BM & Co
Open bankruptcyA bankruptcy procedure is open for BM & Co according to publications in the Belgian State Gazette; curator: CLAIRE VAN DE VELDE. The file additionally contains 1 administrative flag. The 2023 annual accounts show equity of €3k and a net result of €1k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-09-2024, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
61 d late
2022
25 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Financials · fiscal year 2023, micro schema
Equity
€3k▲ 61.5%
2022 · €2k
2022: €2k
2022 → 2023
Total assets
€14k▼ 25.3%
2022 · €18k
2022: €18k
2022 → 2023
Net result
€1k
2022 · €-244
2022: €-244
2022 → 2023
Working capital
€2k▲ 14.6%
2022 · €2k
2022: €2k
2022 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023Trend
Equity€2k-€3k▲ 61.5%
Operating result€399-€2k▲ 380%
Net result€-244-€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2023; 2023 is 380% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €14k
Fixed assets
€824
Current assets
€13k
Equity and liabilities €14k
Equity
€3k▲ 61.5%
Debt
€11k▼ 34.6%
The debt ratio falls from 90.4% to 79.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k
Cash flow
€1k
Solvency
20.8%▲
2022 · 9.6%
Current ratio
1.19▲
2022 · 1.11
Quick ratio
0.11▼
2022 · 0.43
Debt / equity
3.81▼
2022 · 9.40
ROE
38.1%▲
2022 · -13.9%
ROA
7.9%▲
2022 · -1.3%
Interest coverage
3.55
Debt
€11k▼
2022 · €17k
Debt ≤ 1 year
€11k▼
2022 · €17k
Income taxes
€279
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€18k€14k▼
Fixed assets21/28-€824
Tangible fixed assets22/27-€824
Furniture and vehicles24-€824
Current assets29/58€18k€13k▼
Stocks and contracts in progress3€11k€12k▲
Stocks30/36€11k€12k▲
Amounts receivable within one year40/41-€671
Other amounts receivable41-€671
Cash at bank and in hand54/58€7k€496▼
Equity and liabilities
Total equity and liabilities10/49€18k€14k▼
Equity10/15€2k€3k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-244€837▲
Amounts payable17/49€17k€11k▼
Amounts payable within one year42/48€17k€11k▼
Trade debts44€8k€9k▲
Suppliers440/4€8k€9k▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€6k-
Income statement
Code20222023
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€56
Other operating charges640/8€348€746▲
Gross operating margin9900€747€5k▲
Operating profit (loss)9901€399€2k▲
Financial charges65/66B€643€556▼
Recurring financial charges65€643€556▼
Profit (loss) for the period before taxes9903€-244€1k▲
Income taxes67/77-€279
Profit (loss) for the period9904€-244€1k▲
Profit (loss) for the period to be appropriated9905€-244€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-244€837▲
Profit (loss) brought forward from the previous period14P-€-244
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
10-02
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL BM & CO RUE DES FRANCS 79, 1040 ETTERBEEK · event 02-02-2026
2025
05-09
KBO administration
Address strikeout annulled
11-04
KBO administration
Address struck
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frankenstraat 791040 EtterbeekGround area
5,516 m²
Building footprint
3,737 m²
Volume, LiDAR
57,555 m³
2 parcels, Brussels, Wallonia · tallest building 22.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Mini Market
since 20222.327.450.167
HTK2 CAR WASH
since 20242.361.501.424
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0225/00Z005 | Brussels | 3,610 m² | 1 · 3,528 m² | 22.8 m · 5 fl. |
| 63009B0480/00N004 | Wallonia | 1,906 m² | 1 · 208 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CLAIRE VAN DE VELDE AVENUE DE FRE 229,
1180 UCCLE |
02-02-2026 → present |
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Of 3,209 companies in sector 95316 we hold annual accounts for 753. 310 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2021
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:lucas.p.luca@gmail.com
Phone:0495304753