Financials
- Financial year
- 2024
- Total assets
- €18,130
- Profit
- €3,208
- Solvency
- 37.0%
BM Zorgbegeleiding
ActiveSummary
The computed 12-month bankruptcy probability of BM Zorgbegeleiding is 4.1% (elevated). The 2024 annual accounts show equity of €6,708 and a net result of €3,208. Its solvency ranks better than 24% of 622 sector peers (NACE 88, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Social work activities without accommodation
NACE 88109
1 site
Size
€18,130total assets 2024
- Equity
- €6,708
- Profit
- €3,208
Turnover not published (abbreviated format)
Structure
Accounts filed 266 days late0 of 1 deed read
Why 48raises risk1 financial year not filed after the legal deadline; latest accounts 266 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 23-04-2026)Founded in 2024lowers riskSector: Social work activities without accommodation (NACE 88)Show the evidence
Checked score
Score 2024
48
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 41% of its sector peers (NACE 88, micro)
Financial strength
Average
Solvency
62
equity 37.0% of total assets
Liquidity
27
short-term debt 63.0% · cash 8.0%
Profitability
82
return on assets 17.7%
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 0.4%lowest value
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.5%▲ +0.1 percentage points vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 1.6%▲ +1.1 percentage points vs 04-2026
06-2026: 1.7%▲ +0.1 percentage points vs 05-2026
07-2026: 1.7%● unchanged vs 06-2026
08-2026: 1.7%● unchanged vs 07-2026
09-2026: 1.7%● unchanged vs 08-2026
10-2026: 4.1%▲ +2.4 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.59; short-term debt: 63% and cash: 8% of total assets), but 63% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 44% on solvency, 10% on liquidity and 68% on profitability.
The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 622 sector peers (2024).
NBB · sector comparisonPosition among 622 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-04-2026, 266 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2024
266 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 266 days after the deadline; the sector median (NACE 88) for financial year 2024 is 24 days before the deadline, and 26% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Social work activities without accommodationNACE 88109
- Founded
- 13-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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