Equity
BMC Engineering has made a profit without a break since 2021.
BMC Engineering has made a profit without a break since 2021.
The micro format states no turnover.
Higher solvency than 91% of companies in specialised construction. Sector median 46.7% · 35,008 companies.
The dashed line is the sector median: 0.7% across 47,692 companies (NACE 43, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 95% on liquidity, 41% on profitability and 42% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 10,904 companies had the same profile as BMC Engineering has now. Each dot stands for 28 companies, two years later.
That fits the bankruptcy probability of BMC Engineering itself: < 0.1% within 12 months.
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for BMC Engineering. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 7.48 (6.94 in 2024), above the usual 1.5. Short-term debt is 13% and cash 73.2% of total assets. 13% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| BMC Engineering Uccle | €111,761 | €16,486 | 87.0% | - |
| PERCEVAL INFRA Brussels | €102,896 | €16,522 | -191.7% | - |
| TIELEKTRO Begijnendijk | €109,975 | €17,007 | 83.6% | - |
| ELEKTRO POELMANS Beringen | €100,308 | €15,427 | 79.2% | - |
| ELECTRO VERWIMP Herentals | €100,960 | €16,421 | 65.1% | - |
| HANZELEK Oosterzele | €98,905 | €17,134 | 40.4% | - |
| Solutions for Lighting Keerbergen | €125,750 | €15,226 | 83.3% | - |
These companies have the same main activity as BMC Engineering: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €98,900 and €126,000, founded between 2010 and 2013.
BMC Engineering files the micro format. That format states no turnover. The gross margin fell from €18,045 in 2013 to €16,486 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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