BLOOM.HR
ActiveSummary
BLOOM.HR has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,216 and a net result of €28,653. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 808 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
What they do
Employment placement agencies
NACE 78100Business and other management consultancy NACE 70200
1 site
How big
€71,024total assets 2025
- Staff
- 0.2 FTE
- Equity
- €32,216
- Profit
- €28,653
Turnover not published (abridged schema)
Who decides
Accounts filed 26 d late0 of 1 deed read
Why 73- Limited track record+ Lower-failure-rate sector+ Annual accounts: healthy financial profile+ Growing equityFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency70▲+34
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.54 against 0.73 in 2024; short-term debt: 53% and cash: 25.9% of total assets), but 54.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
40.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €32,216
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
20 d late
2023
17 d early
2022
26 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €28,653
- Liquidity doublescurrent ratio 1.54
Financials
Fiscal year 2025Total assets €71,024Profit €28,653Solvency 45.4%Liquidity 1.54
Total assets
€71,024▲ 123%
2022 - 2025
Net result
€28,653
2022 - 2025
Equity
€32,216▲ 804%
2022 - 2025
Staff (FTE)
0.2▼ 80.0%
2022 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€22,883--€1,991-€12,311▼ 518%€36,911
Net result€17,392within the sector's middle half--€2,811below the sector's middle half-€13,519below the sector's middle half▼ 381%€28,653within the sector's middle half
Equity€19,892within the sector's middle half-€17,082below the sector's middle half▼ 14.1%€3,562below the sector's middle half▼ 79.1%€32,216within the sector's middle half▲ 804%
Total assets€42,262below the sector's middle half-€47,399below the sector's middle half▲ 12.2%€31,884below the sector's middle half▼ 32.7%€71,024within the sector's middle half▲ 123%
Debt€22,370-€30,318▲ 35.5%€28,322▼ 6.6%€38,808▲ 37.0%
Working capital€19,292within the sector's middle half-€9,496within the sector's middle half▼ 50.8%-€5,905below the sector's middle half€20,349within the sector's middle half
Solvency47.1%within the sector's middle half-36.0%within the sector's middle half▼ 11.0pp11.2%below the sector's middle half▼ 24.9pp45.4%within the sector's middle half▲ 34.2pp
Current ratio1.88within the sector's middle half-1.55within the sector's middle half▼ 0.330.73below the sector's middle half▼ 0.821.54within the sector's middle half▲ 0.81
Return on assets (ROA)41.2%above the sector's middle half--5.9%below the sector's middle half▼ 47.1pp-42.4%below the sector's middle half▼ 36.5pp40.3%above the sector's middle half▲ 82.7pp
Staff (FTE)1-0.2
above
within
below
the middle half (P25 to P75) of NACE 78, Employment activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36,911 after a loss of €12,311 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71,024
Fixed assets
€13,012 ▼ 19.5%
Current assets
€58,012 ▲ 269%
Equity and liabilities €71,024
Equity
€32,216 ▲ 804%
Debt
€38,808 ▲ 37.0%
Debt's share of the balance-sheet total falls from 88.8% to 54.6%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€41,399▲
2024 · -€7,823
Cash flow
€33,142▲
2024 · -€9,032
Debt to equity
1.20▼
2024 · 7.95
ROE
88.9%▲
2024 · -379.5%
Interest coverage
46.16▲
2024 · -7.24
Debt ≤ 1 year
€37,662▲
2024 · €21,623
Income taxes
€7,375▲
2024 · €128
Staff costs
€4,564
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €12,570 | €0 | - | €4,564 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €458 | €4,488 | €4,489 | = |
| Other operating charges640/8 | €1,108 | €640 | €118 | €432 | ▲ 266% |
| Gross operating margin9900 | €36,561 | -€892 | -€7,705 | €46,395 | ▲ 702% |
| Operating profit (loss)9901 | €22,883 | -€1,991 | -€12,311 | €36,911 | ▲ 400% |
| Financial income75/76B | €14 | €35 | - | €15 | - |
| Recurring financial income75 | €14 | €35 | - | €15 | - |
| Financial charges65/66B | €451 | €350 | €1,081 | €897 | ▼ 17.0% |
| Recurring financial charges65 | €451 | €350 | €1,081 | €897 | ▼ 17.0% |
| Profit (loss) for the period before taxes9903 | €22,446 | -€2,306 | -€13,391 | €36,029 | ▲ 369% |
| Income taxes67/77 | €5,054 | €505 | €128 | €7,375 | ▲ 5,662% |
| Profit (loss) for the period9904 | €17,392 | -€2,811 | -€13,519 | €28,653 | ▲ 312% |
