BLUE SPARKLE
ActiveBLUE SPARKLE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242k and a net result of €103k. Equity is growing by ~36.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 781 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▼-2
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.18 against 48.64 in 2024), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
24.3%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
13 d late
2024
49 d early
2023
62 d late
2022
133 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€242k▲ 71.4%
2024 · €141k
2022: €87k
2023: €114k
2024: €141k
2022 → 2025
Total assets
€423k▲ 193%
2024 · €144k
2022: €96k
2023: €130k
2024: €144k
2022 → 2025
Net result
€103k▲ 258%
2024 · €29k
2022: €86k
2023: €28k
2024: €29k
2022 → 2025
Working capital
€187k▲ 35.3%
2024 · €138k
2022: €86k
2023: €114k
2024: €138k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€87k-€114k▲ 31.9%€141k▲ 23.7%€242k▲ 71.4%
Operating result€101k-€47k▼ 53.2%€46k▼ 3.7%€152k▲ 233%
Net result€86k-€28k▼ 67.7%€29k▲ 3.7%€103k▲ 258%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 233% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €423k
Fixed assets
€200k▲ 6,421%
Current assets
€223k▲ 58.1%
Equity and liabilities €423k
Equity
€242k▲ 71.4%
Debt
€181k▲ 6,121%
The debt ratio rises from 2.0% to 42.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€180k▲
2024 · €46k
Cash flow
€131k▲
2024 · €29k
Solvency
57.3%▼
2024 · 98.0%
Current ratio
6.18▼
2024 · 48.64
Quick ratio
6.18▼
2024 · 48.64
Debt / equity
0.75▲
2024 · 0.02
ROE
42.3%▲
2024 · 20.3%
ROA
24.3%▲
2024 · 19.9%
Interest coverage
26.97▲
2024 · 12.92
Debt
€181k▲
2024 · €3k
Debt ≤ 1 year
€36k▲
2024 · €3k
Debt > 1 year
€145k
Income taxes
€43k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€423k▲
Fixed assets21/28€3k€200k▲
Tangible fixed assets22/27€3k€200k▲
Land and buildings22-€192k
Plant, machinery and equipment23€3k€8k▲
Furniture and vehicles24€90-
Current assets29/58€141k€223k▲
Amounts receivable within one year40/41€21k€44k▲
Trade receivables40€2k€19k▲
Other amounts receivable41€19k€25k▲
Current investments50/53-€75k
Cash at bank and in hand54/58€111k€104k▼
Deferred charges and accrued income490/1€9k-
Equity and liabilities
Total equity and liabilities10/49€144k€423k▲
Equity10/15€141k€242k▲
Contributions10/11€1k€1k=
Reserves13€140k€241k▲
Distributable reserves133€140k€241k▲
Amounts payable17/49€3k€181k▲
Amounts payable after more than one year17-€145k
Financial debts170/4-€145k
Amounts payable within one year42/48€3k€36k▲
Current portion of amounts payable after more than one year42-€8k
Financial debts43-€14k
Credit institutions430/8-€14k
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€640€28k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€3k€3k▲
Gross operating margin9900€49k€189k▲
Operating profit (loss)9901€46k€152k▲
Financial income75/76B€194€886▲
Recurring financial income75€194€886▲
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€42k€146k▲
Income taxes67/77€13k€43k▲
Profit (loss) for the period9904€29k€103k▲
Profit (loss) for the period to be appropriated9905€29k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€103k▲
Transfer to equity691/2€27k€101k▲
To other reserves6921€27k€101k▲
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial
Highest result since 2022net €103k ▲258%
Operating result €152k, net result €103k, both a record.
31-12
Financial
Equity above €200kEq €242k ▲71.4%
4 profitable years in a row build equity to €242k.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 48.64
Current ratio from 8.08 to 48.64; short-term debt falls from €16k to €3k.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
31-12
Financial
Weakest financial yearnet €28k ▼67.7%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €114k ▲31.9%
2 profitable years in a row build equity to €114k.
11-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 133 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwhuisstraat 78531 HarelbekeGround area
864 m²
Building footprint
156 m²
Parcel 34017A0113/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
Blue Sparkle
since 20222.330.197.445
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34017A0113/00X000 | Flanders | 864 m² | 1 · 156 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,347 companies in sector 78100 we hold annual accounts for 1,354. 1,016 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2022
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.