BLUE TRADING
ActiveBLUE TRADING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €70k and a net result of €235. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 93% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38▲+3
Solvency100▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.47 against 1.74 in 2023; short-term debt: 7.7% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
79 d early
2022
97 d early
2021
26 d late
2020
1 d early
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€70k▲ 0.3%
2023 · €70k
2018: €68k
2019: €61k
2020: €69k
2021: €69k
2022: €71k
2023: €70k
2018 → 2024
Total assets
€76k▼ 21.8%
2023 · €98k
2018: €84k
2019: €70k
2020: €77k
2021: €100k
2022: €115k
2023: €98k
2018 → 2024
Net result
€235
2023 · €-854
2018: €10k
2019: €-7k
2020: €8k
2021: €-37
2022: €2k
2023: €-854
2018 → 2024
Working capital
€20k▲ 1.2%
2023 · €20k
2018: €26k
2019: €15k
2020: €22k
2021: €19k
2022: €21k
2023: €20k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€69k-€69k▼ 0.1%€71k▲ 3.4%€70k▼ 1.2%€70k▲ 0.3%
Operating result€12k-€3k▼ 78.8%€5k▲ 88.5%€45▼ 99.1%€2k▲ 3,488%
Net result€8k-€-37€2k€-854€235
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 3,488% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets
€50k=
Current assets
€26k▼ 44.8%
Equity and liabilities €76k
Equity
€70k▲ 0.3%
Debt
€6k▼ 78.6%
The debt ratio falls from 28.1% to 7.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
92.3%▲
2023 · 71.9%
Current ratio
4.47▲
2023 · 1.74
Quick ratio
4.47▲
2023 · 1.74
Debt / equity
0.08▼
2023 · 0.39
ROE
0.3%▲
2023 · -1.2%
ROA
0.3%▲
2023 · -0.9%
Debt
€6k▼
2023 · €27k
Debt ≤ 1 year
€6k▼
2023 · €27k
Income taxes
€254
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€98k€76k▼
Fixed assets21/28€50k€50k=
Intangible fixed assets21€50k€50k=
Current assets29/58€48k€26k▼
Amounts receivable within one year40/41€48k€26k▼
Trade receivables40€21k€12k▼
Other amounts receivable41€27k€14k▼
Equity and liabilities
Total equity and liabilities10/49€98k€76k▼
Equity10/15€70k€70k▲
Contributions10/11€50k€50k=
Reserves13€11k€11k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€9k€10k▲
Amounts payable17/49€27k€6k▼
Amounts payable within one year42/48€27k€6k▼
Current portion of amounts payable after more than one year42€691€692▲
Financial debts43€4k€5k▲
Credit institutions430/8€4k€5k▲
Trade debts44€23k-
Suppliers440/4€23k€0▼
Income statement
Code20232024
Gross operating margin9900€45€2k▲
Operating profit (loss)9901€45€2k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€899€1k▲
Recurring financial charges65€899€1k▲
Profit (loss) for the period before taxes9903€-854€489▲
Income taxes67/77-€254
Profit (loss) for the period9904€-854€235▲
Profit (loss) for the period to be appropriated9905€-854€235▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€10k▲
Profit (loss) brought forward from the previous period14P€10k€9k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €235
Net result €235 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 4.47
Current ratio from 1.74 to 4.47; short-term debt falls from €27k to €6k.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-7k ▼173%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Citadelle(TOU) 1247500 TournaiGround area
9,263 m²
Building footprint
1,411 m²
Volume, LiDAR
22,651 m³
Parcel 57081I0824/00W000, Wallonia · tallest building 22.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BLUE TRADING
since 20122.210.132.528
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57081I0824/00W000 | Wallonia | 9,263 m² | 1 · 1,410 m² | 22.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LINK'UP
BE 0673.709.144
Walcourt · Eq €70k
SWALTY FOOD
BE 1011.688.719
Ternat · Eq €70k
KALINKA
BE 0741.588.655
Braine-l'Alleud · Eq €71k
PADEL CLUB BELGIUM
BE 0568.697.142
Saint-Ghislain · Eq €70k
BRICS TRADE
BE 1003.391.061
Brussel · Eq €70k
Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,968 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2012
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
47519Retail trade
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46419Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.