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BM HORIZON

Active
Private limited company (pre-2019)founded 20188 yrs activeKBO/BCE: BE 0704.886.429
Summary

The computed 12-month bankruptcy probability of BM HORIZON is 18.5% (high). For BM HORIZON, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €1,148 and a net result of -€478. Equity is shrinking by ~39.5% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Activity not known1 site
Size
€1,213total assets 2022
Equity
€1,148
Loss
-€478
Turnover not published (abridged schema)
Financial health
Bankruptcy chance 12 m
18.5%
2022 figures too old to score
Structure
Accounts 793 d overdue0 of 2 deeds read
Signals- Figures for FY 2022 (filed 31-08-2023)- Ex-officio strike-off in the KBO- No filing in 24 months (latest 31-08-2023)- 3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late- Two or more financial years not filed- Administrative warnings in the KBO publicationsA punctual record breaksShow the evidence

Checked score

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Average
Solvency 100=
equity 94.7% of total assets
Liquidity 54-44
short-term debt 5.3% · cash 3.3%
Profitability 0=
return on assets -39.4%
Bankruptcy probability, 12 months
18.5% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 5 comparable companies go bankrupt within 12 months (an estimate).

Last 16 months 07-2025: 24.8% 08-2025: ≥ 25%▲ +2.3% vs 07-2025 09-2025: ≥ 25%▲ +19.9% vs 08-2025highest value 10-2025: ≥ 25%● 0.0% vs 09-2025highest value 11-2025: ≥ 25%● 0.0% vs 10-2025highest value 12-2025: ≥ 25%● 0.0% vs 11-2025highest value 01-2026: 20.6%▼ -32.0% vs 12-2025 02-2026: 20.6%● 0.0% vs 01-2026 03-2026: 20.6%● 0.0% vs 02-2026 04-2026: 20.6%● 0.0% vs 03-2026 05-2026: 20.6%● 0.0% vs 04-2026 06-2026: 20.6%● 0.0% vs 05-2026 07-2026: 20.6%▼ -0.4% vs 06-2026 08-2026: 19.7%▼ -4.4% vs 07-2026 09-2026: 19.7%● 0.0% vs 08-2026 10-2026: 18.5%▼ -6.0% vs 09-2026lowest value
  • Figures for FY 2022 (filed 31-08-2023) raises the probability
  • Ex-officio strike-off in the KBO raises the probability
  • No filing in 24 months (latest 31-08-2023) raises the probability
  • 3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late raises the probability
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Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Figures for FY 2022 (filed 31-08-2023)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · No filing in 24 months (latest 31-08-2023)
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 3 financial years not filed after the legal deadline; latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 4 filings
Position against the passed deadline
31-12-2023 close31-07-2024 deadline02-10-2026 today
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-08-2023, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
31 d late
2021
16 d early
2020
26 d early
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Address struckevent 11-09-2024
  2. Annual accounts filedfiscal year 2022 · micro…
  3. Liquidity doublescurrent ratio 18.78

Key points

  • Risk: Accounts not fileddeadline was 31-07-2024 793 d late View
  • Risk: 4 loss-making years in a rowloss fiscal year 2022 -€478 View
  • Active since 2018founded 21-09-2018 8 years View

By topic

Financials

Fiscal year
2022
Total assets
€1,213
Loss
-€478
Solvency
94.7%
Total assets▼ 35.2%
Net result
20192022
Go to Financials

Timeline

Events
8
Since
2020
  1. 29-11-2024Address struck
  2. 31-08-2023Annual accounts filed
  3. 31-12-2022Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
21-09-2018
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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