BM Limo
ActiveSummary
The computed 12-month bankruptcy probability of BM Limo is 3.2% (moderate). The 2024 annual accounts show equity of €17k and a net result of €6k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 6717 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▼-10
Solvency89▲+31
Growth68▼-17
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 1.21 in 2023; short-term debt: 36.3% and cash: 67.6% of total assets), and 36.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63.7%
Return on assets
22.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
22 d late
2021
93 d early
2020
26 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€101k▲ 7.0%
2023 · €95k
2020: €27k
2022: €50k
2023: €95k
2020 → 2024
EBIT margin
6.1%▼ 5.1pp
2023 · 11.2%
2020: 31.4%
2022: -12.8%
2023: 11.2%
2020 → 2024
Net result
€6k▼ 40.3%
2023 · €10k
2020: €9k
2021: €-2k
2022: €-7k
2023: €10k
2020 → 2024
Working capital
€14k▲ 179%
2023 · €5k
2020: €11k
2021: €8k
2022: €-782
2023: €5k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€27k-€50k€95k▲ 88.1%€101k▲ 7.0%
Equity€11k-€9k▼ 20.9%€1k▼ 83.0%€11k▲ 661%€17k▲ 49.7%
Operating result€8k-€-2k€-6k▼ 293%€11k€6k▼ 41.8%
Net result€9k-€-2k€-7k▼ 213%€10k€6k▼ 40.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 42% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €26k
Fixed assets
€3k ▼ 53.5%
Current assets
€23k ▼ 17.1%
Equity and liabilities €26k
Equity
€17k ▲ 49.7%
Debt
€9k ▼ 59.0%
Debt's share of the balance-sheet total falls from 67.5% to 36.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2023 · €14k
Cash flow
€9k▼
2023 · €13k
Current ratio
2.45▲
2023 · 1.21
Debt to equity
0.57▼
2023 · 2.08
ROE
34.7%▼
2023 · 86.9%
ROA
22.1%▼
2023 · 28.2%
Interest coverage
41.31▼
2023 · 100.33
Debt ≤ 1 year
€9k▼
2023 · €23k
Staff costs
€782▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€34k€26k▼
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Furniture and vehicles24€6k€3k▼
Current assets29/58€28k€23k▼
Amounts receivable within one year40/41€19k€6k▼
Trade receivables40€2k€2k▼
Other amounts receivable41€17k€4k▼
Cash at bank and in hand54/58€9k€18k▲
Equity and liabilities
Total equity and liabilities10/49€34k€26k▼
Equity10/15€11k€17k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€9k€15k▲
Amounts payable17/49€23k€9k▼
Amounts payable within one year42/48€23k€9k▼
Trade debts44€17k€5k▼
Suppliers440/4€17k€5k▼
Taxes, remuneration and social security45€6k-
Remuneration and social security454/9€6k-
Other amounts payable47/48-€5k
Income statement
Code20232024
Turnover70€95k€101k▲
Goods, raw materials, services and sundry goods60/61€78k€90k▲
Remuneration, social security and pensions62€2k€782▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€682€1k▲
Gross operating margin9900€16k€11k▼
Operating profit (loss)9901€11k€6k▼
Financial charges65/66B€940€403▼
Recurring financial charges65€140€229▲
Non-recurring financial charges66B€800€174▼
Profit (loss) for the period before taxes9903€10k€6k▼
Profit (loss) for the period9904€10k€6k▼
Profit (loss) for the period to be appropriated9905€10k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€15k▲
Profit (loss) brought forward from the previous period14P€-543€9k▲
Transfer to equity691/2-€242
To contributions691-€242
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.45
Current ratio from 1.21 to 2.45; short-term debt falls from €23k to €9k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Katarinastraat 651831 Machelen (Brab.)Ground area
790 m²
Building footprint
77 m²
Volume, LiDAR
592 m³
Parcel 23015B0267/00L002, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BM Limo
since 20202.302.258.970
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0267/00L002 | Flanders | 790 m² | 1 · 77 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1004.697.789
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TAXI ACTIVE
BE 0781.633.621
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GreenBird Hybrid
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Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,983 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.