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BMAK

Active
Private limited companyfounded 20233 yrs activeWijnheuvelenstraat 95, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0801.650.065
Summary

The computed 12-month bankruptcy probability of BMAK is 20.1% (high). The 2025 annual accounts show negative equity (-€11,508) and a net result of -€5,064. Its solvency ranks better than 5% of 485 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58
Track record94
Bankruptcy probability, 12 months
20.1% High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€11,508
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
7 d late
2024
16 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 12 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BMAK was incorporated on 11 May 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€11,508▼ 78.6%
2024 · -€6,444
Total assets
€652▼ 76.2%
2024 · €2,734
Net result
-€5,064▲ 32.0%
2024 · -€7,444
Working capital
-€11,884▼ 67.5%
2024 · -€7,096
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€7,318--€4,578▲ 37.4%
Net result-€7,444below the sector's middle half--€5,064below the sector's middle half▲ 32.0%
Equity-€6,444below the sector's middle half--€11,508below the sector's middle half▼ 78.6%
Total assets€2,734below the sector's middle half-€652below the sector's middle half▼ 76.2%
Debt€9,178-€12,159▲ 32.5%
Working capital-€7,096--€11,884▼ 67.5%
above within below the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2024: -€7,318-€7,318Net result 2024: -€7,444-€7,444Operating result 2025: -€4,578-€4,578Net result 2025: -€5,064-€5,06420242025-€8,000-€6,000-€4,000-€2,000€0Operating result 2024: -€7,318-€7,320Net result 2024: -€7,444-€7,440Operating result 2025: -€4,578-€4,580Net result 2025: -€5,064-€5,06020242025
The operating result stays negative: a loss of €4,578 in 2025 against €7,318 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €652
Fixed assets €376 ▼ 42.3%
Current assets €276 ▼ 86.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€4,302▲
2024 · -€5,993
Cash flow
-€4,788▲
2024 · -€6,119
Interest coverage
-8.86▲
2024 · -47.47
Debt ≤ 1 year
€12,159▲
2024 · €9,178
Ratios withheld: a balance sheet total of €652 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 20.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,734€652▼
Fixed assets21/28€651€376▼
Tangible fixed assets22/27€651€376▼
Furniture and vehicles24€651€376▼
Current assets29/58€2,082€276▼
Stocks and contracts in progress3€1,985-
Stocks30/36€1,985-
Amounts receivable within one year40/41€35€189▲
Trade receivables40€35-
Other amounts receivable41-€189
Cash at bank and in hand54/58€62€87▲
Equity and liabilities
Total equity and liabilities10/49€2,734€652▼
Equity10/15-€6,444-€11,508▼
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€7,444-€12,508▼
Amounts payable17/49€9,178€12,159▲
Amounts payable within one year42/48€9,178€12,159▲
Financial debts43-€373
Credit institutions430/8-€373
Trade debts44-€1,568
Suppliers440/4-€1,568
Taxes, remuneration and social security45€5,253€4,949▼
Taxes450/3€453€1,949▲
Remuneration and social security454/9€4,800€3,000▼
Other amounts payable47/48€3,925€5,269▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,325€275▼
Other operating charges640/8€15-
Gross operating margin9900-€5,978-€4,302▲
Operating profit (loss)9901-€7,318-€4,578▲
Financial charges65/66B€126€486▲
Recurring financial charges65€126€486▲
Profit (loss) for the period before taxes9903-€7,444-€5,064▲
Profit (loss) for the period9904-€7,444-€5,064▲
Profit (loss) for the period to be appropriated9905-€7,444-€5,064▲
Appropriation of the result
Profit (loss) to be appropriated9906-€7,444-€12,508▼
Profit (loss) brought forward from the previous period14P--€7,444

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,325€275▼ 79.2%
Other operating charges640/8€15--
Gross operating margin9900-€5,978-€4,302▲ 28.0%
Operating profit (loss)9901-€7,318-€4,578▲ 37.4%
Financial charges65/66B€126€486▲ 285%
Recurring financial charges65€126€486▲ 285%
Profit (loss) for the period before taxes9903-€7,444-€5,064▲ 32.0%
Profit (loss) for the period9904-€7,444-€5,064▲ 32.0%
Profit (loss) for the period to be appropriated9905-€7,444-€5,064▲ 32.0%
Line20242025Change
Assets
Total assets20/58€2,734€652▼ 76.2%
Fixed assets21/28€651€376▼ 42.3%
Tangible fixed assets22/27€651€376▼ 42.3%
Furniture and vehicles24€651€376▼ 42.3%
Current assets29/58€2,082€276▼ 86.8%
Stocks and contracts in progress3€1,985--
Stocks30/36€1,985--
Amounts receivable within one year40/41€35€189▲ 446%
Trade receivables40€35--
Other amounts receivable41-€189-
Cash at bank and in hand54/58€62€87▲ 38.9%
Equity and liabilities
Total equity and liabilities10/49€2,734€652▼ 76.2%
Equity10/15-€6,444-€11,508▼ 78.6%
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€7,444-€12,508▼ 68.0%
Amounts payable17/49€9,178€12,159▲ 32.5%
Amounts payable within one year42/48€9,178€12,159▲ 32.5%
Financial debts43-€373-
Credit institutions430/8-€373-
Trade debts44-€1,568-
Suppliers440/4-€1,568-
Taxes, remuneration and social security45€5,253€4,949▼ 5.8%
Taxes450/3€453€1,949▲ 330%
Remuneration and social security454/9€4,800€3,000▼ 37.5%
Other amounts payable47/48€3,925€5,269▲ 34.3%
Line20242025Change
Profit (loss) for the period9904-€7,444-€5,064▲ 32.0%
+ Depreciation and write-downs630€1,325€275▼ 79.2%
Operating cash flow (approximation)-€6,119-€4,788▲ 21.8%
Investment in fixed assets (approximation)-€0-
Change in cash-€24-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
16-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
60 m²
Building footprint
60 m²
Volume, LiDAR
734 m³
Parcel 21906D0119/00K003, Brussels · tallest building 20.0 m, ±5 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
BMAK
Wijnheuvelenstraat 95, 1030 SchaarbeekRetail trade
since 20232.345.139.108
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21906D0119/00K003 Brussels 60 m² 1 · 60 m² 19.9 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,920 companies in sector 53200 we hold annual accounts for 1,323. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
53200Other postal and courier activities
47110Non-specialised retail sale with food, beverages or tobacco predominating
47400Retail sale of information and communication equipment
61200Telecommunications resale and intermediation services
Contact
E-mail bemak2013@gmail.comSchaarbeek
Phone 0032471827426Schaarbeek
E-invoicing
Reachable via Peppol
Peppol ID 0208:0801650065
Also 9925:BE0801650065
Registered 27-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.