Summary
BLOOMM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,559 and a net result of €168,499. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 10% of 8091 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
135 d early
2022
17 d early
2021
4 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€18,559▼ 11.3%
2024 · €20,925
Net result
€168,499▲ 119%
2024 · €76,910
Total assets
€1.2m▼ 3.8%
2024 · €1.2m
Solvency
1.6%▼ 0.1pp
2024 · 1.7%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€87,072▲ 10.4%€90,240▲ 3.6%€139,105▲ 54.1%€133,664▼ 3.9%€139,479▲ 4.4%
Net result€69,174within the sector's middle half▲ 8.0%€70,482within the sector's middle half▲ 1.9%€106,295within the sector's middle half▲ 50.8%€76,910within the sector's middle half▼ 27.6%€168,499above the sector's middle half▲ 119%
Equity€20,737below the sector's middle half▲ 0.8%€20,720below the sector's middle half▼ 0.1%€27,015below the sector's middle half▲ 30.4%€20,925below the sector's middle half▼ 22.5%€18,559below the sector's middle half▼ 11.3%
Total assets€141,318below the sector's middle half▲ 33.3%€143,054below the sector's middle half▲ 1.2%€156,329below the sector's middle half▲ 9.3%€1.2mwithin the sector's middle half▲ 684%€1.2mabove the sector's middle half▼ 3.8%
Debt€120,581▲ 41.1%€122,334▲ 1.5%€129,314▲ 5.7%€1.2m▲ 832%€1.2m▼ 3.7%
Working capital€3,332within the sector's middle half▼ 68.2%€9,425within the sector's middle half▲ 183%€18,234within the sector's middle half▲ 93.5%-€45,082within the sector's middle half-€136,471below the sector's middle half▼ 203%
Solvency14.7%below the sector's middle half▼ 4.7pp14.5%below the sector's middle half▼ 0.2pp17.3%below the sector's middle half▲ 2.8pp1.7%below the sector's middle half▼ 15.6pp1.6%below the sector's middle half▼ 0.1pp
Current ratio1.03within the sector's middle half▼ 0.091.08within the sector's middle half▲ 0.051.14within the sector's middle half▲ 0.060.79within the sector's middle half▼ 0.360.48below the sector's middle half▼ 0.31
Return on assets (ROA)48.9%above the sector's middle half▼ 11.4pp49.3%above the sector's middle half▲ 0.3pp68.0%above the sector's middle half▲ 18.7pp6.3%within the sector's middle half▼ 61.7pp14.3%within the sector's middle half▲ 8.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€1.1m ▼ 0.7%
Current assets
€126,220 ▼ 23.7%
Equity and liabilities €1.2m
Equity
€18,559 ▼ 11.3%
Debt
€1.2m ▼ 3.7%
Debt's share of the balance-sheet total rises from 98.3% to 98.4%. Equity and debt are lower.
Key figures and ratios
ROE
907.9%▲
2024 · 367.6%
Debt ≤ 1 year
€262,690▲
2024 · €210,496
Debt > 1 year
€877,622▼
2024 · €973,053
Income taxes
€29,854▲
2024 · €27,988
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €4,000 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,082 | €6,111 | €5,900 | €8,010 | €7,221 | ▼ 9.9% |
| Other operating charges640/8 | - | €347 | €479 | €660 | €1,459 | ▲ 121% |
| Gross operating margin9900 | €95,221 | €96,698 | €145,484 | €142,334 | €148,159 | ▲ 4.1% |
| Operating profit (loss)9901 | €87,072 | €90,240 | €139,105 | €133,664 | €139,479 | ▲ 4.4% |
| Financial income75/76B | - | €1,037 | €1,417 | €7,985 | €101,286 | ▲ 1,168% |
| Recurring financial income75 | €1,419 | €1,037 | €1,417 | €7,985 | €101,286 | ▲ 1,168% |
| Financial charges65/66B | - | €789 | €464 | €36,751 | €42,411 | ▲ 15.4% |
| Recurring financial charges65 | €320 | €789 | €464 | €36,751 | €42,411 | ▲ 15.4% |
| Profit (loss) for the period before taxes9903 | €88,170 | €90,489 | €140,059 | €104,898 | €198,353 | ▲ 89.1% |
| Income taxes67/77 | €18,996 | €20,006 | €33,763 | €27,988 | €29,854 | ▲ 6.7% |
| Profit (loss) for the period9904 | €69,174 | €70,482 | €106,295 | €76,910 | €168,499 | ▲ 119% |
| Profit (loss) for the period to be appropriated9905 | €69,174 | €70,482 | €106,295 | €76,910 | €168,499 | ▲ 119% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141,318 | €143,054 | €156,329 | €1.2m | €1.2m | ▼ 3.8% |
| Fixed assets21/28 | €17,405 | €11,294 | €8,781 | €1.1m | €1.1m | ▼ 0.7% |
| Tangible fixed assets22/27 | €17,405 | €11,294 | €8,781 | €28,426 | €21,205 | ▼ 25.4% |
| Plant, machinery and equipment23 | - | €697 | €3,145 | €22,724 | €17,604 | ▼ 22.5% |
| Furniture and vehicles24 | - | €10,598 | €5,636 | €5,702 | €3,602 | ▼ 36.8% |
| Financial fixed assets28 | - | - | - | €1.0m | €1.0m | = |
| Current assets29/58 | €123,913 | €131,760 | €147,549 | €165,414 | €126,220 | ▼ 23.7% |
| Amounts receivable after more than one year29 | - | €55,000 | - | - | - | - |
| Other amounts receivable291 | - | €55,000 | - | - | - | - |