| Profit (loss) for the period to be appropriated9905 | €17,392 | -€2,811 | -€13,519 | €28,653 | ▲ 312% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €42,262 | €47,399 | €31,884 | €71,024 | ▲ 123% |
| Fixed assets21/28 | €948 | €20,654 | €16,167 | €13,012 | ▼ 19.5% |
| Intangible fixed assets21 | - | €18,874 | €15,049 | €11,224 | ▼ 25.4% |
| Tangible fixed assets22/27 | - | €1,781 | €1,118 | €1,788 | ▲ 59.9% |
| Furniture and vehicles24 | - | €1,781 | €1,118 | €1,788 | ▲ 59.9% |
| Financial fixed assets28 | €948 | €0 | - | - | - |
| Current assets29/58 | €41,314 | €26,745 | €15,718 | €58,012 | ▲ 269% |
| Amounts receivable within one year40/41 | €4,325 | €9,109 | €12,670 | €39,375 | ▲ 211% |
| Trade receivables40 | €3,723 | €4,901 | €12,670 | €39,375 | ▲ 211% |
| Other amounts receivable41 | €602 | €4,208 | - | - | - |
| Cash at bank and in hand54/58 | €24,643 | €14,996 | €3,047 | €18,373 | ▲ 503% |
| Deferred charges and accrued income490/1 | €12,346 | €2,641 | - | €264 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €42,262 | €47,399 | €31,884 | €71,024 | ▲ 123% |
| Equity10/15 | €19,892 | €17,082 | €3,562 | €32,216 | ▲ 804% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €17,392 | €14,582 | €1,062 | €29,716 | ▲ 2,698% |
| Distributable reserves133 | €17,392 | €14,582 | €1,062 | €29,716 | ▲ 2,698% |
| Amounts payable17/49 | €22,370 | €30,318 | €28,322 | €38,808 | ▲ 37.0% |
| Amounts payable after more than one year17 | - | €13,069 | €6,699 | - | - |
| Financial debts170/4 | - | €13,069 | €6,699 | - | - |
| Amounts payable within one year42/48 | €22,022 | €17,249 | €21,623 | €37,662 | ▲ 74.2% |
| Current portion of amounts payable after more than one year42 | - | €6,056 | €6,370 | €6,699 | ▲ 5.2% |
| Trade debts44 | €5,225 | €5,664 | €10,539 | €14,485 | ▲ 37.4% |
| Suppliers440/4 | €5,225 | €5,664 | €10,539 | €14,485 | ▲ 37.4% |
| Taxes, remuneration and social security45 | €16,798 | €5,529 | €4,714 | €13,080 | ▲ 177% |
| Taxes450/3 | €16,798 | €5,529 | €2,095 | €12,141 | ▲ 480% |
| Remuneration and social security454/9 | - | - | €2,619 | €938 | ▼ 64.2% |
| Other amounts payable47/48 | - | - | - | €3,399 | - |
| Accrued charges and deferred income492/3 | €348 | €0 | - | €1,146 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,392 | -€2,811 | -€13,519 | €28,653 | ▲ 312% |
| + Depreciation and write-downs630 | - | €458 | €4,488 | €4,489 | = |
| Operating cash flow (approximation) | €17,392 | -€2,352 | -€9,032 | €33,142 | ▲ 467% |
| Investment in fixed assets (approximation) | - | -€20,165 | €0 | -€1,334 | - |
| Change in cash | - | -€9,647 | -€11,949 | €15,326 | ▲ 228% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
Novi Consultancy
BE 1007.645.007
Pelt · Eq €32,226
RED POPPY
BE 0780.451.409
Wielsbeke · Eq €32,000
CHEERS 2 CHANGE
BE 1020.440.196
Knokke-Heist · Eq €31,742
Alteo Recruitment
BE 0755.595.158
Lasne · Eq €31,687
FO
BE 0745.393.530
Antwerpen · Eq €31,652
Of 2,357 companies in this sector we hold annual accounts for 1,365. 991 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
7 eventsLatest 26-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €28,653
Net result €28,653 after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.54
Current ratio from 0.73 to 1.54.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Weakest financial yearnet -€13,519
Net result drops to -€13,519, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 funding sourceFlanders €921
Flemish government
€921
awarded · 2025
Subsidies and aid
Flemish government
2025 · 1 entry · €921 awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | €921 | €0 |
Company details
Private limited company · founded 25-05-2022Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded25-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
78100Employment placement agencies
73300Public relations and communication consultancy
Contact
E-mail
joyce@bloom-hr.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0786585470
Registered
15-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2022
Ground area
310 m²
Building footprint
129 m²
Volume, LiDAR
837 m³
Parcel 11902G0047/00E005, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLOOM.HR
since 2022unit no. 2.331.799.925
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902G0047/00E005 | Flanders | 309 m² | 1 · 129 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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