 | 55.4% | - |
| ENERGES BELGIUM Rixensart | €113,150 | €52,049 | 65.0% | - |
| ELECTRO-PRO Ninove | €111,869 | €33,257 | 56.7% | - |
| HDA ENTREPRISES Sprimont | €150,962 | €70,502 | 57.5% | - |
| ETS BOUSSON Wavre | €136,463 | €72,515 | 74.9% | - |
| BACK INDUSTRIE Anderlecht | €242,946 | €24,708 | 40.8% | - |
These companies have the same main activity as BMCL CONSTRUCT: repair and maintenance of electrical equipment (NACE 33140). They are comparable in size and age: total assets between €112,000 and €243,000, founded between 2015 and 2018.
BMCL CONSTRUCT has existed since 2017. Turnover grew from €168,776 in 2018 to €232,251 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 54% of 1,697 companies in 2025.
Higher than 55% of 1,659 companies in 2025.
Higher than 69% of 1,664 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||
20/58 |
149,693 | 167,430 | 66,778 | 94,166 | 74,123 | 98,706 | 117,619 | 37,595 | |
21/28 |
842 | 1,098 | 4,854 | 8,610 | 15,650 | 23,500 | 2,183 | 3,542 | |
22/27 |
442 | 698 | 4,454 | 8,210 | 15,250 | 23,500 | 2,183 | 3,542 | |
23 |
- | - | 3,500 | 7,000 | 10,500 | 14,000 | 1,475 | - | |
24 |
442 | 698 | 954 | 1,210 | 4,750 | 9,500 | 708 | 3,542 | |
28 |
400 | 400 | 400 | 400 | 400 | - | - | - | |
29/58 |
148,851 | 166,332 | 61,924 | 85,556 | 58,473 | 75,206 | 115,436 | 34,053 | |
40/41 |
58,541 | 107,007 | 34,242 | 33,317 | 16,386 | 46,636 | 56,356 | 16,076 | |
40 |
19,175 | 57,469 | 28,224 | 20,548 | 9,181 | 37,981 | 47,878 | 14,351 | |
41 |
39,366 | 49,538 | 6,018 | 12,769 | 7,205 | 8,655 | 8,477 | 1,725 | |
54/58 |
89,072 | 59,325 | 27,682 | 52,239 | 42,087 | 28,570 | 58,449 | 17,977 | |
490/1 |
1,238 | - | - | - | - | - | 631 | - | |
| Balance sheet: equity and liabilities | |||||||||
10/49 |
149,693 | 167,430 | 66,778 | 94,166 | 74,123 | 98,706 | 117,619 | 37,595 | |
10/15 |
73,554 | 82,370 | 40,691 | 39,576 | 52,796 | 50,597 | 35,015 | 16,052 | |
10/11 |
12,980 | 12,980 | 12,980 | 12,980 | 12,980 | 12,980 | 12,980 | 12,980 | |
100 |
- | - | - | - | - | 18,600 | 18,600 | 18,600 | |
101 |
- | - | - | - | - | 5,620 | 5,620 | 5,620 | |
13 |
154 | 40,154 | 154 | 154 | 154 | 154 | 154 | 154 | |
130/1 |
154 | 154 | 154 | 154 | 154 | 154 | - | - | |
130 |
- | - | - | - | - | 154 | 154 | 154 | |
1311 |
154 | 154 | 154 | 154 | 154 | - | - | - | |
133 |
- | 40,000 | - | - | - | - | - | - | |
14 |
60,420 | 29,236 | 27,557 | 26,442 | 39,662 | 37,463 | 21,882 | 2,919 | |
17/49 |
76,139 | 85,060 | 26,087 | 54,590 | 21,327 | 48,109 | 82,604 | 21,542 | |
42/48 |
76,139 | 81,060 | 26,087 | 54,590 | 21,327 | 46,554 | 82,604 | 20,542 | |
44 |
22,638 | 9,030 | 1,734 | 36,295 | 16,463 | 25,506 | 59,665 | 2,914 | |
440/4 |
22,638 | 9,030 | 1,734 | 36,295 | 16,463 | 25,506 | 59,665 | 2,914 | |
46 |
- | - | - | 11,000 | - | - | - | - | |
45 |
13,501 | 52,030 | 8,411 | 4,921 | 915 | - | - | - | |
450/3 |
13,501 | 52,030 | 8,411 | 1,678 | 915 | - | - | - | |
454/9 |
- | - | - | 3,243 | - | - | - | - | |
47/48 |
40,000 | 20,000 | 15,942 | 2,374 | 3,949 | 21,049 | 22,939 | 17,628 | |
492/3 |
- | 4,000 | - | - | - | 1,555 | - | 1,000 | |
| Income statement | |||||||||
70 |
232,251 | 287,610 | 220,354 | 239,198 | 181,424 | 258,528 | 191,887 | 168,776 | |
76A |
12,418 | - | - | - | - | 2,268 | - | - | |
9900 |
40,596 | 73,337 | -7,836 | -621 | 13,306 | 45,986 | 45,393 | 23,162 | |
60/61 |
- | 214,273 | 228,190 | - | 167,118 | 214,809 | 146,494 | 145,614 | |
62 |
- | - | - | - | - | - | 70 | 567 | |
630 |
256 | 3,756 | 3,756 | 8,319 | 8,251 | 10,433 | 4,308 | 4,958 | |
640/8 |
13,192 | 1,185 | 1,146 | 1,537 | 588 | 586 | 1,613 | 453 | |
66A |
- | - | - | - | - | - | 254 | 116 | |
9901 |
27,148 | 68,396 | -12,738 | -10,477 | 4,467 | 34,967 | 39,401 | 17,069 | |
75/76B |
7 | 14,166 | 28,902 | - | 2,493 | 2,421 | 4 | 61 | |
