Equity
€6,000 ▼ 90.7%
Equity fell in 2025 from €64,645 to €6,000.
BM-AZ
Lifetime
3 annual accounts with figures on one time axispeak €107,929 (2025)
€107,929▲ 38.9%
peak €80,000 (2025)
€80,000▲ 34.1%
peak €64,645 (2024)
€6,000▼ 90.7%
€177,884▲ 461%
Board1 name since 2023
1 director
Documentsfilings and deeds
12-05-202680 days before the deadline
2025micro format
Gross margin from €77,679 to €107,929Result from €59,645 to €80,000Dividend €138,646Equity from €64,645 to €6,000Debts from €31,693 to €177,884Cash from €61,274 to €148,028
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The micro format states no turnover.
Debts
€177,884 97% of the balance sheet
Suppliers 0%Taxes and wages 37%Other 63%
Of this, €177,429 falls due within a year.
Liquidity
1.02 was 2.94 in 2024
Short-term debts rose from €31,693 to €177,429.
Starting capital
€6,000 100 shares
Position in the sector
3.3%
Lower solvency than 88% of companies in head offices and management consultancy. Sector median 55.5% · 41,228 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,156 companies had the same profile as BM-AZ has now. Each dot stands for 6 companies, two years later.
94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,156 companies, not a prediction for BM-AZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003889919
First establishment
Elzenlaan 11, Liedekerke
Incorporation
Founding capital of €6,000, 100 shares · Founder: · Appointment: (director) · published on 28-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BM-AZ Liedekerke | €183,884 | €107,929 | 3.3% | - |
| WAYWISE SOLUTIONS Wezembeek-Oppem | €186,751 | €108,532 | 90.1% | - |
| WisePulse Sint-Genesius-Rode | €181,842 | €106,167 | 69.6% | - |
| RaeMa Consult Kortenberg | €190,031 | €106,410 | 79.5% | - |
| JDR Data Consultancy Tienen | €183,930 | €117,097 | 85.6% | - |
| MEHDILABS DEVELOPMENT Grimbergen | €172,667 | €103,827 | 56.3% | - |
| CM-ARTS management Tremelo | €182,536 | €97,153 | 75.0% | - |
These companies have the same main activity as BM-AZ: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €173,000 and €190,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 26-12-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.354.186.9311770 Liedekerke, since 22-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- €183,884▲ 90.9%
- Filing
- Filed on 12-05-2026, 80 days before the end of the filing period
Insights on BM-AZ
BM-AZ has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,000 and a net result of €80,000.
Equity has been stable since 2023 (±0% per year). Its solvency ranks better than 11% of 41,228 sector peers (NACE 70, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BM-AZ
- What is the company number of BM-AZ?
- The company number of BM-AZ is 1003.889.919. The VAT number is the same number with BE in front: BE 1003.889.919.
- Where is BM-AZ based?
- The registered office is at Elzenlaan 11, 1770 Liedekerke.Company details
- What does BM-AZ do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of BM-AZ?
- BM-AZ is a private limited company (BV).
- When was BM-AZ founded?
- BM-AZ was founded on 26-12-2023.
- Is BM-AZ still active?
- Yes, BM-AZ is an active enterprise in the KBO register.
- What is the turnover of BM-AZ?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €107,929 and 109 comparable companies (NACE 70200). It probably lies between €150,000 and €220,000.Financials
- Is BM-AZ profitable?
- In financial year 2025, BM-AZ made a profit of €80,000.
- Where can I find the annual accounts of BM-AZ?
- BM-AZ filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BM-AZ due?
- BM-AZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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