BM-Management
ActiveThe computed 12-month bankruptcy probability of BM-Management is 2.3% (moderate). The 2025 annual accounts show equity of €26k and a net result of €-13k. Equity is shrinking by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 18040 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-55
Solvency69▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.48 against 1.59 in 2024; short-term debt: 56.5% and cash: 4.2% of total assets), and 56.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.5%
Return on assets
-21.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
19 d late
2023
22 d late
2022
24 d late
2021
20 d late
2020
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€60k▼ 29.0%
2024 · €85k
2020: €218k
2021: €128k
2022: €72k
2023: €68k
2024: €85k
2020 → 2025
Net result
€-13k
2024 · €5k
2020: €79k
2021: €395
2022: €-26k
2023: €-13k
2024: €5k
2020 → 2025
Working capital
€16k▼ 37.9%
2024 · €26k
2020: €54k
2021: €54k
2022: €29k
2023: €20k
2024: €26k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€47k▼ 35.7%€34k▼ 26.9%€39k▲ 14.9%€26k▼ 33.1%
Operating result€3k-€-25k€-11k▲ 55.7%€9k€-11k
Net result€395-€-26k€-13k▲ 51.5%€5k€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€10k▼ 26.6%
Current assets
€50k▼ 29.5%
Equity and liabilities €60k
Equity
€26k▼ 33.1%
Debt
€34k▼ 25.5%
The debt ratio rises from 53.8% to 56.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▼
2024 · €12k
Cash flow
€-9k▼
2024 · €9k
Solvency
43.5%▼
2024 · 46.2%
Current ratio
1.48▼
2024 · 1.59
Quick ratio
1.48▼
2024 · 1.59
Debt / equity
1.30▲
2024 · 1.17
ROE
-49.5%▼
2024 · 12.9%
ROA
-21.6%▼
2024 · 6.0%
Interest coverage
-4.33▼
2024 · 3.48
Debt
€34k▼
2024 · €46k
Debt ≤ 1 year
€34k▼
2024 · €45k
Income taxes
€210▲
2024 · €200
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€60k▼
Fixed assets21/28€13k€10k▼
Tangible fixed assets22/27€13k€10k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€2k€752▼
Current assets29/58€71k€50k▼
Amounts receivable within one year40/41€71k€48k▼
Trade receivables40€53k€28k▼
Other amounts receivable41€18k€20k▲
Cash at bank and in hand54/58€208€3k▲
Deferred charges and accrued income490/1€0€65▲
Equity and liabilities
Total equity and liabilities10/49€85k€60k▼
Equity10/15€39k€26k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€34k€21k▼
Amounts payable17/49€46k€34k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€45k€34k▼
Current portion of amounts payable after more than one year42€21k€21k▼
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€0€0=
Other amounts payable47/48€11k€3k▼
Accrued charges and deferred income492/3€569€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€673€695▲
Non-recurring operating charges66A-€68
Gross operating margin9900€15k€-7k▼
Operating profit (loss)9901€9k€-11k▼
Financial income75/76B-€14
Recurring financial income75-€14
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€5k€-13k▼
Income taxes67/77€200€210▲
Profit (loss) for the period9904€5k€-13k▼
Profit (loss) for the period to be appropriated9905€5k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€21k▼
Profit (loss) brought forward from the previous period14P€29k€34k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Weakest financial yearnet €-26k ▼6641%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bannes 84690 BassengeGround area
587 m²
Building footprint
147 m²
Volume, LiDAR
682 m³
Parcel 62086A1142/00E000, Wallonia · tallest building 5.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BM-Management
since 20202.306.990.491
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62086A1142/00E000 | Wallonia | 587 m² | 1 · 147 m² | 5.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0829.740.473
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FITNESS BOUTIQUE BELGIUM
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Eric's Bogenshop
BE 0606.993.732
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Of 1,314 companies in sector 47639 we hold annual accounts for 624. 427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2020
Fiscal year end31-12
Activities, NACEBEL
47639Retail sale of other sporting goods
47640Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.