Turnover
≈ €140,000 estimated
The micro format states no turnover.
BMA AUTOS
Lifetime
1 annual account with figurespeak €9,877 (2025)
€9,877
peak €7,392 (2025)
€7,392
peak €17,392 (2025)
€17,392
€137,696
Board4 names since 2024
2 directorsBENOUDA Mohamed and 1 other
Documentsfilings and deeds
28-08-202628 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€137,696 89% of the balance sheet
Suppliers 7%Taxes and wages 2%Other 92%
At the same address
430 companies
2025 accounts filed 28 days after the deadline
Checked score
51
Fair
Financially stronger than 26% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.8%lowest value
02-2026: 1.9%▲ +0.1 percentage points vs 01-2026
03-2026: 1.9%● unchanged vs 02-2026
04-2026: 2.3%▲ +0.4 percentage points vs 03-2026
05-2026: 2.6%▲ +0.3 percentage points vs 04-2026
06-2026: 2.6%● unchanged vs 05-2026
07-2026: 2.9%▲ +0.3 percentage points vs 06-2026
08-2026: 2.9%● unchanged vs 07-2026highest value
09-2026: 2.2%▼ -0.7 percentage points vs 08-2026
10-2026: 2.2%● unchanged vs 09-2026
11-2026: 2.3%▲ +0.1 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2024
Sector: Retail trade (NACE 47)
Equity €17,392 (11.2% of total assets)
Size: total assets €155,088
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 28% of them on solvency, 15% on liquidity and 36% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 294 companies had the same profile as BMA AUTOS has now. Each dot is one company, two years later.
95.6%
were still trading
2.0%
stopped another way
2.4%
went bankrupt
That fits the bankruptcy probability of BMA AUTOS itself: 2.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 294 companies, not a prediction for BMA AUTOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.13, below the usual 1.5. Short-term debt is 88.8% and cash 12.1% of total assets. 88.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
28 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
BM
BENOUDA Mohamed
Director, since 04-12-2024
UL
UNLU LhSAN
Director, since 04-12-2024
- BENOUDA Mohamed 50 sharesdeed of 06-12-2024
- UNLU Ihsan 50 sharesdeed of 06-12-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016943050
Incorporation
Founding capital of €10,000, 100 shares · Founders: BENOUDA Mohamed (comparant) and UNLU Ihsan (comparant) · Appointments: BANOUDA Mohamed (director) and UNLU Ihsan (director) · published on 06-12-2024 · Gazette deed
First establishment
Rue du Cimetière 31, Fontaine-l'Evêque
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BMA AUTOS Sint-Genesius-Rode | - | - | 11.2% | - |
| H&A Motors Zandhoven | €1.1m | 0.5% | 9.8% | - |
| Omar Faster Kraainem | - | - | 8.2% | - |
| DANI EXPRESS Overijse | - | - | 9.8% | - |
| V12M Sint-Pieters-Leeuw | - | - | 14.6% | - |
| THERMOCONFORTSOLUTION Overijse | €0.3m | 3.1% | 13.2% | - |
| ALC CARS Drogenbos | - | - | 24.0% | - |
These companies have the same main activity as BMA AUTOS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €96,900 and €220,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 04-12-2024Normal situation
- Registered office
- 431 active companies are registered at this address82 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 5 others
- Establishment unit
- 2.367.145.5376142 Fontaine-l'Evêque, since 04-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-11-2025
Insights on BMA AUTOS
The computed 12-month bankruptcy probability of BMA AUTOS is 2.3% (moderate). The 2025 annual accounts show equity of €17,392 and a net result of €7,392.
Its solvency ranks better than 31% of 22,917 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BMA AUTOS
- What is the company number of BMA AUTOS?
- The company number of BMA AUTOS is 1016.943.050. The VAT number is the same number with BE in front: BE 1016.943.050.
- Where is BMA AUTOS based?
- The registered office is at Waterloose Steenweg 200, 1640 Sint-Genesius-Rode.Company details
- What does BMA AUTOS do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of BMA AUTOS?
- BMA AUTOS is a private limited company (BV).
- When was BMA AUTOS founded?
- BMA AUTOS was founded on 04-12-2024.
- Is BMA AUTOS still active?
- Yes, BMA AUTOS is an active enterprise in the KBO register.
- What is the turnover of BMA AUTOS?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €9,877 and 72 comparable companies (NACE 47811). It probably lies between €75,000 and €450,000. It is a rough estimate.Financials
- Is BMA AUTOS profitable?
- In financial year 2025, BMA AUTOS made a profit of €7,392.
- Where can I find the annual accounts of BMA AUTOS?
- BMA AUTOS filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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