Blooming is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €64k and a net result of €438. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 5523 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
31 d early
2023
33 d early
2022
17 d early
2021
65 d early
2020
128 d early
2019
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€64k▲ 0.7%
2024 · €64k
2019: €20k
2020: €24k
2021: €20k
2022: €49k
2023: €63k
2024: €64k
2019 → 2025
Net result
€438▲ 118%
2024 · €201
2019: €971
2020: €5k
2021: €-5k
2022: €-45k
2023: €14k
2024: €201
2019 → 2025
Total assets
€74k▲ 2.9%
2024 · €72k
2019: €41k
2020: €69k
2021: €42k
2022: €60k
2023: €68k
2024: €72k
2019 → 2025
Solvency
86.4%▼ 1.9pp
2024 · 88.4%
2019: 47.7%
2020: 35.1%
2021: 47.1%
2022: 81.8%
2023: 93.1%
2024: 88.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€49k▲ 152%€63k▲ 28.7%€64k▲ 0.3%€64k▲ 0.7%
Operating result€-634-€-41k▼ 6,292%€17k€5k▼ 71.5%€2k▼ 64.8%
Net result€-5k-€-45k▼ 890%€14k€201▼ 98.6%€438▲ 118%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€5k▼ 63.3%
Current assets
€69k▲ 19.2%
Equity and liabilities €74k
Equity
€64k▲ 0.7%
Debt
€10k▲ 19.9%
The debt ratio rises from 11.6% to 13.6%. Equity and debt are higher.
Key figures and ratios
Solvency
86.4%▼
2024 · 88.4%
ROE
0.7%▲
2024 · 0.3%
ROA
0.6%▲
2024 · 0.3%
Debt
€10k▲
2024 · €8k
Debt ≤ 1 year
€10k▲
2024 · €8k
Income taxes
€744▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€74k▲
Fixed assets21/28€14k€5k▼
Tangible fixed assets22/27€14k€5k▼
Plant, machinery and equipment23€1k€695▼
Furniture and vehicles24€13k€5k▼
Current assets29/58€58k€69k▲
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€22k€40k▲
Trade receivables40€10k€28k▲
Other amounts receivable41€12k€12k▲
Cash at bank and in hand54/58€31k€20k▼
Deferred charges and accrued income490/1€4k€9k▲
Equity and liabilities
Total equity and liabilities10/49€72k€74k▲
Equity10/15€64k€64k▲
Contributions10/11€94k€94k=
Profit (loss) carried forward14€-30k€-29k▲
Amounts payable17/49€8k€10k▲
Amounts payable within one year42/48€8k€10k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€8k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€15k€12k▼
Operating profit (loss)9901€5k€2k▼
Financial income75/76B€546€354▼
Recurring financial income75€546€354▼
Financial charges65/66B€681€872▲
Recurring financial charges65€681€872▲
Profit (loss) for the period before taxes9903€5k€1k▼
Income taxes67/77€5k€744▼
Profit (loss) for the period9904€201€438▲
Profit (loss) for the period to be appropriated9905€201€438▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-29k▲
Profit (loss) brought forward from the previous period14P€-30k€-30k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
State Gazette act
Resignations & appointments · RestructuringMerger · Accounting effect · Power of attorney4 facts ▸
State Gazette act
Resignations & appointments · Restructuring
Merger · Accounting effect · Power of attorney4 facts ▸
- Merger, New Homes
- Accounting effect, 01/01/2026
- Power of attorney, Fiduciaire Ten Hove II
- Power of attorney, Fiduciaire Ten Hove II
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 5.40
Current ratio from 1.68 to 5.40; short-term debt falls from €22k to €11k.
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schalmei 152970 SchildeGround area
1,474 m²
Building footprint
151 m²
Volume, LiDAR
913 m³
Parcel 11041B0075/00C000, Flanders · tallest building 20.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Blooming
since 20172.264.985.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0075/00C000 | Flanders | 1,474 m² | 1 · 151 m² | 20.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionTaken over by:NEW HOMES
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 725 EUR awarded · 725 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 155 EUR | 155 EUR |
| 2024 | 1 | 120 EUR | 570 EUR |
| 2023 | 1 | 450 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 11,129 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.