BLUEBILT
ActiveSummary
BLUEBILT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174k and a net result of €40k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+9
Solvency100▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.79 against 3.03 in 2024; short-term debt: 12.3% and cash: 28.4% of total assets), and 24% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76%
Return on assets
17.4%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-09-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
41 d early
2023
29 d early
2022
38 d early
2021
39 d early
2020
30 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€174k▲ 11.6%
2024 · €156k
2019: €114k
2020: €95k
2021: €117k
2022: €127k
2023: €144k
2024: €156k
2019 → 2025
Total assets
€229k▲ 6.0%
2024 · €216k
2019: €194k
2020: €189k
2021: €196k
2022: €187k
2023: €192k
2024: €216k
2019 → 2025
Net result
€40k▲ 84.8%
2024 · €22k
2019: €28k
2020: €25k
2021: €22k
2022: €20k
2023: €22k
2024: €22k
2019 → 2025
Working capital
€79k▲ 46.1%
2024 · €54k
2019: €38k
2020: €17k
2021: €38k
2022: €41k
2023: €53k
2024: €54k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€127k▲ 8.3%€144k▲ 13.9%€156k▲ 8.2%€174k▲ 11.6%
Operating result€34k-€30k▼ 11.1%€32k▲ 8.1%€31k▼ 3.8%€57k▲ 83.0%
Net result€22k-€20k▼ 10.0%€22k▲ 9.7%€22k▼ 0.6%€40k▲ 84.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 83% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€122k ▼ 9.9%
Current assets
€107k ▲ 32.9%
Equity and liabilities €229k
Equity
€174k ▲ 11.6%
Debt
€55k ▼ 8.5%
Debt's share of the balance-sheet total falls from 27.8% to 24.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▲
2024 · €45k
Cash flow
€54k▲
2024 · €35k
Current ratio
3.79▲
2024 · 3.03
Debt to equity
0.31▼
2024 · 0.38
ROE
22.8%▲
2024 · 13.8%
ROA
17.4%▲
2024 · 10.0%
Interest coverage
54.10▲
2024 · 21.32
Debt ≤ 1 year
€28k▲
2024 · €27k
Debt > 1 year
€26k▼
2024 · €32k
Income taxes
€16k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€216k€229k▲
Fixed assets21/28€136k€122k▼
Tangible fixed assets22/27€136k€122k▼
Land and buildings22€96k€92k▼
Plant, machinery and equipment23-€534
Furniture and vehicles24€39k€29k▼
Other tangible fixed assets26€717€425▼
Financial fixed assets28-€250
Current assets29/58€80k€107k▲
Amounts receivable within one year40/41€15k€19k▲
Trade receivables40€14k€17k▲
Other amounts receivable41€2k€1k▼
Current investments50/53€23k€23k=
Cash at bank and in hand54/58€40k€65k▲
Deferred charges and accrued income490/1€2k€772▼
Equity and liabilities
Total equity and liabilities10/49€216k€229k▲
Equity10/15€156k€174k▲
Contributions10/11€6k€6k=
Reserves13€147k€165k▲
Distributable reserves133€147k€165k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€60k€55k▼
Amounts payable after more than one year17€32k€26k▼
Financial debts170/4€32k€26k▼
Amounts payable within one year42/48€27k€28k▲
Current portion of amounts payable after more than one year42€7k€6k▼
Trade debts44€2k€596▼
Suppliers440/4€2k€596▼
Taxes, remuneration and social security45€11k€21k▲
Taxes450/3€11k€21k▲
Other amounts payable47/48€6k€263▼
Accrued charges and deferred income492/3€1k€562▼
Income statement
Code20242025
Non-recurring operating income76A€7k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€47k€74k▲
Operating profit (loss)9901€31k€57k▲
Financial income75/76B€209€256▲
Recurring financial income75€209€256▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€29k€56k▲
Income taxes67/77€8k€16k▲
Profit (loss) for the period9904€22k€40k▲
Profit (loss) for the period to be appropriated9905€22k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€42k▲
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€10k€22k▲
Transfer to equity691/2€22k€40k▲
To other reserves6921€22k€40k▲
Profit to be distributed694/7€10k€22k▲
Return on contributions (dividend)694€10k€22k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €40k ▲84.8%
Operating result €57k, net result €40k, both a record.
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €150kEq €156k ▲8.2%
6 profitable years in a row build equity to €156k.
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €20k ▼10%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €100kEq €117k ▲23.1%
3 profitable years in a row build equity to €117k.
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
16-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2016
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2010
Ground area
1,096 m²
Building footprint
116 m²
Volume, LiDAR
667 m³
Parcel 46442C1187/00E000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoogkamerstraat 4, 9100 Sint-Niklaas
since 20102.187.544.196
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C1187/00E000indicative | Flanders | 1,096 m² | 1 · 116 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0809.817.267
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ENETEC
BE 0547.977.546
Perwez · Eq €174,258
DATADOTS
BE 0471.597.172
Hasselt · Eq €174,264
MANTIS ADVIES
BE 0874.814.294
Turnhout · Eq €174,299
ITECH CONSULTING
BE 0462.305.562
La Hulpe · Eq €174,145
Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2010
Fiscal year end31-03
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stijn.maller@bluebilt.be