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BLS IMMO

Active
Private limited companyfounded 20215 yrs activeHelmetsesteenweg 241, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0772.834.830
Summary

The computed 12-month bankruptcy probability of BLS IMMO is 5.7% (elevated). The 2025 annual accounts show equity of €9,832 and a net result of -€47. Equity remains stable across the filed fiscal years (±0.5% per year). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability37▲+1
Solvency49▼-51
Growth32=
Track record94
Bankruptcy probability, 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.32; short-term debt: 75.8% and cash: 75% of total assets), and 75.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24.2%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
11 d early
2024
29 d late
2023
30 d late
2022
141 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 47 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (3 of the last 4 filed years within 41 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 August 2021, BLS IMMO was incorporated as a Private limited company.1 Total assets went from EUR 9,972 in 2022 to EUR 40,637 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€9,832▼ 0.5%
2024 · €9,880
Total assets
€40,637▲ 311%
2024 · €9,880
Net result
-€47▼ 1.5%
2024 · -€47
Working capital
€9,832
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Net result-€28--€46▼ 67.9%-€47▼ 0.4%-€47▼ 1.5%
Equity€9,972-€9,926▼ 0.5%€9,880▼ 0.5%€9,832▼ 0.5%
Total assets€9,972-€9,926▼ 0.5%€9,880▼ 0.5%€40,637▲ 311%
Debt€30,805
Working capital€9,832
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Net result
-€60-€40-€20€0Net result 2022: -€28-€28Net result 2023: -€46-€46Net result 2024: -€47-€47Net result 2025: -€47-€472022202320242025-€60-€40-€20€0Net result 2023: -€46-€46Net result 2024: -€47-€47Net result 2025: -€47-€47202320242025
The net result stays negative: a loss of €47 in 2025 against €47 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
Equity and liabilities €40,637
Equity €9,832
Debt €30,805
Debt finances 75.8% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.32
Debt to equity
3.13
ROE
-0.5%▼
2024 · -0.5%
ROA
-0.1%▲
2024 · -0.5%
Debt ≤ 1 year
€30,805
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,549 companies that looked in July 2024 the way this one looks now, 3.9% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a small loss
3.9% went bankrupt
3.7% stopped otherwise
91% still going

A further 1.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,549 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 19 lines
Balance sheet Code20242025
Assets
Total assets20/58€9,880€40,637▲
Current assets29/58€9,880€40,637▲
Amounts receivable within one year40/41€9,875€10,140▲
Other amounts receivable41€9,875€10,140▲
Cash at bank and in hand54/58€5€30,497▲
Equity and liabilities
Total equity and liabilities10/49€9,880€40,637▲
Equity10/15€9,880€9,832▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€120-€168▼
Amounts payable17/49-€30,805
Amounts payable within one year42/48-€30,805
Other amounts payable47/48-€30,805
Income statement Code20242025
Financial charges65/66B€47€47▲
Recurring financial charges65€47€47▲
Profit (loss) for the period before taxes9903-€47-€47▼
Profit (loss) for the period9904-€47-€47▼
Profit (loss) for the period to be appropriated9905-€47-€47▼
Appropriation of the result
Profit (loss) to be appropriated9906-€120-€168▼
Profit (loss) brought forward from the previous period14P-€74-€120▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Financial charges65/66B€28€46€47€47▲ 1.5%
Recurring financial charges65€28€46€47€47▲ 1.5%
Profit (loss) for the period before taxes9903-€28-€46-€47-€47▼ 1.5%
Profit (loss) for the period9904-€28-€46-€47-€47▼ 1.5%
Profit (loss) for the period to be appropriated9905-€28-€46-€47-€47▼ 1.5%
Line2022202320242025Change
Assets
Total assets20/58€9,972€9,926€9,880€40,637▲ 311%
Current assets29/58€9,972€9,926€9,880€40,637▲ 311%
Amounts receivable within one year40/41-€9,890€9,875€10,140▲ 2.7%
Other amounts receivable41-€9,890€9,875€10,140▲ 2.7%
Cash at bank and in hand54/58€9,972€36€5€30,497▲ 662,887%
Equity and liabilities
Total equity and liabilities10/49€9,972€9,926€9,880€40,637▲ 311%
Equity10/15€9,972€9,926€9,880€9,832▼ 0.5%
Contributions10/11€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14-€28-€74-€120-€168▼ 39.2%
Amounts payable17/49---€30,805-
Amounts payable within one year42/48---€30,805-
Other amounts payable47/48---€30,805-
Line2022202320242025Change
Profit (loss) for the period9904-€28-€46-€47-€47▼ 1.5%
Operating cash flow (approximation)-€28-€46-€47-€47▼ 1.5%
Change in cash--€9,936-€32€30,493▲ 96,903%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€47
Net result drops to -€47, the lowest in the series.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
19-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek
exact location from the address register On OpenStreetMap
Ground area
97 m²
Building footprint
95 m²
Volume, LiDAR
838 m³
Parcel 21902A0451/00L004, Brussels · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21902A0451/00L004 Brussels 97 m² 1 · 95 m² 14.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded25-08-2021
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.