Blue Giraffe
ActiveBlue Giraffe has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374k and a net result of €118k. Equity is growing by ~53% per year across the filed fiscal years. Its solvency ranks better than 52% of 6965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
68
/ 100
Healthy▼ -32 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▼-30
Growth78=
Stability94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.77 against 2.77 in 2024), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
17.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-03-2026, 135 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
135 d early
2024
30 d early
2023
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€374k▲ 46.1%
2024 · €256k
2023: €103k
2024: €256k
2023 → 2025
Total assets
€661k▲ 82.1%
2024 · €363k
2023: €164k
2024: €363k
2023 → 2025
Net result
€118k▼ 23.0%
2024 · €153k
2023: €98k
2024: €153k
2023 → 2025
Working capital
€-66k
2024 · €188k
2023: €15k
2024: €188k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€103k-€256k▲ 150%€374k▲ 46.1%
Operating result€125k-€200k▲ 59.8%€156k▼ 22.0%
Net result€98k-€153k▲ 55.9%€118k▼ 23.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €661k
Fixed assets
€441k▲ 536%
Current assets
€220k▼ 25.1%
Equity and liabilities €661k
Equity
€374k▲ 46.1%
Debt
€287k▲ 168%
The debt ratio rises from 29.6% to 43.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€184k▼
2024 · €220k
Cash flow
€146k▼
2024 · €173k
Solvency
56.5%▼
2024 · 70.4%
Current ratio
0.77▼
2024 · 2.77
Quick ratio
0.77▼
2024 · 2.77
Debt / equity
0.77▲
2024 · 0.42
ROE
31.6%▼
2024 · 59.9%
ROA
17.8%▼
2024 · 42.2%
Interest coverage
62.90▼
2024 · 238.87
Debt
€287k▲
2024 · €107k
Debt ≤ 1 year
€285k▲
2024 · €106k
Income taxes
€35k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€363k€661k▲
Fixed assets21/28€69k€441k▲
Tangible fixed assets22/27€69k€441k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€69k€60k▼
Other tangible fixed assets26-€380k
Current assets29/58€294k€220k▼
Amounts receivable within one year40/41€37k€36k▼
Trade receivables40€37k€36k▼
Other amounts receivable41€16€0▼
Current investments50/53€77k€161k▲
Cash at bank and in hand54/58€179k€21k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€363k€661k▲
Equity10/15€256k€374k▲
Contributions10/11€4k€4k=
Reserves13€252k€370k▲
Distributable reserves133€252k€370k▲
Amounts payable17/49€107k€287k▲
Amounts payable within one year42/48€106k€285k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€96k€102k▲
Taxes450/3€93k€99k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€6k€177k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€28k▲
Other operating charges640/8€54k€68k▲
Gross operating margin9900€273k€252k▼
Operating profit (loss)9901€200k€156k▼
Financial income75/76B-€46
Recurring financial income75-€46
Financial charges65/66B€919€3k▲
Recurring financial charges65€919€3k▲
Profit (loss) for the period before taxes9903€199k€153k▼
Income taxes67/77€45k€35k▼
Profit (loss) for the period9904€153k€118k▼
Profit (loss) for the period to be appropriated9905€153k€118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€153k€118k▼
Transfer to equity691/2€153k€118k▼
To other reserves6921€153k€118k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €153k ▲55.9%
Operating result €200k, net result €153k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.77
Current ratio from 1.24 to 2.77.
31-12
Financial
Equity above €200kEq €256k ▲150%
2 profitable years in a row build equity to €256k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukendreef 119080 LochristiGround area
2,649 m²
Building footprint
345 m²
Volume, LiDAR
973 m³
2 parcels, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Blue Giraffe
since 20232.342.102.711
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44034C0630/00W000 | Flanders | 1,657 m² | 1 · 239 m² | 8.3 m · 1 fl. |
| 44034C0280/00X000 | Flanders | 992 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755009AW0EG4COMUC09
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,882. 4,563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2023
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.