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BMC CONCEPT

Active
Private limited companyfounded 20224 yrs activeLéon Delacroixstraat 20, 1070 Anderlecht, BelgiumKBO/BCE: BE 0791.376.181
Summary

The computed 12-month bankruptcy probability of BMC CONCEPT is 14.6% (high). The 2025 annual accounts show negative equity (-€21,676) and a net result of -€20,476. Equity is shrinking by ~853.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 13560 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0
Solvency0
Growth32▼-23
Track record94
Bankruptcy probability, 12 months
14.6% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.25; short-term debt: 394.2% and cash: 0.3% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-294.2%
Return on assets
-277.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€21,676
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
3 d early
2024
71 d late
2023
436 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 168 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BMC CONCEPT was incorporated on 26 September 2022 as a Private limited company.1 Since 2026, YATTOUTI Samir has served as director of the company.2 The company has filed 3 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 17-07-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€21,676▼ 1,706%
2024 · -€1,200
Total assets
€7,367
Net result
-€20,476▼ 1,606%
2023 · -€1,200
Working capital
-€21,676
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€1,200--€19,824
Net result-€1,200within the sector's middle half--€20,476below the sector's middle half
Equity-€1,200within the sector's middle half--€1,200within the sector's middle half=-€21,676below the sector's middle half▼ 1,706%
Total assets€7,367below the sector's middle half
Debt€1,200-€1,200=€29,043▲ 2,320%
Working capital-€21,676
Solvency-294.2%below the sector's middle half
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2023: -€1,200-€1,200Net result 2023: -€1,200-€1,200Operating result 2025: -€19,824-€19,824Net result 2025: -€20,476-€20,476202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€1,200-€1,200Net result 2023: -€1,200-€1,200Operating result 2025: -€19,824-€19,800Net result 2025: -€20,476-€20,500202320242025
The operating result is -€19,824 in 2025, compared with -€1,200 in 2023. Comparable figures for the intervening years are unavailable.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.25
Debt to equity
-1.34▼
2024 · -1.00
ROA
-277.9%
Debt ≤ 1 year
€29,043▲
2024 · €1,200
Income taxes
€394
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 14.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58-€7,367
Current assets29/58-€7,367
Amounts receivable within one year40/41-€7,343
Trade receivables40-€7,343
Cash at bank and in hand54/58-€24
Equity and liabilities
Total equity and liabilities10/49-€7,367
Equity10/15-€1,200-€21,676▼
Profit (loss) carried forward14-€1,200-€21,676▼
Amounts payable17/49€1,200€29,043▲
Amounts payable within one year42/48€1,200€29,043▲
Trade debts44-€2,374
Suppliers440/4-€2,374
Other amounts payable47/48€1,200€26,669▲
Income statement Code20242025
Other operating charges640/8-€961
Gross operating margin9900--€18,863
Operating profit (loss)9901--€19,824
Financial charges65/66B-€258
Recurring financial charges65-€258
Profit (loss) for the period before taxes9903--€20,082
Income taxes67/77-€394
Profit (loss) for the period9904--€20,476
Profit (loss) for the period to be appropriated9905--€20,476
Appropriation of the result
Profit (loss) to be appropriated9906-€1,200-€21,676▼
Profit (loss) brought forward from the previous period14P-€1,200-€1,200=
Line202320242025Change
Other operating charges640/8--€961-
Gross operating margin9900-€1,200--€18,863-
Operating profit (loss)9901-€1,200--€19,824-
Financial charges65/66B--€258-
Recurring financial charges65--€258-
Profit (loss) for the period before taxes9903-€1,200--€20,082-
Income taxes67/77--€394-
Profit (loss) for the period9904-€1,200--€20,476-
Profit (loss) for the period to be appropriated9905-€1,200--€20,476-
Line202320242025Change
Assets
Total assets20/58--€7,367-
Current assets29/58--€7,367-
Amounts receivable within one year40/41--€7,343-
Trade receivables40--€7,343-
Cash at bank and in hand54/58--€24-
Equity and liabilities
Total equity and liabilities10/49--€7,367-
Equity10/15-€1,200-€1,200-€21,676▼ 1,706%
Profit (loss) carried forward14-€1,200-€1,200-€21,676▼ 1,706%
Amounts payable17/49€1,200€1,200€29,043▲ 2,320%
Amounts payable within one year42/48€1,200€1,200€29,043▲ 2,320%
Trade debts44--€2,374-
Suppliers440/4--€2,374-
Other amounts payable47/48€1,200€1,200€26,669▲ 2,122%
Line202320242025Change
Profit (loss) for the period9904-€1,200--€20,476-
Operating cash flow (approximation)-€1,200--€20,476-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
17-07
State Gazette act Appointment: YATTOUTI Samir (director)
Share transfer3 facts ▸
  • General meeting, 01-07-2026
  • Director appointment, YATTOUTI Samir (director)
  • Share transfer, BENHAMMOU Abdeslam → YATTOUTI Samir
2025
10-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
10-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 436 days late
State Gazette actNBB filing
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
YATTOUTI Samir
Director · since 01-07-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
83 m²
Parcel 21304B0061/00H003, Brussels. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
MGM
Léon Delacroixstraat 20, 1070 AnderlechtCafés and bars
since 20252.371.108.679
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21304B0061/00H003 Brussels 83 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
YATTOUTI Samir
  • Director, from 01-07-2026 to date
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Anderlecht2.371.108.679
1 permission
Ambulante drankgelegenheid · since 19-03-2025

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 14,005 companies in sector 56301 we hold annual accounts for 4,897. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID 0208:0791376181
Also 9925:BE0791376181
Registered 04-02-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.