BLOOM IMMO
ActiveBLOOM IMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.93M and a net result of €186k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 66% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75=
Solvency76▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.61 in 2024; short-term debt: 21.7% and cash: 8.5% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
49 d early
2024
44 d early
2023
47 d early
2022
52 d early
2021
44 d early
2020
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€186k▲ 8.0%
2024 · €172k
2021: €146k
2022: €151k
2023: €166k
2024: €172k
2021 → 2025
Working capital
€-455k▼ 71.8%
2024 · €-265k
2021: €-684k
2022: €-670k
2023: €-451k
2024: €-265k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.26M-€1.41M▲ 12.1%€1.57M▲ 11.8%€1.75M▲ 11.0%€1.93M▲ 10.7%
Operating result€267k-€288k▲ 7.9%€305k▲ 5.8%€319k▲ 4.6%€332k▲ 4.1%
Net result€146k-€151k▲ 4.0%€166k▲ 9.8%€172k▲ 3.7%€186k▲ 8.0%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.76M
Fixed assets
€3.40M▲ 17.4%
Current assets
€360k▼ 13.3%
Equity and liabilities €3.76M
Equity
€1.93M▲ 10.7%
Provisions
€121k▼ 7.5%
Debt
€1.70M▲ 18.9%
The debt ratio rises from 43.3% to 45.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€516k▲
2024 · €495k
Cash flow
€369k▲
2024 · €348k
Solvency
51.4%▼
2024 · 52.7%
Current ratio
0.44▼
2024 · 0.61
Quick ratio
0.44▼
2024 · 0.61
Debt / equity
0.88▲
2024 · 0.82
ROE
9.6%▼
2024 · 9.9%
ROA
5.0%▼
2024 · 5.2%
Interest coverage
7.79▲
2024 · 7.49
Debt
€1.70M▲
2024 · €1.43M
Debt ≤ 1 year
€814k▲
2024 · €680k
Debt > 1 year
€863k▲
2024 · €717k
Income taxes
€93k▼
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.31M€3.76M▲
Fixed assets21/28€2.89M€3.40M▲
Tangible fixed assets22/27€2.89M€3.40M▲
Land and buildings22€2.08M€2.38M▲
Plant, machinery and equipment23€1k€762▼
Furniture and vehicles24€3k€3k▲
Other tangible fixed assets26€774k€712k▼
Assets under construction and advance payments27€34k€299k▲
Current assets29/58€415k€360k▼
Amounts receivable within one year40/41€5k€27k▲
Trade receivables40€5k€16k▲
Other amounts receivable41-€11k
Current investments50/53€200k-
Cash at bank and in hand54/58€198k€320k▲
Deferred charges and accrued income490/1€12k€13k▲
Equity and liabilities
Total equity and liabilities10/49€3.31M€3.76M▲
Equity10/15€1.75M€1.93M▲
Contributions10/11€223k€223k=
Capital10€223k€223k=
Issued capital100€223k€223k=
Reserves13€1.39M€1.58M▲
Non-distributable reserves130/1€39k€39k=
Legal reserve130€39k€39k=
Tax-exempt reserves132€391k€362k▼
Distributable reserves133€960k€1.18M▲
Profit (loss) carried forward14€133k€133k▲
Provisions and deferred taxes16€130k€121k▼
Deferred taxes168€130k€121k▼
Amounts payable17/49€1.43M€1.70M▲
Amounts payable after more than one year17€717k€863k▲
Financial debts170/4€712k€854k▲
Other amounts payable178/9€5k€9k▲
Amounts payable within one year42/48€680k€814k▲
Current portion of amounts payable after more than one year42€57k€88k▲
Trade debts44€19k€23k▲
Suppliers440/4€19k€23k▲
Taxes, remuneration and social security45€22k€19k▼
Taxes450/3€22k€19k▼
Other amounts payable47/48€582k€684k▲
Accrued charges and deferred income492/3€37k€28k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176k€183k▲
Other operating charges640/8€58k€58k▲
Gross operating margin9900€553k€574k▲
Operating profit (loss)9901€319k€332k▲
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€66k€66k▲
Recurring financial charges65€66k€66k▲
Profit (loss) for the period before taxes9903€258k€269k▲
Transfer from deferred taxes780€10k€10k=
Income taxes67/77€96k€93k▼
Profit (loss) for the period9904€172k€186k▲
Transfer from tax-exempt reserves789€29k€29k=
Profit (loss) for the period to be appropriated9905€202k€216k▲
Appropriation of the result
Profit (loss) to be appropriated9906€333k€348k▲
Profit (loss) brought forward from the previous period14P€131k€133k▲
Transfer to equity691/2€201k€216k▲
To other reserves6921€201k€216k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €186k ▲8%
Operating result €332k, net result €186k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2020
Ground area
3,116 m²
Building footprint
267 m²
Volume, LiDAR
1,570 m³
Parcel 21382C0034/00P002, Brussels · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLOOM IMMO
since 20202.306.675.836
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0034/00P002 | Brussels | 3,116 m² | 1 · 267 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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INCLUSIO OSTBELGIEN
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Lontzen · Eq €1.93M
BEYENS INVEST
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MEGA
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Of 9,139 companies in sector 68201 we hold annual accounts for 6,767. 4,339 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-07-2020
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.