Skip to content

BMC IMMO

Active
Private limited company (pre-2019)founded 20179 yrs activeRue de Rotheux 229, 4100 Seraing, BelgiumKBO/BCE: BE 0671.532.186
Summary

BMC IMMO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€52,586) and a net result of -€1,648. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 19374 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€52,586
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-11-2025, 122 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
122 d late
2023
41 d late
2022
61 d late
2021
11 d late
2020
60 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 65 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BMC IMMO was incorporated on 15 February 2017.1 Total assets fell from EUR 112,757 in 2018 to EUR 2,434 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€52,586▼ 3.2%
2023 · -€50,938
Total assets
€2,434▼ 17.1%
2023 · €2,937
Net result
-€1,648▼ 55.2%
2023 · -€1,062
Working capital
-€52,586▼ 3.2%
2023 · -€50,938
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€6,890€25,498-€87,325-€742▲ 99.2%-€1,602▼ 116%
Net result-€11,331below the sector's middle half€16,548within the sector's middle half-€88,989below the sector's middle half-€1,062within the sector's middle half▲ 98.8%-€1,648within the sector's middle half▼ 55.2%
Equity€22,565within the sector's middle half▼ 33.4%€39,114within the sector's middle half▲ 73.3%-€49,876below the sector's middle half-€50,938below the sector's middle half▼ 2.1%-€52,586below the sector's middle half▼ 3.2%
Total assets€378,402within the sector's middle half▲ 269%€303,493within the sector's middle half▼ 19.8%€50,963below the sector's middle half▼ 83.2%€2,937below the sector's middle half▼ 94.2%€2,434below the sector's middle half▼ 17.1%
Debt€355,837▲ 419%€264,379▼ 25.7%€100,839▼ 61.9%€53,874▼ 46.6%€55,020▲ 2.1%
Working capital€260,551above the sector's middle half▲ 669%€39,114within the sector's middle half▼ 85.0%-€49,876within the sector's middle half-€50,938within the sector's middle half▼ 2.1%-€52,586within the sector's middle half▼ 3.2%
Solvency6.0%below the sector's middle half▼ 27.1pp12.9%within the sector's middle half▲ 6.9pp-97.9%below the sector's middle half▼ 110.8pp
Current ratio3.21above the sector's middle half▲ 1.721.15within the sector's middle half▼ 2.060.51within the sector's middle half▼ 0.64
Return on assets (ROA)-3.0%below the sector's middle half▼ 6.8pp5.5%within the sector's middle half▲ 8.4pp-174.6%below the sector's middle half▼ 180.1pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2020: -€6,890-€6,890Net result 2020: -€11,331-€11,331Operating result 2021: €25,498€25,498Net result 2021: €16,548€16,548Operating result 2022: -€87,325-€87,325Net result 2022: -€88,989-€88,989Operating result 2023: -€742-€742Net result 2023: -€1,062-€1,062Operating result 2024: -€1,602-€1,602Net result 2024: -€1,648-€1,64820202021202220232024-€100,000-€75,000-€50,000-€25,000€0Operating result 2022: -€87,325-€87,300Net result 2022: -€88,989-€89,000Operating result 2023: -€742-€742Net result 2023: -€1,062-€1,060Operating result 2024: -€1,602-€1,600Net result 2024: -€1,648-€1,650202220232024
The operating result stays negative: a loss of €1,602 in 2024 against €742 in 2023; the loss grows.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€55,020▲
2023 · €53,874
Ratios withheld: a balance sheet total of €2,434 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€2,937€2,434▼
Current assets29/58€2,937€2,434▼
Amounts receivable within one year40/41€305€437▲
Other amounts receivable41€305€437▲
Cash at bank and in hand54/58€2,632€1,997▼
Equity and liabilities
Total equity and liabilities10/49€2,937€2,434▼
Equity10/15-€50,938-€52,586▼
Contributions10/11€18,600€18,600=
Reserves13€20,514€20,514=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€18,654€18,654=
Profit (loss) carried forward14-€90,051-€91,699▼
Amounts payable17/49€53,874€55,020▲
Amounts payable within one year42/48€53,874€55,020▲
Trade debts44€3,050€3,195▲
Suppliers440/4€3,050€3,195▲
Other amounts payable47/48€50,824€51,824▲
Income statement Code20232024
Other operating charges640/8€358€401▲
Gross operating margin9900-€383-€1,201▼
Operating profit (loss)9901-€742-€1,602▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€279€46▼
