BLUEFINTH
ActiveSummary
BLUEFINTH has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €327k and a net result of €38k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-9
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
short-term debt: 0.3% and cash: 68.2% of total assets, and 0.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.7%
Return on assets
11.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
4 d early
2023
16 d early
2022
3 d early
2021
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€327k▲ 13.1%
2024 · €289k
2021: €96klowest in 5 years
2022: €153k▲ +59.0% vs 2021
2023: €230k▲ +49.8% vs 2022
2024: €289k▲ +25.7% vs 2023
2025: €327k▲ +13.1% vs 2024highest in 5 years
2021 → 2025
Total assets
€328k▲ 5.1%
2024 · €312k
2021: €137klowest in 5 years
2022: €188k▲ +37.8% vs 2021
2023: €264k▲ +40.4% vs 2022
2024: €312k▲ +18.0% vs 2023
2025: €328k▲ +5.1% vs 2024highest in 5 years
2021 → 2025
Net result
€38k▼ 36.1%
2024 · €59k
2021: €76khighest in 5 years
2022: €57k▼ -25.5% vs 2021
2023: €76k▲ +34.1% vs 2022
2024: €59k▼ -22.6% vs 2023
2025: €38k▼ -36.1% vs 2024lowest in 5 years
2021 → 2025
Working capital
€319k▲ 16.9%
2024 · €273k
2021: €87klowest in 5 years
2022: €144k▲ +65.1% vs 2021
2023: €213k▲ +47.8% vs 2022
2024: €273k▲ +28.0% vs 2023
2025: €319k▲ +16.9% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€153k▲ 59.0%€230k▲ 49.8%€289k▲ 25.7%€327k▲ 13.1%
2021: €96klowest in 5 years
2022: €153k▲ +59.0% vs 2021
2023: €230k▲ +49.8% vs 2022
2024: €289k▲ +25.7% vs 2023
2025: €327k▲ +13.1% vs 2024highest in 5 years
Operating result€109k-€80k▼ 26.0%€107k▲ 33.1%€83k▼ 22.2%€39k▼ 52.5%
2021: €109khighest in 5 years
2022: €80k▼ -26.0% vs 2021
2023: €107k▲ +33.1% vs 2022
2024: €83k▼ -22.2% vs 2023
2025: €39k▼ -52.5% vs 2024lowest in 5 years
Net result€76k-€57k▼ 25.5%€76k▲ 34.1%€59k▼ 22.6%€38k▼ 36.1%
2021: €76khighest in 5 years
2022: €57k▼ -25.5% vs 2021
2023: €76k▲ +34.1% vs 2022
2024: €59k▼ -22.6% vs 2023
2025: €38k▼ -36.1% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€8k ▼ 51.0%
Current assets
€320k ▲ 8.1%
Equity and liabilities €328k
Equity
€327k ▲ 13.1%
Debt
€1k ▼ 95.6%
Debt's share of the balance-sheet total falls from 7.4% to 0.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▼
2024 · €92k
Cash flow
€47k▼
2024 · €68k
Debt to equity
0.00▼
2024 · 0.08
ROE
11.6%▼
2024 · 20.5%
ROA
11.5%▼
2024 · 18.9%
Interest coverage
46.49▼
2024 · 72.74
Debt ≤ 1 year
€1k▼
2024 · €23k
Income taxes
€13k▼
2024 · €25k
A ratio outside any meaningful range has been withheld (balance sheet total €328k, equity €327k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€312k€328k▲
Formation expenses20€34-
Fixed assets21/28€16k€8k▼
Tangible fixed assets22/27€16k€8k▼
Furniture and vehicles24€10k€8k▼
Leasing and similar rights25€6k-
Current assets29/58€296k€320k▲
Amounts receivable within one year40/41€24k€5k▼
Trade receivables40€22k€4k▼
Other amounts receivable41€2k€501▼
Current investments50/53€134k€90k▼
Cash at bank and in hand54/58€135k€224k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€312k€328k▲
Equity10/15€289k€327k▲
Contributions10/11€20k€20k=
Reserves13€264k€296k▲
Distributable reserves133€264k€296k▲
Profit (loss) carried forward14€5k€11k▲
Amounts payable17/49€23k€1k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€23k€1k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€15k-
Taxes450/3€15k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€19k-
Other operating charges640/8€2k€2k▼
Gross operating margin9900€113k€50k▼
Operating profit (loss)9901€83k€39k▼
Financial income75/76B€2k€12k▲
Recurring financial income75€2k€12k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€84k€51k▼
Income taxes67/77€25k€13k▼
Profit (loss) for the period9904€59k€38k▼
Profit (loss) for the period to be appropriated9905€59k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€43k▼
Profit (loss) brought forward from the previous period14P€4k€5k▲
Transfer to equity691/2€58k€32k▼
To other reserves6921€58k€32k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €7k | €7k | €9k | €9k | ▲ 1.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €19k | - | - |
| Other operating charges640/8 | - | €1k | €1k | €2k | €2k | ▼ 2.9% |
| Gross operating margin9900 | €118k | €89k | €116k | €113k | €50k | ▼ 55.4% |