75 |
7 | - | 27 | - | 212 | 812 | 4 | 61 | |
76B |
- | 14,166 | 28,875 | - | 2,281 | 1,608 | - | - | |
65/66B |
172 | 184 | 462 | 162 | 259 | 1,410 | 392 | 57 | |
65 |
172 | 184 | 462 | 162 | 153 | 1,024 | 138 | 57 | |
66B |
- | - | - | - | 106 | 386 | 254 | - | |
9903 |
26,983 | 82,378 | 15,702 | -10,639 | 6,701 | 35,978 | 39,013 | 17,072 | |
67/77 |
-4,201 | 20,700 | 2,587 | 2,581 | 5,302 | 5,796 | 50 | - | |
9904 |
31,184 | 61,678 | 13,115 | -13,220 | 1,399 | 30,182 | 38,963 | 17,072 | |
9905 |
31,184 | 61,678 | 13,115 | -13,220 | 1,399 | 30,182 | 38,963 | 17,072 | |
| Appropriation of the result | |||||||||
9906 |
60,420 | 89,236 | 39,557 | 26,442 | 40,862 | 52,063 | 41,882 | 17,072 | |
14P |
29,236 | 27,558 | 26,442 | 39,662 | 39,463 | - | - | - | |
791/2 |
40,000 | - | - | - | - | - | - | - | |
691/2 |
- | 40,000 | - | - | - | - | - | 154 | |
6920 |
- | - | - | - | - | - | - | 154 | |
6921 |
- | 40,000 | - | - | - | - | - | - | |
694/7 |
40,000 | 20,000 | 12,000 | - | 1,200 | 14,600 | 20,000 | 14,000 | |
695 |
40,000 | 20,000 | 12,000 | - | 1,200 | 14,600 | 20,000 | 14,000 | |
| Social balance sheet | |||||||||
9087 |
- | - | - | - | - | - | - | 0.5 | |
Hours worked1013 |
- | - | - | - | - | - | - | 256 | |
| Document | |||||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-08-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 03-08-2026 | 2026-00374317 | |
| 31-12-2024 | micro format | 25-08-2025 | 2025-00400704 | |
| 31-12-2023 | micro format | 08-10-2024 | 2024-00509035 | |
| 31-12-2022 | micro format | 27-09-2023 | 2023-00462432 | |
| 31-12-2021 | micro format | 25-07-2022 | 2022-20217162 | |
| 31-12-2020 | micro format | 11-08-2021 | 2021-48200223 | |
| 31-12-2019 | full format | 31-10-2020 | 2020-67700064 | |
| 31-12-2018 | micro format | 05-08-2019 | 2019-44500013 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| 27,404 | 72,152 | -8,982 | -2,158 | 12,718 | 45,400 | 43,709 | 22,027 | ||
| 31,440 | 65,434 | 16,871 | -4,901 | 9,650 | 40,615 | 43,271 | 22,031 | ||
| 0 | 0 | 0 | 1,279 | 401 | 31,750 | 2,950 | 8,500 | ||
| 29,747 | 31,643 | -24,557 | 10,152 | 13,517 | -29,878 | 40,471 | - | ||
| 72,712 | 85,272 | 35,837 | 30,966 | 37,146 | 28,651 | 32,832 | 13,511 | ||
| 11.7% | 23.8% | -5.8% | -4.4% | 2.5% | 13.5% | 20.5% | 10.1% | ||
| 49.1% | 49.2% | 60.9% | 42.0% | 71.2% | 51.3% | 29.8% | 42.7% | ||
| 1.95 | 2.05 | 2.37 | 1.57 | 2.74 | 1.62 | 1.40 | 1.66 | ||
| 1.04 | 1.03 | 0.64 | 1.38 | 0.40 | 0.95 | 2.36 | 1.34 | ||
| 42.4% | 74.9% | 32.2% | -33.4% | 2.6% | 59.7% | 111.3% | 106.4% | ||
| 20.8% | 36.8% | 19.6% | -14.0% | 1.9% | 30.6% | 33.1% | 45.4% | ||
| over 100 | over 100 | -19.44 | -13.32 | 83.12 | - | - | - | ||
| 30 days | 73 days | 47 days | 31 days | 18 days | 54 days | 91 days | 31 days | ||
| - | 15 days | 3 days | - | 36 days | 43 days | 149 days | 7 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €1,279 | €1 |
| Financial fixed assets | - | - | - | - | €400 |
| €256 | €3,756 | €3,756 | €8,319 | €8,251 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 60% lower than in 2024.
Debt's share of the balance-sheet total rises from 50.8% to 50.9%. Equity and debt are lower.
BMCL CONSTRUCT has no parent and no holdings in its annual accounts. KOUNNA Bilal is the only director. BMCL CONSTRUCT shares no director with another company.
| Bechrouri, Wafa (sole trader)
establishment since 03-01-2026 |
founded in 2026 1031.609.945 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Louis Corhaystraat 39 registered office 1080 Molenbeek-Saint-Jean | 01-05-2017 | 2.263.907.150 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21526D0016/00T000 | 278 m² | 1 · 274 m² | 17.0 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0672.918.197
If something looks wrong or is missing, please tell us.