BLS Conseils
ActiveSummary
BLS Conseils has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €899 and a net result of €48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency26▼-74
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
27.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
93 d early
2023
19 d early
2022
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€899▼ 99.0%
2024 · €88k
2022: €9k
2023: €53k
2024: €88k
2022 → 2025
Total assets
€171k▲ 67.4%
2024 · €102k
2022: €18k
2023: €80k
2024: €102k
2022 → 2025
Net result
€48k▲ 34.0%
2024 · €36k
2022: €9k
2023: €43k
2024: €36k
2022 → 2025
Working capital
€899▼ 99.0%
2024 · €88k
2022: €9k
2023: €53k
2024: €88k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€9k-€53k▲ 468%€88k▲ 67.7%€899▼ 99.0%
Operating result€12k-€58k▲ 403%€49k▼ 16.2%€66k▲ 35.8%
Net result€9k-€43k▲ 368%€36k▼ 17.8%€48k▲ 34.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €171k
Equity
€899 ▼ 99.0%
Debt
€170k ▲ 1,101%
Debt's share of the balance-sheet total rises from 13.9% to 99.5%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.01▼
2024 · 7.22
ROA
27.8%▼
2024 · 34.8%
Debt ≤ 1 year
€170k▲
2024 · €14k
Income taxes
€18k▲
2024 · €12k
Equity ratios withheld: equity of €899 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€102k€171k▲
Current assets29/58€102k€171k▲
Amounts receivable within one year40/41€94k€122k▲
Other amounts receivable41€94k€122k▲
Cash at bank and in hand54/58€9k€49k▲
Equity and liabilities
Total equity and liabilities10/49€102k€171k▲
Equity10/15€88k€899▼
Contributions10/11€1€1=
Profit (loss) carried forward14€88k€898▼
Amounts payable17/49€14k€170k▲
Amounts payable within one year42/48€14k€170k▲
Trade debts44€300€1k▲
Suppliers440/4€300€1k▲
Taxes, remuneration and social security45€14k€34k▲
Taxes450/3€14k€34k▲
Other amounts payable47/48-€135k
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€49k€67k▲
Operating profit (loss)9901€49k€66k▲
Financial charges65/66B€909€246▼
Recurring financial charges65€909€246▼
Profit (loss) for the period before taxes9903€48k€66k▲
Income taxes67/77€12k€18k▲
Profit (loss) for the period9904€36k€48k▲
Profit (loss) for the period to be appropriated9905€36k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€136k▲
Profit (loss) brought forward from the previous period14P€53k€88k▲
Profit to be distributed694/7-€135k
Return on contributions (dividend)694-€135k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2022net €48k ▲34%
Operating result €66k, net result €48k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.22
Current ratio from 2.94 to 7.22; short-term debt falls from €27k to €14k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Abbaye(Jauch.) 191370 JodoigneGround area
6.9 ha
Building footprint
736 m²
Volume, LiDAR
5,533 m³
Parcel 25047B0335/00T000, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BLS Conseils
since 20222.336.835.215
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25047B0335/00T000 ProtectedSite or landscape |
Wallonia | 6.9 ha | 1 · 736 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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JAZURA
BE 0863.606.143
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PACARTHO
BE 0817.037.829
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FREEASY
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 4,550 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bismarque.lopes@ramee.be
Phone:+32460944601