| Operating profit (loss)9901 | €109k | €80k | €107k | €83k | €39k | ▼ 52.5% |
| Financial income75/76B | - | - | - | €2k | €12k | ▲ 445% |
| Recurring financial income75 | - | - | - | €2k | €12k | ▲ 445% |
| Financial charges65/66B | - | €639 | €412 | €1k | €1k | ▼ 17.4% |
| Recurring financial charges65 | €699 | €639 | €412 | €1k | €1k | ▼ 17.4% |
| Profit (loss) for the period before taxes9903 | €108k | €80k | €107k | €84k | €51k | ▼ 39.7% |
| Income taxes67/77 | €32k | €23k | €30k | €25k | €13k | ▼ 48.2% |
| Profit (loss) for the period9904 | €76k | €57k | €76k | €59k | €38k | ▼ 36.1% |
| Profit (loss) for the period to be appropriated9905 | €76k | €57k | €76k | €59k | €38k | ▼ 36.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €137k | €188k | €264k | €312k | €328k | ▲ 5.1% |
| Formation expenses20 | €733 | €443 | €239 | €34 | - | - |
| Fixed assets21/28 | €28k | €21k | €23k | €16k | €8k | ▼ 51.0% |
| Tangible fixed assets22/27 | €28k | €21k | €23k | €16k | €8k | ▼ 51.0% |
| Furniture and vehicles24 | - | €2k | €10k | €10k | €8k | ▼ 18.7% |
| Leasing and similar rights25 | - | €19k | €13k | €6k | - | - |
| Current assets29/58 | €108k | €167k | €241k | €296k | €320k | ▲ 8.1% |
| Amounts receivable within one year40/41 | €69k | €59k | €25k | €24k | €5k | ▼ 79.7% |
| Trade receivables40 | - | €58k | €25k | €22k | €4k | ▼ 80.2% |
| Other amounts receivable41 | - | €454 | €454 | €2k | €501 | ▼ 75.0% |
| Current investments50/53 | - | - | - | €134k | €90k | ▼ 33.1% |
| Cash at bank and in hand54/58 | €39k | €106k | €213k | €135k | €224k | ▲ 65.5% |
| Deferred charges and accrued income490/1 | - | €2k | €3k | €3k | €2k | ▼ 38.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €137k | €188k | €264k | €312k | €328k | ▲ 5.1% |
| Equity10/15 | €96k | €153k | €230k | €289k | €327k | ▲ 13.1% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Reserves13 | €75k | €131k | €206k | €264k | €296k | ▲ 12.1% |
| Distributable reserves133 | - | €131k | €206k | €264k | €296k | ▲ 12.1% |
| Profit (loss) carried forward14 | €1k | €2k | €4k | €5k | €11k | ▲ 118% |
| Amounts payable17/49 | €40k | €35k | €34k | €23k | €1k | ▼ 95.6% |
| Amounts payable after more than one year17 | €17k | €12k | €6k | €0 | - | - |
| Financial debts170/4 | - | €12k | €6k | €0 | - | - |
| Amounts payable within one year42/48 | €21k | €23k | €28k | €23k | €1k | ▼ 95.6% |
| Current portion of amounts payable after more than one year42 | - | €5k | €6k | €6k | - | - |
| Trade debts44 | €398 | €491 | €2k | €2k | €1k | ▼ 39.3% |
| Suppliers440/4 | - | €491 | €2k | €2k | €1k | ▼ 39.3% |
| Taxes, remuneration and social security45 | - | €17k | €20k | €15k | - | - |
| Taxes450/3 | - | €17k | €20k | €15k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €76k | €57k | €76k | €59k | €38k | ▼ 36.1% |
| + Depreciation and write-downs630 | €7k | €7k | €7k | €9k | €9k | ▲ 1.3% |
| Operating cash flow (approximation) | €83k | €64k | €84k | €68k | €47k | ▼ 31.0% |
| Investment in fixed assets (approximation) | - | €-290 | €-10k | €-2k | €-1k | ▲ 53.4% |
| Change in cash | - | €66k | €107k | €-78k | €89k | ▲ 214% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €38k ▼36.1%
Net result drops to €38k, the lowest in the series.
30-06
Financial
Liquidity times 25current ratio 314.90
Current ratio from 12.85 to 314.90; short-term debt falls from €23k to €1k.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €230k ▲49.8%
3 profitable years in a row build equity to €230k.
28-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €150kEq €153k ▲59%
2 profitable years in a row build equity to €153k.
29-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2020
Ground area
1,045 m²
Building footprint
181 m²
Volume, LiDAR
728 m³
Parcel 44066D0116/00B000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
BLUEFINTH
since 20202.305.995.846
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44066D0116/00B000 | Flanders | 1,044 m² | 1 · 181 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,116 EUR awarded · 1,116 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 355 EUR | 355 EUR |
| 2023 | 1 | 395 EUR | 395 EUR |
| 2022 | 1 | 366 EUR | 366 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 13,489 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-02-2020
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.