| Stocks and contracts in progress3 | - | €10,000 | - | - | - | - |
| Contracts in progress37 | - | €10,000 | - | - | - | - |
| Amounts receivable within one year40/41 | €20,000 | €44,509 | €67,775 | €63,118 | €28,431 | ▼ 55.0% |
| Trade receivables40 | - | €44,509 | €56,025 | €51,118 | €23,697 | ▼ 53.6% |
| Other amounts receivable41 | - | - | €11,750 | €12,000 | €4,734 | ▼ 60.5% |
| Current investments50/53 | €512 | €512 | €512 | - | - | - |
| Cash at bank and in hand54/58 | €43,351 | €14,095 | €14,910 | €54,001 | €64,186 | ▲ 18.9% |
| Deferred charges and accrued income490/1 | - | €7,644 | €64,352 | €48,294 | €33,602 | ▼ 30.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141,318 | €143,054 | €156,329 | €1.2m | €1.2m | ▼ 3.8% |
| Equity10/15 | €20,737 | €20,720 | €27,015 | €20,925 | €18,559 | ▼ 11.3% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €60 | ▼ 99.7% |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €10,000 | ▲ 438% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | - | - |
| Distributable reserves133 | - | - | - | - | €10,000 | - |
| Profit (loss) carried forward14 | €277 | €260 | €6,555 | €465 | €8,499 | ▲ 1,729% |
| Amounts payable17/49 | €120,581 | €122,334 | €129,314 | €1.2m | €1.2m | ▼ 3.7% |
| Amounts payable after more than one year17 | - | - | - | €973,053 | €877,622 | ▼ 9.8% |
| Financial debts170/4 | - | - | - | €559,939 | €464,509 | ▼ 17.0% |
| Other amounts payable178/9 | - | - | - | €413,113 | €413,113 | = |
| Amounts payable within one year42/48 | €120,581 | €122,334 | €129,314 | €210,496 | €262,690 | ▲ 24.8% |
| Current portion of amounts payable after more than one year42 | - | - | - | €95,227 | €95,790 | ▲ 0.6% |
| Trade debts44 | €4,624 | €16,564 | €8,646 | €5,446 | €5,662 | ▲ 4.0% |
| Suppliers440/4 | - | €16,564 | €8,646 | €5,446 | €5,662 | ▲ 4.0% |
| Taxes, remuneration and social security45 | - | €16,965 | €9,209 | €2,310 | €4,713 | ▲ 104% |
| Taxes450/3 | - | €16,965 | €9,209 | €2,310 | €4,713 | ▲ 104% |
| Other amounts payable47/48 | - | €88,806 | €111,459 | €107,512 | €156,526 | ▲ 45.6% |
| Accrued charges and deferred income492/3 | - | - | - | €21,634 | €20,821 | ▼ 3.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69,174 | €70,482 | €106,295 | €76,910 | €168,499 | ▲ 119% |
| + Depreciation and write-downs630 | €7,082 | €6,111 | €5,900 | €8,010 | €7,221 | ▼ 9.9% |
| Operating cash flow (approximation) | €76,256 | €76,593 | €112,195 | €84,920 | €175,720 | ▲ 107% |
| Investment in fixed assets (approximation) | - | €0 | -€3,386 | -€1.1m | €0 | ▲ 100% |
| Change in cash | - | -€29,256 | €815 | €39,091 | €10,184 | ▼ 73.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
State Gazette act
Resignation: Laurence Dewaele (director)Registered-office move5 facts ▸
State Gazette act
Resignation: Laurence Dewaele (director)
Registered-office move5 facts ▸
- General meeting, 01-01-2026
- Registered-office move, Scheepsankerstraat 1, 9051 Gent
- Director resignation, Laurence Dewaele (director)
- Other statement, publication number, 26344625
- Other statement, Niet-statutaire wijzigingen, aard van de wijziging
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €168,499 ▲119%
Operating result €139,479, net result €168,499, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
14-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €64,048 ▼8.2%
Net result drops to €64,048, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
25-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2015
Ground area
5,452 m²
Building footprint
394 m²
Volume, LiDAR
2,809 m³
2 parcels, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BLOOMM
since 20152.238.799.194
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062A0027/00E002 | Flanders | 3,907 m² | 1 · 242 m² | 10.1 m · 3 fl. |
| 44062B0193/00P003 | Flanders | 1,545 m² | 1 · 153 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Laurence Dewaele |
|
Structure & network
Connections & network
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
3 locations
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 4,141 EUR awarded · 4,141 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,733 EUR | 1,733 EUR |
| 2024 | 1 | 1,260 EUR | 1,260 EUR |
| 2023 | 1 | 1,148 EUR | 1,148 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 7,164 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-12-2014
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0507840827
Also
9925:BE0507840827
Registered
19-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.