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Bluma Invest

Active
Public limited companyfounded 2019active for 7 yearsNaamsestraat 9, 3000 Leuven, BelgiumKBO/BCE: BE 0736.708.466
Summary

Bluma Invest has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,931 and a net result of -€1,808. Equity has been shrinking by about 6.5% per year since 2020. The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 23-10-2019 Normal situation
Registered office
23 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
No activity registered in the KBO
Establishment unit
2.298.674.722 3000 Leuven, since 23-10-2019
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • Myny PieterDirector

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
-€3,306
▼ 16.2%
Loss
€1,808
▼ 4.3%
Equity
€41,931
▼ 4.1%
Total assets
€47,136
▲ 1.0%
Score breakdownraises riskNo main activity registeredFounded in 2019lowers riskSize: total assets €47,136Equity €41,931 (89.0% of total assets)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 45% of micro companies without a NACE code
Financial strength · tick: 2024
Average
Solvency 100=
equity 89.0% of total assets
Liquidity 53-11
short-term debt 11.0% · cash 3.0%
Profitability 28+1
return on assets -3.8%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.8% 01-2025: 0.7%▼ -0.1 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025lowest value 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.7%▼ -0.1 percentage points vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 1.1%● unchanged vs 08-2025highest value 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 0.9%▼ -0.2 percentage points vs 12-2025 02-2026: 1.0%▲ +0.1 percentage points vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.05 (15.88 in 2024), above the usual 1.5. Short-term debt is 11% and cash 3% of total assets. 11% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 48% on liquidity, 20% on profitability and 33% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · No main activity registered
KBO
lowers risk · Size: total assets €47,136
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €41,931 (89.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
25 days early
2024
30 days early
2023
30 days early
2022
4 days early
2021
31 days late
2020
125 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 6 accounts on average 11 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€1,808 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Key facts about Bluma Invest

What is the company number of Bluma Invest?
The company number of Bluma Invest is 0736.708.466. The VAT number is the same number with BE in front: BE 0736.708.466.
Where is Bluma Invest based?
The registered office is at Naamsestraat 9, 3000 Leuven.Company details
What is the legal form of Bluma Invest?
The legal form of Bluma Invest is Public limited company (NV).
When was Bluma Invest founded?
Bluma Invest was founded on 23-10-2019.
Is Bluma Invest still active?
Yes, Bluma Invest is an active enterprise in the KBO register.
What is the turnover of Bluma Invest?
The annual accounts for financial year 2025 state no turnover.Financials
Is Bluma Invest profitable?
In financial year 2025, Bluma Invest made a loss of €1,808.
Where can I find the annual accounts of Bluma Invest?
Bluma Invest filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bluma Invest due?
Bluma Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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