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BM TRADING

Active
Private limited companyfounded 2016active for 9 yearsJan Breydellaan(Kor) 87, 8500 Kortrijk, BelgiumKBO/BCE: BE 0665.850.857
Summary

BM TRADING has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,857 and a net result of €27,238. Its solvency ranks better than 49% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-11-2016 Normal situation
Activity
Agents in non-specialised wholesale trade NACE 46190
Establishment unit
2.258.732.991 8500 Kortrijk, since 09-11-2016
Financial year end
30 June
Peppol
Reachable since 01-12-2025

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-06-2025
Gross margin
€43,199
▼ 34.4%
Turnover
≈ €180,000
estimated
Profit
€27,238
▼ 45.3%
Equity
€40,857
▼ 19.2%
Total assets
€103,632
▲ 4.5%
Filed on 30-01-2026, 1 day before the deadline
Score breakdownraises riskProfit of €27,238 (financial year 2025)lowers riskLiquidity: current ratio 1.39, cash €78,650Size: total assets €103,632Equity €40,857 (39.4% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 64-12
equity 39.4% of total assets
Liquidity 69-7
short-term debt 60.0% · cash 75.9%
Profitability 100=
return on assets 26.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.6%highest value 01-2025: 1.2%▼ -0.4 percentage points vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 0.1%▼ -1.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.1%▼ -0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (1.94 in 2024), below the usual 1.5. Short-term debt is 60% and cash 75.9% of total assets. 60.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 48% of them on solvency, 74% on liquidity, 95% on profitability and 20% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.39, cash €78,650
NBB · annual accounts
lowers risk · Size: total assets €103,632
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €40,857 (39.4% of total assets)
NBB · annual accounts
raises risk · Profit of €27,238 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
1 day early
2024
4 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 2 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Change of role: Koen VERHAMME, from manager to directorAppointment: Rebecca ROELS (director)
  2. · Gazette deed Incorporation
All 4 events

Comparable companies

These companies have the same main activity as BM TRADING: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €83,900 and €119,000, founded between 2016 and 2017.

CompanyTotal assetsGross margin
BM TRADING Kortrijk€103,632€43,199
DIRK BAEKELANDT Brugge€83,853€41,501
Sales-Com Xpert Silly€105,675€46,976
SOINS POUR VOUS Wavre€110,953€43,056
'N JOULS Beersel€107,138€54,677
LONG TECH INDUSTRY Kraainem€119,173€37,177
TOMBOUCTOU TRADING SHIPPING Lier€104,531€31,590
Full comparison

Key facts about BM TRADING

What is the company number of BM TRADING?
The company number of BM TRADING is 0665.850.857. The VAT number is the same number with BE in front: BE 0665.850.857.
Where is BM TRADING based?
The registered office is at Jan Breydellaan(Kor) 87, 8500 Kortrijk.Company details
What does BM TRADING do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of BM TRADING?
The legal form of BM TRADING is Private limited company (BV).
When was BM TRADING founded?
BM TRADING was founded on 09-11-2016.
Is BM TRADING still active?
Yes, BM TRADING is an active enterprise in the KBO register.
What is the turnover of BM TRADING?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €43,199 and 38 comparable companies (NACE 461). It probably lies between €120,000 and €480,000.Financials
Is BM TRADING profitable?
In financial year 2025, BM TRADING made a profit of €27,238.
Where can I find the annual accounts of BM TRADING?
BM TRADING filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BM TRADING due?
BM TRADING must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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