BLOOOM
ActiveBLOOOM has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €535k and a net result of €122k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+18
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 1.2 in 2024), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
18.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
91 d late
2023
32 d early
2022
52 d early
2021
4 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€535k▲ 29.6%
2024 · €413k
2018: €343k
2019: €429k
2020: €474k
2021: €562k
2022: €675k
2023: €824k
2024: €413k
2018 → 2025
Total assets
€648k▲ 4.6%
2024 · €619k
2018: €895k
2019: €962k
2020: €1.04M
2021: €1.10M
2022: €1.14M
2023: €1.16M
2024: €619k
2018 → 2025
Net result
€122k▲ 6.7%
2024 · €115k
2018: €33k
2019: €70k
2020: €52k
2021: €95k
2022: €118k
2023: €148k
2024: €115k
2018 → 2025
Working capital
€369k▲ 854%
2024 · €39k
2018: €101k
2019: €263k
2020: €228k
2021: €304k
2022: €351k
2023: €418k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€562k-€675k▲ 20.1%€824k▲ 22.1%€413k▼ 49.9%€535k▲ 29.6%
Operating result€145k-€165k▲ 13.8%€205k▲ 24.2%€174k▼ 14.9%€184k▲ 5.9%
Net result€95k-€118k▲ 23.2%€148k▲ 25.4%€115k▼ 22.3%€122k▲ 6.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €648k
Fixed assets
€170k▼ 55.9%
Current assets
€477k▲ 105%
Equity and liabilities €648k
Equity
€535k▲ 29.6%
Debt
€112k▼ 45.5%
The debt ratio falls from 33.3% to 17.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€193k▼
2024 · €218k
Cash flow
€131k▼
2024 · €158k
Solvency
82.6%▲
2024 · 66.7%
Current ratio
4.41▲
2024 · 1.20
Quick ratio
1.64▲
2024 · 1.20
Debt / equity
0.21▼
2024 · 0.50
ROE
22.8%▼
2024 · 27.7%
ROA
18.9%▲
2024 · 18.5%
Interest coverage
106.86▲
2024 · 35.70
Debt
€112k▼
2024 · €206k
Debt ≤ 1 year
€108k▼
2024 · €194k
Debt > 1 year
€3k▼
2024 · €12k
Income taxes
€61k▲
2024 · €59k
Staff costs
€4k▼
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€619k€648k▲
Fixed assets21/28€386k€170k▼
Tangible fixed assets22/27€386k€170k▼
Land and buildings22€360k€153k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€0-
Leasing and similar rights25€26k€18k▼
Other tangible fixed assets26€0-
Current assets29/58€233k€477k▲
Stocks and contracts in progress3€0€300k▲
Stocks30/36€0€300k▲
Amounts receivable within one year40/41€31k€48k▲
Trade receivables40€18k€25k▲
Other amounts receivable41€14k€23k▲
Cash at bank and in hand54/58€201k€130k▼
Deferred charges and accrued income490/1€203€213▲
Equity and liabilities
Total equity and liabilities10/49€619k€648k▲
Equity10/15€413k€535k▲
Contributions10/11€27k€27k=
Reserves13€386k€508k▲
Distributable reserves133€386k€508k▲
Investment grants15€0-
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€206k€112k▼
Amounts payable after more than one year17€12k€3k▼
Financial debts170/4€12k€3k▼
Amounts payable within one year42/48€194k€108k▼
Current portion of amounts payable after more than one year42€10k€10k▼
Trade debts44€38k€41k▲
Suppliers440/4€38k€41k▲
Taxes, remuneration and social security45€47k€58k▲
Taxes450/3€46k€58k▲
Remuneration and social security454/9€1k€110▼
Other amounts payable47/48€99k€0▼
Accrued charges and deferred income492/3€61€1k▲
Income statement
Code20242025
Non-recurring operating income76A-€232k
Remuneration, social security and pensions62€97k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€8k▼
Other operating charges640/8€15k€5k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€331k€202k▼
Operating profit (loss)9901€174k€184k▲
Financial income75/76B€5k€449▼
Recurring financial income75€5k€449▼
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€173k€183k▲
Transfer from deferred taxes780€102€0▼
Income taxes67/77€59k€61k▲
Profit (loss) for the period9904€115k€122k▲
Profit (loss) for the period to be appropriated9905€115k€122k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€122k▲
Transfer to equity691/2€115k€122k▲
To other reserves6921€115k€122k▲
Social balance
Average headcount (FTE)90873.2-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 4.41
Current ratio from 1.20 to 4.41; short-term debt falls from €194k to €108k.
31-12
Financial
Equity above €500kEq €535k ▲29.6%
8 profitable years in a row build equity to €535k.
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 91 days late
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €148k ▲25.4%
Operating result €205k, net result €148k, both a record.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €500kEq €562k ▲18.6%
4 profitable years in a row build equity to €562k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
08-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellemolen 92470 RetieGround area
414 m²
Building footprint
83 m²
Parcel 13036F0245/00V000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Bloom BV
since 20042.139.710.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036F0245/00V000 | Flanders | 414 m² | 1 · 83 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AGORIMCO
BE 0432.507.063
Wavre · Eq €535k
AGRI FOODS
BE 0436.006.189
Mechelen · Eq €536k
PROBUS
BE 0480.674.392
Diest · Eq €537k
DPO
BE 0738.833.558
Izegem · Eq €537k
IKD
BE 0760.574.525
Nijlen · Eq €537k
Of 7,288 companies in sector 68110 we hold annual accounts for 5,353. 3,625 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2004
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
71113Urban planning and landscape architecture
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.