Checked.be · Company dossierhttps://checked.be/en/c/bm-horizon-0704886429 · as of 02-10-2026
BM HORIZON
Active
Private limited company (pre-2019) · founded 2018 · 8 yrs activeKBO/BCE: BE 0704.886.429
Summary
The computed 12-month bankruptcy probability of BM HORIZON is 18.5% (high). For BM HORIZON, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €1,148 and a net result of -€478. Equity is shrinking by ~39.5% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Signals- Figures for FY 2022 (filed 31-08-2023)- Ex-officio strike-off in the KBO- No filing in 24 months (latest 31-08-2023)- 3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late- Two or more financial years not filed- Administrative warnings in the KBO publicationsA punctual record breaksShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are, apart from the score: solvency, liquidity and profitability from the latest accounts, each out of 100. The score itself is the bankruptcy probability.
Average
Solvency100=
equity 94.7% of total assets
Liquidity54-44
short-term debt 5.3% · cash 3.3%
Profitability0=
return on assets -39.4%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
18.5%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months07-2025: 24.8%08-2025: ≥ 25%▲ +2.3% vs 07-202509-2025: ≥ 25%▲ +19.9% vs 08-2025highest value10-2025: ≥ 25%● 0.0% vs 09-2025highest value11-2025: ≥ 25%● 0.0% vs 10-2025highest value12-2025: ≥ 25%● 0.0% vs 11-2025highest value01-2026: 20.6%▼ -32.0% vs 12-202502-2026: 20.6%● 0.0% vs 01-202603-2026: 20.6%● 0.0% vs 02-202604-2026: 20.6%● 0.0% vs 03-202605-2026: 20.6%● 0.0% vs 04-202606-2026: 20.6%● 0.0% vs 05-202607-2026: 20.6%▼ -0.4% vs 06-202608-2026: 19.7%▼ -4.4% vs 07-202609-2026: 19.7%● 0.0% vs 08-202610-2026: 18.5%▼ -6.0% vs 09-2026lowest value
Figures for FY 2022 (filed 31-08-2023)raises the probability
Ex-officio strike-off in the KBOraises the probability
No filing in 24 months (latest 31-08-2023)raises the probability
3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 lateraises the probability
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
This company filed its last 4 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
+
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.