BLU AGENCIES
ActiveBLU AGENCIES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €105k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 8.54 against 9.23 in 2024), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
22.3%
Age of the figures
14 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
3 d early
2023
28 d early
2022
42 d early
2021
48 d early
2020
12 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€429k▲ 10.3%
2024 · €390k
2019: €247k
2020: €374k
2021: €408k
2022: €494k
2023: €500k
2024: €390k
2019 → 2025
Total assets
€470k▲ 10.3%
2024 · €426k
2019: €388k
2020: €481k
2021: €466k
2022: €583k
2023: €543k
2024: €426k
2019 → 2025
Net result
€105k
2024 · €-30k
2019: €65k
2020: €128k
2021: €33k
2022: €153k
2023: €40k
2024: €-30k
2019 → 2025
Working capital
€298k▲ 1.0%
2024 · €295k
2019: €201k
2020: €307k
2021: €330k
2022: €352k
2023: €382k
2024: €295k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€408k-€494k▲ 21.1%€500k▲ 1.1%€390k▼ 22.1%€429k▲ 10.3%
Operating result€50k-€223k▲ 345%€54k▼ 75.8%€-30k€135k
Net result€33k-€153k▲ 358%€40k▼ 74.1%€-30k€105k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €135k after a loss of €30k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €470k
Fixed assets
€132k▲ 39.1%
Current assets
€338k▲ 2.0%
Equity and liabilities €470k
Equity
€429k▲ 10.3%
Debt
€40k▲ 10.1%
The debt ratio stays at 8.5%.
Key figures and ratios
EBITDA
€167k▲
2024 · €-3k
Cash flow
€136k▲
2024 · €-3k
Solvency
91.5%=
2024 · 91.5%
Current ratio
8.54▼
2024 · 9.23
Quick ratio
8.54▼
2024 · 9.23
Debt / equity
0.09▼
2024 · 0.09
ROE
24.3%▲
2024 · -7.6%
ROA
22.3%▲
2024 · -7.0%
Interest coverage
170.11▲
2024 · -18.82
Debt
€40k▲
2024 · €36k
Debt ≤ 1 year
€40k▲
2024 · €36k
Income taxes
€30k▲
2024 · €435
Staff costs
€50k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€426k€470k▲
Fixed assets21/28€95k€132k▲
Tangible fixed assets22/27€95k€132k▲
Land and buildings22€56k€51k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€36k€76k▲
Current assets29/58€331k€338k▲
Amounts receivable after more than one year29€44k€0▼
Other amounts receivable291€44k€0▼
Amounts receivable within one year40/41€52k€10k▼
Trade receivables40€52k€6k▼
Other amounts receivable41€455€4k▲
Current investments50/53€32k€32k▲
Cash at bank and in hand54/58€203k€296k▲
Deferred charges and accrued income490/1€158€636▲
Equity and liabilities
Total equity and liabilities10/49€426k€470k▲
Equity10/15€390k€429k▲
Contributions10/11€0-
Reserves13€419k€429k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€419k€429k▲
Profit (loss) carried forward14€-29k€0▲
Amounts payable17/49€36k€40k▲
Amounts payable within one year42/48€36k€40k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€21k€6k▼
Suppliers440/4€21k€6k▼
Taxes, remuneration and social security45€15k€24k▲
Taxes450/3€412€8k▲
Remuneration and social security454/9€14k€16k▲
Other amounts payable47/48€558€9k▲
Accrued charges and deferred income492/3€503€528▲
Income statement
Code20242025
Remuneration, social security and pensions62€33k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€31k▲
Other operating charges640/8€417€1k▲
Non-recurring operating charges66A€105€1k▲
Gross operating margin9900€30k€219k▲
Operating profit (loss)9901€-30k€135k▲
Financial income75/76B€1k€298▼
Recurring financial income75€1k€298▼
Financial charges65/66B€175€980▲
Recurring financial charges65€175€980▲
Profit (loss) for the period before taxes9903€-29k€135k▲
Income taxes67/77€435€30k▲
Profit (loss) for the period9904€-30k€105k▲
Profit (loss) for the period to be appropriated9905€-30k€105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€75k▲
Profit (loss) brought forward from the previous period14P€332€-29k▼
Transfer from equity791/2€74k€65k▼
Transfer to equity691/2€0€75k▲
To other reserves6921€0€75k▲
Profit to be distributed694/7€74k€65k▼
Return on contributions (dividend)694€74k€65k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €105k
Net result €105k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-30k ▼175%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €153k ▲358%
Operating result €223k, net result €153k, both a record.
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
06-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
De Leersnyder Stijn
CurrentDirector · since 30-10-2023
30-10-2023
Appointed as Director
30-10-2023
Resigned as Director
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Karellaan 518310 BruggeGround area
539 m²
Building footprint
118 m²
Volume, LiDAR
780 m³
Parcel 31002A0228/00S004, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLU AGENCIES
since 20062.151.227.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31002A0228/00S004 | Flanders | 539 m² | 1 · 118 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Tentconcepts
BE 0476.548.330
Schoten · Eq €428k
JLC Management
BE 0741.784.140
Lievegem · Eq €426k
JESTOH
BE 0836.987.165
Hasselt · Eq €435k
VAN LAER & Co
BE 0443.998.692
Beerse · Eq €436k
ZAKENKANTOOR PETER BOLS
BE 0452.403.149
Beerse · Eq €436k
Of 6,128 companies in sector 46190 we hold annual accounts for 2,553. 1,602 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2005
Fiscal year end30-06
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74142
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.