Recurring financial charges65€279€46▼
Profit (loss) for the period before taxes9903-€1,021-€1,648▼
Income taxes67/77€41-
Profit (loss) for the period9904-€1,062-€1,648▼
Profit (loss) for the period to be appropriated9905-€1,062-€1,648▼
Appropriation of the result
Profit (loss) to be appropriated9906-€90,051-€91,699▼
Profit (loss) brought forward from the previous period14P-€88,989-€90,051▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€1,384-€358€401▲ 11.7%
Gross operating margin9900-€6,468€26,882-€87,325-€383-€1,201▼ 213%
Operating profit (loss)9901-€6,890€25,498-€87,325-€742-€1,602▼ 116%
Financial income75/76B---€0--
Recurring financial income75---€0--
Financial charges65/66B-€8,103€1,664€279€46▼ 83.4%
Recurring financial charges65€4,441€8,103€1,664€279€46▼ 83.4%
Profit (loss) for the period before taxes9903-€11,331€17,395-€88,989-€1,021-€1,648▼ 61.5%
Income taxes67/77-€846-€41--
Profit (loss) for the period9904-€11,331€16,548-€88,989-€1,062-€1,648▼ 55.2%
Profit (loss) for the period to be appropriated9905-€11,331€16,548-€88,989-€1,062-€1,648▼ 55.2%
Line20202021202220232024Change
Assets
Total assets20/58€378,402€303,493€50,963€2,937€2,434▼ 17.1%
Current assets29/58€378,402€303,493€50,963€2,937€2,434▼ 17.1%
Stocks and contracts in progress3€316,192€219,294----
Stocks30/36-€219,294----
Amounts receivable within one year40/41€35,018€82,626€47,028€305€437▲ 43.4%
Trade receivables40-€82,072€46,408---
Other amounts receivable41-€554€620€305€437▲ 43.4%
Cash at bank and in hand54/58€27,192€1,573€3,936€2,632€1,997▼ 24.1%
Equity and liabilities
Total equity and liabilities10/49€378,402€303,493€50,963€2,937€2,434▼ 17.1%
Equity10/15€22,565€39,114-€49,876-€50,938-€52,586▼ 3.2%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€3,965€20,514€20,514€20,514€20,514=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€18,654€18,654€18,654€18,654=
Profit (loss) carried forward14---€88,989-€90,051-€91,699▼ 1.8%
Amounts payable17/49€355,837€264,379€100,839€53,874€55,020▲ 2.1%
Amounts payable after more than one year17€237,561-----
Amounts payable within one year42/48€117,851€264,379€100,839€53,874€55,020▲ 2.1%
Current portion of amounts payable after more than one year42-€105,000----
Trade debts44€34,847€92,291€49,292€3,050€3,195▲ 4.8%
Suppliers440/4-€92,291€49,292€3,050€3,195▲ 4.8%
Taxes, remuneration and social security45-€764€722---
Taxes450/3-€764€722---
Other amounts payable47/48-€66,324€50,824€50,824€51,824▲ 2.0%
Line20202021202220232024Change
Profit (loss) for the period9904-€11,331€16,548-€88,989-€1,062-€1,648▼ 55.2%
Operating cash flow (approximation)-€11,331€16,548-€88,989-€1,062-€1,648▼ 55.2%
Change in cash--€25,619€2,363-€1,304-€635▲ 51.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 122 days late
2024
10-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
30-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial Weakest financial yearnet -€88,989
Net result drops to -€88,989, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial Back to profitnet €16,548
Net result €16,548 after one loss-making year.
29-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial Liquidity doublescurrent ratio 3.21
Current ratio from 1.49 to 3.21.
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial Back to profitnet €3,890
Net result €3,890 after one loss-making year.
12-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 104 days late
2018
27-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
410 m²
Building footprint
58 m²
Volume, LiDAR
601 m³
Parcel 62356F0122/00M049, Wallonia · tallest building 11.8 m, ±4 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
BMC IMMO
Rue de Rotheux 229, 4100 SeraingReal estate development
since 20172.263.742.646
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62356F0122/00M049 Wallonia 410 m² 1 · 58 m² 11.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. BCPROJECT 66.66%
  2. BMC IMMO

Highest known parent: BCPROJECT. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,083 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded15-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
68122Development of non-residential building projects
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.