BMAX-IT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.21M and a net result of €38k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 50% of 8024 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
2 d late
2020
2 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.21M▼ 4.5%
2024 · €2.32M
2019: €1.92M
2020: €2.10M
2021: €2.30M
2022: €2.30M
2023: €2.30M
2024: €2.32M
2019 → 2025
Net result
€38k▼ 37.7%
2024 · €61k
2019: €155k
2020: €191k
2021: €210k
2022: €27k
2023: €49k
2024: €61k
2019 → 2025
Total assets
€4.30M▼ 2.0%
2024 · €4.38M
2019: €4.68M
2020: €4.66M
2021: €4.77M
2022: €4.68M
2023: €4.40M
2024: €4.38M
2019 → 2025
Solvency
51.5%▼ 1.4pp
2024 · 52.8%
2019: 41.1%
2020: 45.0%
2021: 48.2%
2022: 49.2%
2023: 52.2%
2024: 52.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.30M-€2.30M▲ 0.2%€2.30M▼ 0.2%€2.32M▲ 0.7%€2.21M▼ 4.5%
Operating result€172k-€117k▼ 32.1%€168k▲ 43.7%€190k▲ 13.0%€191k▲ 0.3%
Net result€210k-€27k▼ 86.9%€49k▲ 77.3%€61k▲ 24.7%€38k▼ 37.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 0% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.30M
Fixed assets
€4.20M▼ 0.3%
Current assets
€94k▼ 43.8%
Equity and liabilities €4.30M
Equity
€2.21M▼ 4.5%
Debt
€2.08M▲ 0.9%
The debt ratio rises from 47.2% to 48.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
51.5%▼
2024 · 52.8%
ROE
1.7%▼
2024 · 2.6%
ROA
0.9%▼
2024 · 1.4%
Debt
€2.08M▲
2024 · €2.07M
Debt ≤ 1 year
€352k▲
2024 · €238k
Debt > 1 year
€1.73M▼
2024 · €1.82M
Income taxes
€16k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.38M€4.30M▼
Fixed assets21/28€4.21M€4.20M▼
Tangible fixed assets22/27€153k€140k▼
Land and buildings22€141k€137k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€8k€172▼
Other tangible fixed assets26€895€671▼
Financial fixed assets28€4.06M€4.06M=
Current assets29/58€167k€94k▼
Amounts receivable within one year40/41€67k€75k▲
Trade receivables40€67k€75k▲
Cash at bank and in hand54/58€97k€16k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€4.38M€4.30M▼
Equity10/15€2.32M€2.21M▼
Contributions10/11€1.51M€1.51M=
Reserves13€806k€701k▼
Distributable reserves133€806k€701k▼
Profit (loss) carried forward14€458€565▲
Amounts payable17/49€2.07M€2.08M▲
Amounts payable after more than one year17€1.82M€1.73M▼
Financial debts170/4€285k€190k▼
Other amounts payable178/9€1.54M€1.54M=
Amounts payable within one year42/48€238k€352k▲
Current portion of amounts payable after more than one year42€95k€95k=
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€56k€26k▼
Taxes450/3€56k€26k▼
Other amounts payable47/48€84k€230k▲
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€207k€206k▼
Operating profit (loss)9901€190k€191k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€104k€137k▲
Recurring financial charges65€104k€137k▲
Profit (loss) for the period before taxes9903€86k€54k▼
Income taxes67/77€25k€16k▼
Profit (loss) for the period9904€61k€38k▼
Profit (loss) for the period to be appropriated9905€61k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€38k▼
Profit (loss) brought forward from the previous period14P€394€458▲
Transfer from equity791/2€42k€141k▲
Transfer to equity691/2€59k€36k▼
To the legal reserve6920€59k-
To other reserves6921-€36k
Profit to be distributed694/7€44k€142k▲
Return on contributions (dividend)694€44k€142k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €27k ▼86.9%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial
Highest result since 2019net €210k ▲10%
Net result €210k, the highest in the series.
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
31-03
Financial
Equity above €2MEq €2.10M ▲9.1%
2 profitable years in a row build equity to €2.10M.
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klissestraatje 79910 AalterGround area
1,426 m²
Building footprint
211 m²
Volume, LiDAR
506 m³
Parcel 44029A0916/00L002, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BMAX-IT
since 20082.172.484.551
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0916/00L002 | Flanders | 1,426 m² | 1 · 211 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 10,618 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2008
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.