BMAS
ActiveBMAS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €469k and a net result of €74k. Equity is growing by ~33.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+8
Solvency90▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 5.14 against 3.84 in 2024; short-term debt: 13.5% and cash: 0% of total assets), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
31 d late
2021
29 d late
2020
5 d early
2019
87 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€469k▲ 18.7%
2024 · €395k
2018: €23k
2019: €33k
2020: €112k
2021: €186k
2022: €242k
2023: €368k
2024: €395k
2018 → 2025
Total assets
€723k▲ 4.2%
2024 · €693k
2018: €114k
2019: €83k
2020: €140k
2021: €212k
2022: €384k
2023: €494k
2024: €693k
2018 → 2025
Net result
€74k▲ 175%
2024 · €27k
2018: €-3k
2019: €10k
2020: €79k
2021: €76k
2022: €57k
2023: €126k
2024: €27k
2018 → 2025
Working capital
€403k▲ 20.0%
2024 · €335k
2018: €22k
2019: €32k
2020: €102k
2021: €173k
2022: €206k
2023: €300k
2024: €335k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€242k▲ 30.5%€368k▲ 51.9%€395k▲ 7.3%€469k▲ 18.7%
Operating result€98k-€69k▼ 30.0%€161k▲ 134%€44k▼ 72.6%€103k▲ 134%
Net result€76k-€57k▼ 25.3%€126k▲ 122%€27k▼ 78.6%€74k▲ 175%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 134% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €723k
Fixed assets
€223k▼ 7.1%
Current assets
€500k▲ 10.3%
Equity and liabilities €723k
Equity
€469k▲ 18.7%
Debt
€254k▼ 14.9%
The debt ratio falls from 43.1% to 35.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€131k▲
2024 · €67k
Cash flow
€102k▲
2024 · €50k
Solvency
64.9%▲
2024 · 56.9%
Current ratio
5.14▲
2024 · 3.84
Quick ratio
5.14▲
2024 · 3.84
Debt / equity
0.54▼
2024 · 0.76
ROE
15.8%▲
2024 · 6.8%
ROA
10.2%▲
2024 · 3.9%
Interest coverage
19.84▲
2024 · 9.32
Debt
€254k▼
2024 · €298k
Debt ≤ 1 year
€97k▼
2024 · €118k
Debt > 1 year
€157k▼
2024 · €180k
Income taxes
€29k▲
2024 · €14k
Staff costs
€26k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€693k€723k▲
Fixed assets21/28€240k€223k▼
Tangible fixed assets22/27€239k€222k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€44k€32k▼
Other tangible fixed assets26€186k€180k▼
Assets under construction and advance payments27€4k€7k▲
Financial fixed assets28€217€217=
Current assets29/58€453k€500k▲
Amounts receivable after more than one year29€144k€144k=
Other amounts receivable291€144k€144k=
Amounts receivable within one year40/41€203k€266k▲
Trade receivables40€28k€33k▲
Other amounts receivable41€174k€233k▲
Cash at bank and in hand54/58€6k€315▼
Deferred charges and accrued income490/1€101k€90k▼
Equity and liabilities
Total equity and liabilities10/49€693k€723k▲
Equity10/15€395k€469k▲
Contributions10/11€19k€19k=
Reserves13€376k€450k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€374k€448k▲
Amounts payable17/49€298k€254k▼
Amounts payable after more than one year17€180k€157k▼
Financial debts170/4€180k€157k▼
Amounts payable within one year42/48€118k€97k▼
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€34k€16k▼
Suppliers440/4€34k€16k▼
Taxes, remuneration and social security45€61k€58k▼
Taxes450/3€53k€47k▼
Remuneration and social security454/9€8k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€34k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€28k▲
Other operating charges640/8€9k€2k▼
Gross operating margin9900€110k€160k▲
Operating profit (loss)9901€44k€103k▲
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€41k€103k▲
Income taxes67/77€14k€29k▲
Profit (loss) for the period9904€27k€74k▲
Profit (loss) for the period to be appropriated9905€27k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€74k▲
Transfer to equity691/2€27k€74k▲
To other reserves6921€27k€74k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €126k ▲122%
Operating result €161k, net result €126k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €242k ▲30.5%
4 profitable years in a row build equity to €242k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €150kEq €186k ▲65.6%
3 profitable years in a row build equity to €186k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 4.69
Current ratio from 1.70 to 4.69; short-term debt falls from €45k to €28k.
31-12
Financial
Equity above €100kEq €112k ▲244%
2 profitable years in a row build equity to €112k.
26-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 87 days late
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellelaan 2841860 MeiseGround area
2,617 m²
Building footprint
492 m²
Volume, LiDAR
3,324 m³
3 parcels, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Hooma
since 20162.254.218.533
BMAS
since 20252.369.993.575
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050D0484/00G000 | Flanders | 1,404 m² | 1 · 205 m² | 10.0 m · 2 fl. |
| 23050D0464/00P004 | Flanders | 1,076 m² | 1 · 151 m² | - |
| 35013A1599/07G000 | Flanders | 136 m² | 1 · 136 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MV Promotion immobilière
BE 0698.901.628
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BE 0826.658.150
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BOEVERIE
BE 0675.385.462
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DEGERO PROJECTONTWIKKELING
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Londerzeel · Eq €469k
Entre-Nous
BE 0888.155.754
Namur · Eq €468k
Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 4,771 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2016
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
82990Other business support services
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:BRYAN.MASSON47@GMAIL.COM