Bloom Derma Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.51M and a net result of €-338k. Its solvency ranks better than 32% of 5511 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€1.51M
Net result
€-338k
Total assets
€4.78M
Solvency
31.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €4.78M
Fixed assets
€1.10M
Current assets
€3.68M
Equity and liabilities €4.78M
Equity
€1.51M
Debt
€3.26M
Debt finances 68.3% of the balance-sheet total.
Key figures and ratios
Solvency
31.7%
ROE
-22.3%
ROA
-7.1%
Debt
€3.26M
Debt ≤ 1 year
€846k
Debt > 1 year
€2.36M
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€4.78M
Fixed assets21/28€1.10M
Financial fixed assets28€1.10M
Current assets29/58€3.68M
Amounts receivable after more than one year29€2.70M
Other amounts receivable291€2.70M
Amounts receivable within one year40/41€934k
Trade receivables40€450k
Other amounts receivable41€484k
Cash at bank and in hand54/58€44k
Deferred charges and accrued income490/1€667
Equity and liabilities
Total equity and liabilities10/49€4.78M
Equity10/15€1.51M
Contributions10/11€1.85M
Profit (loss) carried forward14€-338k
Amounts payable17/49€3.26M
Amounts payable after more than one year17€2.36M
Financial debts170/4€2.36M
Amounts payable within one year42/48€846k
Current portion of amounts payable after more than one year42€195k
Trade debts44€84k
Suppliers440/4€84k
Other amounts payable47/48€567k
Accrued charges and deferred income492/3€54k
Income statement
Code2025
Other operating charges640/8€229
Gross operating margin9900€-347k
Operating profit (loss)9901€-347k
Financial income75/76B€133k
Recurring financial income75€133k
Financial charges65/66B€124k
Recurring financial charges65€124k
Profit (loss) for the period before taxes9903€-338k
Profit (loss) for the period9904€-338k
Profit (loss) for the period to be appropriated9905€-338k
Appropriation of the result
Profit (loss) to be appropriated9906€-338k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frankrijklei 1062000 AntwerpenGround area
424 m²
Building footprint
356 m²
Volume, LiDAR
4,800 m³
Parcel 11803C0374/00Y002, Flanders · tallest building 20.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Bloom Derma Holding
since 20242.369.894.003
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0374/00Y002 | Flanders | 424 m² | 1 · 356 m² | 20.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 11,722 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.